Expat Wiki - User contributions [en]

Project:Privacy policy

2025-10-18T22:22:16Z

Jorges:

Contact:

- Georg Jähnig
- Kaprova 42/14
- 110 00 Praha
- Czechia
- Phone: +49 30 214619138
- E-Mail: georg@jaehnig.org
- VAT-ID: CZ687280812

<html>
<h2>Viewing the website</h2>
During viewing the website, no personal information is stored.

<h3>Statistics</h3>

This site uses Simple Analytics to track statistics anonymously. It does not use tracking cookies or collect personal data. All statistics are stored on servers within the European Union and are neither shared with nor sold to other companies.

<h2>Editing articles</h2>
With editing an article without a user account, your IP will be stored.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
</html>

Project:Privacy policy

2025-10-18T22:20:53Z

Jorges: Switch to SimpleAnalytics

Contact:

- Georg Jähnig
- Baikalstr. 21
- 10319 Berlin
- Phone: +49 30 21 46 91 38
- E-Mail: info@expatwiki.org

<html>
<h2>Viewing the website</h2>
During viewing the website, no personal information is stored.

<h3>Statistics</h3>

This site uses Simple Analytics to track statistics anonymously. It does not use tracking cookies or collect personal data. All statistics are stored on servers within the European Union and are neither shared with nor sold to other companies.

<h2>Editing articles</h2>
With editing an article without a user account, your IP will be stored.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
</html>

MediaWiki:Sitenotice

2025-10-18T22:15:15Z

Jorges: Blanked the page

MediaWiki:Sitenotice

2025-10-18T22:15:04Z

Jorges: add SimpleAnalytics

Czechia/Travel/Public transport/Prague

2025-09-04T14:23:11Z

Jorges:

{{DISPLAYTITLE:How to get a public transport pass in Prague}}
To get a '''monthly, quarterly or yearly pass''' for ''' Prague's public transport''', you don't even need to leave your house – everything can be done online.

== How does it work? ==

Basically, you

* create an online account,
* link a card with a NFC chip (e.g. a credit card for contactless payments) to this account.
* Additionally, you upload your photo.
* Then, buy any ticket you like online.

When riding a metro, bus or tram, inspectors may check you. They will ask for your credit card, read the NFC chip and will see your uploaded photo – so they can confirm that you have a ticket.

Read more for a step-by-step guide.

== What do I need? ==
* a credit card with your name on it that allows contactless payments (NFC chip)
* a digital photo of you

== Create an account ==
* [https://www.pidlitacka.cz/ Go to PID Lítačka] and click on '''Sign up'''
* if the interface language is not English, select '''EN''' from the top menu
* enter your '''email address''' and a '''password'''
* You will receive an activation email in your mailbox, click on its confirmation link
* '''Login''' with your email and password

== Add a card / identifier ==

Next, you need to link an identifier to your account. This can be your credit card.

* From the menu, select '''Cards'''
* Select '''Add identifier'''
* Select '''Payment card'''
* Enter its number and expiration date
** be sure it is a card with your name on it
* Click on '''Add identifier'''

The identifier shall now appear on your list of cards.

To be able to buy personal tickets on it, change its type to '''Personal'''.

== Upload a photo of you ==

* From the menu, select '''Personal information'''
* Under '''Photo''' and there '''I want to upload a photo'''
* Upload a passport photo with your face clearly visible. It will need to be approved by an administrator.

== Buy a season ticket ==

* From the menu, select '''Season tickets'''
* Select '''Buy season ticket'''
* Pick your preferred date at '''Valid from'''
* Pick the duration of the ticket:
** ''Měsiční'' – 1 month
** ''Čvrtletní'' – 3 months
** ''5měsiční'' – 5 months (=1 semester, suitable for students)
** ''Roční '' – 1 year
* Pick the zones where it shall be valid
** for Prague city only, pick P and 0
* Select '''Buy''' at the bottom
* Recap and pay e.g. per credit card
** can be a different one than the linked one

== Check if your photo was approved ==

Your ticket is not valid until an administrator approved your photo. To check this:

* From the menu, select '''Personal information'''
* Under '''Photo''', read '''''Stav'''''. It should say '''approved'''

Czechia/Travel/Public transport/Prague

2025-09-04T14:22:43Z

Jorges: fix link

{{DISPLAYTITLE:How to get a public transport pass in Prague}}
To get a '''monthly, quarterly or yearly pass''' for ''' Prague's public transport''', you don't even need to leave your house – everything can be done online.

== How does it work? ==

Basically, you

* create an online account,
* link a card with a NFC chip (e.g. a credit card for contactless payments) to this account.
* Additionally, you upload your photo.
* Then, buy any ticket you like online.

When riding a metro, bus or tram, inspectors may check you. They will ask for your credit card, read the NFC chip and will see your uploaded photo – so they can confirm that you have a ticket.

Read more for a step-by-step guide.

== What do I need? ==
* a credit card with your name on it that allows contactless payments (NFC chip)
* a digital photo of you

== Create an account ==
* [https://www.pidlitacka.cz/ Go to PID Lítačka] and click on '''Register'''
* if the interface language is not English, select '''EN''' from the top menu
* enter your '''email address''' and a '''password'''
* You will receive an activation email in your mailbox, click on its confirmation link
* '''Login''' with your email and password

== Add a card / identifier ==

Next, you need to link an identifier to your account. This can be your credit card.

* From the menu, select '''Cards'''
* Select '''Add identifier'''
* Select '''Payment card'''
* Enter its number and expiration date
** be sure it is a card with your name on it
* Click on '''Add identifier'''

The identifier shall now appear on your list of cards.

To be able to buy personal tickets on it, change its type to '''Personal'''.

== Upload a photo of you ==

* From the menu, select '''Personal information'''
* Under '''Photo''' and there '''I want to upload a photo'''
* Upload a passport photo with your face clearly visible. It will need to be approved by an administrator.

== Buy a season ticket ==

* From the menu, select '''Season tickets'''
* Select '''Buy season ticket'''
* Pick your preferred date at '''Valid from'''
* Pick the duration of the ticket:
** ''Měsiční'' – 1 month
** ''Čvrtletní'' – 3 months
** ''5měsiční'' – 5 months (=1 semester, suitable for students)
** ''Roční '' – 1 year
* Pick the zones where it shall be valid
** for Prague city only, pick P and 0
* Select '''Buy''' at the bottom
* Recap and pay e.g. per credit card
** can be a different one than the linked one

== Check if your photo was approved ==

Your ticket is not valid until an administrator approved your photo. To check this:

* From the menu, select '''Personal information'''
* Under '''Photo''', read '''''Stav'''''. It should say '''approved'''

Project:About

2025-01-01T21:50:52Z

Jorges: Updated address.

== Impressum ==

* Georg Jähnig
* Kaprova 42/14
* 110 00 Praha
* Czechia
* Phone: +49 30 214619138
* E-Mail: info@expatwiki.org

USt-IdNr.: CZ687280812

Responsible for journalistic-editorial content:

* Georg Jähnig
* Kaprova 42/14
* 110 00 Praha
* Czechia
* E-Mail: info@expatwiki.org

<html><a href="https://www.ratgeberrecht.eu/leistungen/muster-impressum-generator.html">Impressum-Generator</a> der <a href="https://www.ratgeberrecht.eu/">Anwaltskanzlei Weiß & Partner</a></html>

Czechia/Rent/Apartment

2024-10-19T13:01:51Z

Jorges: Fix link

{{DISPLAYTITLE:Apartment Renting in Czechia}}
What to know when '''renting a flat in Czechia''', and lists of (big) landlords by city.
{{FAQ|

{{FAQ/Item|q= What does "+kk" mean? |a=

This indicates how the kitchen looks like:

* '''+kk''' means, there is a kitchenette added to one of the rooms (kk = ''kuchyňský kout'')
* '''+1''' means there is a separate kitchen in addition to the rooms.

So for instance, an apartment "2+kk" will have only 2 rooms, and the kitchen will be included into one of its rooms. Instead "2+1" will have 2 rooms and a separate kitchen.
}}
}}
== Lists of Apartment & Room Offers ==
* [[/Prague|Prague]]
* [[/Brno|Brno]]

== See also ==
* [https://www.expats.cz/czech-news/article/dirty-landlord-tricks-to-watch-out-for-in-the-czech-republic 7 sneaky landlord tricks to watch out for when renting in the Czech Republic] by ''expats.cz''

Germany/Housing/Gas

2024-08-31T17:32:33Z

Jorges: /* List of German Gas Providers */ Update ratings.

[[File:Gas.heater-controller.jpg|thumb|If this is in your apartment, it is heated by gas.]]
{{Head
|Gas Providers in Germany
|FAQ, List, Comparison
|If your apartment is heated by gas & you don't sublet from someone but [[Germany/Housing/Rent|rent an apartment on your name]], you likely need '''make a contract with a gas provider'''. Read here how to find, compare & sign up with one.

Note that you can make a contract with '''any German provider, no matter where you live'''. So even if you live in Berlin, you can make a contract with a provider from Hamburg, Cologne, Frankfurt, or Munich.
}}

{{FAQ|
{{FAQ/Item|q= When do I need a gas provider? |a=

* If you rent (or buy) an apartment or house '''directly from a landlord'''
* and your place uses local gas heating. To find out
** ask your landlord, or
** check if you have the things seen in the photo above in your flat.

You usually '''don't need''' a gas contract

* if you rent your apartment or room with an "all-inclusive" contract like via Airbnb or similar.

If in doubt, ask your landlord.

}}{{FAQ/Item|q= How to make a contract with a gas supplier? |a=

# Estimate your '''consumption''' with the [[#consumption|table below]].
# Pick a '''provider''' or comparison service from the [[#find|list below]].
# Enter your '''postal code''' and '''estimated consumption''' to get offers for you.

}}{{FAQ/Item|q= How do I get billed for my gas consumption? |a=
* Based on your consumption estimation, they calculate a '''monthly prepayment rate''' for you. Pay that rate now every month.
* After a year (usually), they measure your actual consumption.
** If you used '''less''' than your estimation, you will '''get money back''' and your monthly prepayment rate will be '''lowered'''.
** If you used '''more''' than your estimation, you will need to '''pay the difference''' and your monthly prepayment rate will be '''raised'''.
}}
}}

<div id="consumption">
== Average Consumption Rates ==

To estimate your gas consumption, you can go by '''average consumptions per year'''<ref>{{Cite|date=2022-06-27|url=https://www.check24.de/gas/gasverbrauch/|quote=Durchschnittlicher Gasverbrauch}}</ref> of German households, as shown in the tables below. There are average numbers

* for water heating by number of people in the household
* plus by apartment size.

{| class="wikitable"
! Household size
! Average gas consumption for water heating
|-
| 1 person
| 600-800 kWh
|-
| 2 person
| 1200-1600 kWh
|-
| 3 person
| 1800-2400 kWh
|-
| 4 person
| 2400-3200 kWh
|}

{| class="wikitable"
! Apartment size
! Average gas consumption for room heating
|-
| 30m²
| 3,800 kWh
|-
| 50m²
| 5,000 kWh
|-
| 100m²
| 12,000 kWh
|-
| 150m²
| 18,000 kWh
|-
| terrace house
| 20,000 kWh
|-
| single-family house
| 35,000 kWh
|}

== Find a Gas Provider ==

=== List of German Gas Providers ===

Common German gas providers with their '''Trustpilot rating''':

* {{Trustpilot|vattenfall.de|4.5}} {{AffLink|Vattenfall|vattenfall.gas}}
* {{Trustpilot|lekker.de|3}} {{AffLink|lekker|lekker.gas}}
* {{Trustpilot|polarstern-energie.de|3}} {{AffLink|Polarstern|polarstern.gas}}
* {{Trustpilot|eprimo.de|3}} {{AffLink|eprimo|eprimo.gas}} – [https://www.youtube.com/watch?v=4_UcL4WTyCE Video guide on how to sign up]
* {{Trustpilot|lew.de|1.5}} {{AffLink|LEW|lew.gas}}

=== Compare German Gas Providers ===

Instead of comparing offers yourself, you can use a comparison service. Enter your postal code & estimated consumption, and get a list of offers.

* {{Trustpilot|www.check24.de|5}} {{AffLink|Check24 Gas Comparison|check24-gas-comparison}}

{{Notes}}

[[Category:Housing]]

Germany/Shopping/Sunday/Leipzig

2024-08-29T15:56:11Z

Jorges:

{{Germany/Shopping/Sunday/Intro|Leipzig}}

== Supermarkets With Opening Hours ==
* 12-18: [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station]
* 12-18: [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station]
* 12-18: [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station]

== Map With Opening Hours & Links ==
<display_map fullscreen="yes">
Aldi Leipzig Hbf ~ [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station] ~~~~ 12-18
Rewe Willy-Brandt-Platz 4 ~ [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station] ~~~~ 12-18
Alnatura Leipzig Hbf ~ [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station] ~~~~ 12-18
</display_map>

Germany/Shopping/Sunday/Leipzig

2024-08-29T15:51:50Z

Jorges:

Germany/Shopping/Sunday/Leipzig

2024-08-29T15:51:32Z

Jorges:

{{Germany/Shopping/Sunday/Intro|Leipzig}}

== Supermarkets With Opening Hours ==
* 12-18: [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station]
* 12-18: [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station]
* 12-18: [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station]

== Map With Opening Hours & Links ==
<display_map fullscreen="yes">
Aldi Willy-Brandt-Platz 2 ~ [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station] ~~~~ 12-18
Rewe Willy-Brandt-Platz 4 ~ [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station] ~~~~ 12-18
Alnatura Leipzig Hbf ~ [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station] ~~~~ 12-18
</display_map>

Germany/Shopping/Sunday/Leipzig

2024-08-29T15:51:15Z

Jorges:

{{Germany/Shopping/Sunday/Intro|Leipzig}}

== Supermarkets With Opening Hours ==
* 12-18: [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station]
* 12-18: [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station]
* 12-18: [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station]

== Map With Opening Hours & Links ==
<display_map fullscreen="yes">
Aldi Willy-Brandt-Platz 4 ~ [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station] ~~~~ 12-18
Rewe Willy-Brandt-Platz 4 ~ [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station] ~~~~ 12-18
Alnatura Leipzig Hbf ~ [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station] ~~~~ 12-18
</display_map>

Germany/Shopping/Sunday/Leipzig

2024-08-29T15:50:43Z

Jorges: Fix Rewe

{{Germany/Shopping/Sunday/Intro|Leipzig}}

== Supermarkets With Opening Hours ==
* 12-18: [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station]
* 12-18: [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station]
* 12-18: [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station]

== Map With Opening Hours & Links ==
<display_map fullscreen="yes">
Aldi Leipzig Hbf ~ [https://goo.gl/maps/p5djojpvD6exUNVj6 Aldi at main station] ~~~~ 12-18
Rewe Leipzig Hbf ~ [https://goo.gl/maps/eSygQ1qgP1KsaNNy7 Rewe at main station] ~~~~ 12-18
Alnatura Leipzig Hbf ~ [https://goo.gl/maps/UGdLevQ6CtJqRwkf8 Alnatura at main station] ~~~~ 12-18
</display_map>

Project:Privacy policy

2024-08-15T01:33:41Z

Jorges:

Contact:

- Georg Jähnig
- Baikalstr. 21
- 10319 Berlin
- Phone: +49 30 21 46 91 38
- E-Mail: info@expatwiki.org

<html>
<h2>Viewing the website</h2>
During viewing the website, no personal information is stored.

<h3>Statistics</h3>

This site uses Plausible to track statistics anonymously. It does not use tracking cookies or collect personal data. All statistics are stored on servers within the European Union and are neither shared with nor sold to other companies.

<h2>Editing articles</h2>
With editing an article without a user account, your IP will be stored.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
</html>

Project:Privacy policy

2024-08-15T01:33:31Z

Jorges:

Contact:

- Georg Jähnig
- Baikalstr. 21
- 10319 Berlin
- Phone: +49 30 21 46 91 38
- E-Mail: info@expatwiki.org

<html>
<h2>Viewing the website</h2>
During viewing the website, no personal information is stored.

<h3>Statistics</h3>

This site uses [https://plausible.io/ Plausible] to track statistics anonymously. It does not use tracking cookies or collect personal data. All statistics are stored on servers within the European Union and are neither shared with nor sold to other companies.

<h2>Editing articles</h2>
With editing an article without a user account, your IP will be stored.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
</html>

Project:Privacy policy

2024-08-15T01:33:18Z

Jorges:

Contact:

- Georg Jähnig
- Baikalstr. 21
- 10319 Berlin
- Phone: +49 30 21 46 91 38
- E-Mail: info@expatwiki.org

<html>
<h2>Viewing the website</h2>
During viewing the website, no personal information is stored.

<h3>Statistics</h3>

This site uses [Plausible](https://plausible.io/) to track statistics anonymously. It does not use tracking cookies or collect personal data. All statistics are stored on servers within the European Union and are neither shared with nor sold to other companies.

<h2>Editing articles</h2>
With editing an article without a user account, your IP will be stored.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
</html>

MediaWiki:Sitenotice

2024-08-15T01:21:21Z

Jorges: Blanked the page

MediaWiki:Sitenotice

2024-08-15T01:21:09Z

Jorges:

MediaWiki:Sitenotice

2024-08-15T01:20:44Z

Jorges: Add plausible.

Germany/Housing/WBS

2024-08-12T15:02:35Z

Jorges:

{{DISPLAYTITLE:WBS for Cheap Social Housing / Apartments}}
A '''WBS''' (short for ''Wohnberechtigungsschein'') is a certificate that gives you access to social housing in Germany. You can get it if you have a low income. Some apartments are reserved only for people with a WBS.

{{FAQ|
{{FAQ/Item|q= Who can get a WBS? |a=
You must have
* a legal residence permit for Germany for at least 1 year
* or EU citizenship

Also your income must not be too high. Check [https://de.wikipedia.org/wiki/Wohnberechtigungsschein#Berechtigte_Personen this table at Wikipedia] for details.

Examples from [https://de.wikipedia.org/wiki/Wohnberechtigungsschein#Berechtigte_Personen the table]:
* A single person in Berlin must not earn more than 16.800€ per year.
* A family with 1 child in Stuttgart must not earn more than 25.200€ + 700€ = 25.900€ per year.

}}{{FAQ/Item|q= Where is a WBS valid? |a=

A WBS is only valid in the state (''Bundesland'') it was issued. So a WBS from Berlin cannot be used in Potsdam, only in Berlin.

}}{{FAQ/Item|q= How long is a WBS valid? |a=

A WBS is '''valid for one year'''. You usually only need it for moving in. If your income increases later, this should not be a problem.

}}{{FAQ/Item|q= Where can I get a WBS? |a=
You can get a WBS at your ''Wohnungsamt'' (housing department) of your city. For instance, if you live in Berlin, google [https://www.google.de/search?hl=de&q=Wohnungsamt%20WBS%20Berlin&ie=utf-8 Wohnungsamt WBS Berlin]

* Print and fill out the necessary forms. [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fservice.berlin.de%2Fdienstleistung%2F120671%2F Here's a translated version of the Berlin info page].

* Send the application by mail to your Wohnungsamt.
}}
}}
== More guides ==
* [https://germanyso.com/en/how-to-berlin/settle-down/english-guide-to-wohnungsberechtigungschein-wbs-for-flat/ Get access to cheap rents in Berlin as a foreigner using a WBS document] by ''germanyso.com''

[[Category:Housing]]

Germany/Housing/Internet

2024-08-10T21:17:36Z

Jorges:

{{DISPLAYTITLE:Home Internet Providers in Germany}}
Questions & answers about German internet providers for homes, links & guides to comparisons.
{{FAQ|
{{FAQ/Item|q= When do I need an Internet provider for my place? |a=

* If you rent (or buy) an apartment or house '''directly from a landlord'''.

You usually '''don't need''' an Internet contract

* when you '''sublet''' an apartment or room.

If in doubt, ask your landlord.

}}{{FAQ/Item|q= For how long should I order an Internet provider? |a=

You can order a contract with only '''1 month cancellation period'''. But much cheaper offers come mostly '''only with a 24 month term'''.
24 months seem to long? Because you might move to another place before? No worries. By German law, you can either

* move your contract to your new place
* cancel your contract when the provider is not available at your new place.

}}{{FAQ/Item|q= How to order an Internet provider for my home? |a=

Use an [[#comparison|online comparison tool]]. We have listed a few below. There are so many offers (incl. special bonuses), that only these tools can show you the best deals, saving you up to 100-200€. See our list below.

The tools will typically ask you for the following, so here is a dictionary:

* ''Vorwahl'' = your landline city prefix. If you don't know [https://www.dastelefonbuch.de/Vorwahlen your prefix: find it here].
* ''Geschwindigkeit'' = desired minimum speed of the connection
* ''Laufzeit'' = maximal contact term
* '' Flatrates'' = Which plans do you want? ("Internet" should be enough most times.)
* ''Anschlussart'' = Type of connection
* ''Neukunde'' = new customer, no contract yet at your current place / ''Wechsler'' = you already have an Internet contract and want to move to a new provider.
}}
}}
<div id="comparison"/>

== List of Internet provider comparison tools ==
* {{AffLink|Comparison by Check24|check24-internet-comparison}}
* {{AffLink|Comparison by CommunicationsAds|ca.internet-comparison}}

== More guides ==

* [https://berlincheap.com/internet/ Cheapest German Internet & Phone Providers] by ''BerlinCheap.com'' – incl. an English video on how to use the comparison form and order a contract.

{{Notes}}

[[Category:Housing]]

Project:Privacy policy

2024-07-28T12:51:12Z

Jorges:

Contact:

- Georg Jähnig
- Baikalstr. 21
- 10319 Berlin
- Phone: +49 30 21 46 91 38
- E-Mail: info@expatwiki.org

<html>
<h2>Viewing the website</h2>
During viewing the website, no personal information is stored.

<h2>Editing articles</h2>
With editing an article without a user account, your IP will be stored.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
</html>

Project:Privacy policy

2024-07-23T17:39:49Z

Jorges:

<html>
Our website may be used without entering personal information.

<address>Georg Jähnig
Baikalstr. 21
10319 Berlin</address>Phone: +49 30 21 46 91 38

E-Mail: info@expatwiki.org

Please be aware that data transfer via the internet is subject to security risks and, therefore, complete protection against third-party access to transferred data cannot be ensured.

<h2>Use of Session cookies</h2>

This website operates on the MediaWiki software and is committed to protecting your privacy and data security. We use session cookies that are essential for the proper functioning of this site.

<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

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affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

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Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
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</html>

Germany/Banking/Current

2024-07-18T17:40:47Z

Jorges: Add Current Recommendation.

{{Head
|Current Bank Accounts in Germany
|Filter by Features
|Filter '''Current bank accounts (''Girokonto'', checking account) available in Germany''' by their '''features''', for example: no monthly fees, free cash withdrawals, cash deposits, English support, signup with no registered address (''Anmeldung'') etc.
}}

See also: [[Germany/Banking|Banking in Germany]] (Overview, FAQ)

__TOC__

== Current Recommendation ==

Our partner site, [https://berlincheap.com/ BerlinCheap.com], regularly checks for recommended banks for expats. See here their [https://berlincheap.com/bank/ current recommendation for expats].

== Banks Filtered by Features ==

Example: <htmltag tagname="a" href="#monthly-fees=no&languages=en">Free banks with English support</htmltag>, <htmltag tagname="a" href="#cash-withdrawals=free-own&no-registered-address=1">Banks with free cash withdrawals and no registered address (Anmeldung) required</htmltag>

<small>Note: This list is not a complete market overview.</small>

{{Germany/Banking/Current/Filter}}
{| class="form-list-filter-js"
<tr><th class="name"></th><th class="currencies">
currencies
</th><th class="iban">
IBAN
</th><th class="langugaes">
languages
</th><th class="trustpilot">
Trustpilot<ref>rating as of 2022-07-01</ref>
</th></tr>
{{Germany/Banking/Current/Filter/Item
|name=1822direkt
|redirect=1822direkt
|affiliate=1
|trustpilot-domain=1822direkt.de
|trustpilot-stars=2.5
|intro=Online bank since 1996, run by [https://en.wikipedia.org/wiki/Sparkassen-Finanzgruppe Sparkasse]
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|bonuses=€25 or €75 bonus (depending on account type) if you receive 3 salary payments of min. €1000 each within the first 6 months<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/fileadmin/Home/Dokumente/PDF/Girokonto/Teilnahmebedingungen_fuer_die_Girokonto-Praemien.pdf|quote=Sie erhalten eine Gutschrift von 25 €, wenn …}}</ref>
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/anlegen-depot/wertpapierdepot/|quote=Kostenloses Depot für 3 Jahre* / Bereits ab 0,00 € handeln*}}</ref>
|cash-deposits=free only at Frankfurter Sparkasse branches<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/service/fragen-und-antworten/girokonto|quote=Einzahlung von Bargeld / Bargeldeinzahlungen sind in Filialen der Frankfurter Sparkasse am Schalter und an den Einzahlautomaten für Sie kostenlos möglich.}}</ref>
|cash-withdrawals=4 per month free at [https://www.sparkasse.de/service/filialsuche.html Sparkasse group] ATMs
|monthly-fees=no if you receive minimum €0.01 every month<ref>{{Cite|date=2022-05-04|url= https://www.1822direkt.de/girokonto/1822mobile/ |quote= Kostenlose Kontoführung ab einem monatlichen Geldeingang von 0,01 €}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Bunq
|redirect=bunq
|affiliate=1
|trustpilot-domain=bunq.com
|trustpilot-stars=3.5
|intro=Dutch online bank since 2012
|class=
cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de iban_es iban_fr iban_ie iban_nl
languages_de languages_en languages_nl languages_fr languages_it languages_pt languages_es
monthly-fees_yes
no-registered-address
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|cash-withdrawals=6 per month at ATMs are free<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/pricing-sheet|quote=First four withdrawals per month are free, the five after are €0.99. Thereafter, €2.99 per withdrawal}}</ref>, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.bunq.com/pricing-sheet|quote=Pricing / Consumers & Businesses}}</ref>
|verification=with passport or ID card<ref>{{Cite|date=2022-07-01|quote=physical documents in hand to complete the identity verification|url=https://together.bunq.com/d/3355-what-id-documents-are-accepted-for-my-identity-verification}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=comdirect
|redirect=comdirect
|affiliate=1
|trustpilot-domain=comdirect.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_free-branches cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.comdirect.de/depot/comdirect-depot.html|quote=Kostenlose Depotführung: garantiert für volle 3 Jahre}}</ref>
|cash-deposits=free at branches & ATMs<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/faq/bargeld-einzahlen|quote=Bargeld auf Ihr comdirect Girokonto können Sie in allen Filialen der Commerzbank AG mit der girocard (Debitkarte) an den Ein- und Auszahlungsautomaten sowie am Kassenschalter - in Filialen mit Kassenbereich - einzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, 3 free per month worldwide, free at shops<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/konto/bargeldversorgung.html|quote=Mit Ihrer girocard (Debitkarte) kostenlos… / Mit Ihrer Bankkarte (Visa-Debitkarte) kostenlos an allen Geldautomaten mit Visa-Zeichen. 3-mal mtl. kostenlos …}}</ref>
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.comdirect.de/cms/lp/giro_aff_NKM_xsk.html?ci=000000000000000TL0000000500080& |quote= Anschließend bleibt das Girokonto kostenlos bei 700 Euro monatlichem Mindestgeldeingang}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Commerzbank
|redirect=commerzbank
|affiliate=1
|trustpilot-domain=commerzbank.de
|trustpilot-stars=1.5
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own cash-withdrawals_free-shop
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no-if-income
|bonuses=€50 welcome bonus if you send or receive 5 payments per month of min. €25 (salary, providers etc.) and agree to sales calls<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/konten-karten/produkte/kostenloses-girokonto/kostenloses-girokonto.html#startpraemie|quote=Wie erhalte ich die 50€ Startprämie?}}</ref>
|broker=free if you make at least one paid transaction per quarter<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/sparen-anlegen/produkte/depotmodelle/depot-eroeffnen/depot-eroeffnen.html|quote=Die Depotführung ist kostenlos, sofern mindestens eine gebührenpflichtige Transaktion pro Quartal ausgeführt wird.}}</ref>
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://service.commerzbank.de/wie-zahle-ich-im-inland-geld-ein/|quote=Am Bankautomat / In der Filiale}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only online banking (after signup)
|monthly-fees=no if you receive minimum €700 / month
}}

{{Germany/Banking/Current/Filter/Item
|name=Consorsbank
|redirect=consorsbank
|affiliate=1
|trustpilot-domain=consorsbank.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_branches
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.consorsbank.de/ev/Wertpapierhandel/Depot-Software/Wertpapierdepot|quote=kostenlose Depotführung}}</ref>
|cash-deposits=yes if minimum €1000, €7.50 fee<ref>{{Cite|date=2022-05-03|url=https://wissen.consorsbank.de/t5/H%C3%A4ufige-Fragen/Wie-kann-ich-Bargeld-auf-mein-Girokonto-einzahlen/ta-p/111680|quote=Einzahlungen nur zwischen 1.000,00 Euro und 25.000,00 Euro. / Eine Einzahlung kostet 7,50 Euro je angefangene 5.000,00 Euro.}}</ref>
|cash-withdrawals=free at ATMs in Eurozone
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://aktionen.consorsbank.de/ev/girokonto/ |quote= Kostenloses Girokonto / bei monatlichem Geldeingang ab 700 Euro oder für alle unter 28 Jahren}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Deutsche Bank
|redirect=deutsche-bank
|trustpilot-domain=deutsche-bank.de
|trustpilot-stars=1.5
|class=
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/pk-konto_karten-sb_banking_leitfaden.pdf|quote=An vielen unserer Geldautomaten können Sie nicht nur Bargeldauszahlungen vornehmen, sondern mit jeder Deutsche Bank-Debitkarte und SparCard auch direkt einzahlen.}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only at online banking (after signup)
}}

{{Germany/Banking/Current/Filter/Item
|name=DKB
|redirect=dkb
|affiliate=1
|trustpilot-domain=dkb.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
children
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker= free, orders from €10<ref>{{Cite|date=2022-05-03|url=https://www.dkb.de/privatkunden/broker/|quote=kostenloses Depot und Verrechnungskonto / günstige Orders ab 10 Euro}}</ref>
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]], at DKB ATMs & branches<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=So kannst du Bargeld einzahlen / An DKB-Geldautomaten / Mit Cash im Shop}}</ref>
|cash-withdrawals=free worldwide at ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]] and [[Germany/Banking/Viacash|Viacash]], minimum €50 per withdrawal<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=Mit der Visa Debitkarte oder Visa Kreditkarte hebst du weltweit an Automaten mit dem Visa-Logo zwischen 50 und 1.000 Euro ab. Im Inland kannst du an vielen Automaten mit der Girokarte Bargeld abheben.}}</ref>
|children=offers {{AffLink|DKB U18|dkb.u18}} account for kids from 0 (but the parent must be already a DKB customer)
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://bank.dkb.de/privatkunden/girokonto|quote=Das Girokonto und die Visa Debitkarte sind kostenlos für alle Kund*innen.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Hypovereinsbank
|redirect=hypovereinsbank
|trustpilot-domain=hypovereinsbank.de
|trustpilot-stars=3
|class=
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=3 different offers<ref>{{Cite|date=2022-05-03|url=https://www.hypovereinsbank.de/hvb/privatkunden/geldanlage/depotmodelle|quote=Welches Depot für welchen Anlagetyp?}}</ref>
|cash-deposits=at branches
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs, at UniCredit banks in 13 EU countries
|monthly-fees=no in the first 5 years<ref>{{Cite|date=2022-04-30|quote=HVB Plus account € 0,00 for new customers for 5 years, thereafter € 9.90 per month.|url=https://www.hypovereinsbank.de/hvb/privatkunden/banking-im-alltag/girokonten}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=ING
|redirect=ing.giro
|trustpilot-domain=ing.de
|trustpilot-stars=4
|class=
cash-deposits_free-atms
cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, savings plans from €1<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/sparen-anlegen/direkt-depot/|quote=Kostenlose Depotführung / Wertpapier-Sparpläne ab 1 Euro}}</ref>
|cash-deposits=free at some of [https://www.ing.de/hilfe/geldautomatensuche/ ING's ATMs]<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/girokonto/kundenservice/|quote=Kann ich auch Bargeld einzahlen? / Die Einzahlung von Bargeld (Scheine) ist auch an einigen unserer Geldautomaten möglich.}}</ref>
|cash-withdrawals=free at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.ing.de/girokonto/ |quote= Bei einem monatlichen Gehaltseingang von 700 Euro / z.B. durch Ihr Gehalt, Ihre Rente oder Pension.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Insha
|redirect=insha
|trustpilot-domain=getinsha.com
|trustpilot-stars=2.5
|class=
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=
|cash-withdrawals=2 free withdrawals per month<ref>{{Cite|date=2022-05-03|url=https://files.getinsha.com/uploads/T-C/Pricing_sb_.pdf|quote=First 3 withdrawals in Germany € 0}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|url=https://files.getinsha.com/uploads/new-pricing/insha_pricing_EN-final.pdf|quote=Account Fee: Free}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Lydia
|redirect=lydia
|trustpilot-domain=lydia-app.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
currencies_eur currencies_gbp
iban_fr
languages_en languages_fr languages_es languages_pt
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://www.lydia-app.com/en/essential/pricing-limits/|quote=Number of ATM withdrawals/month}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|quote=Lydia 0 €|url=https://www.lydia-app.com/en/essential/pricing-limits/}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Monese
|redirect=monese
|affiliate=1
|trustpilot-domain=monese.com
|trustpilot-stars=4
|class=
cash-deposits_no
currencies_eur currencies_gbp currencies_ron
iban_be iban_gb
languages_en languages_bg languages_cs languages_de languages_et languages_es languages_fr languages_it languages_lt languages_pl languages_pt languages_ro languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://monese.com/de/en/pricing|quote=ATM withdrawals}}</ref>
|currencies=EUR, GBP (only when living in the UK<ref>{{Cite|date=2022-05-03|url=https://support.monese.com/hc/en-gb/articles/360018666299-I-live-in-the-EEA-why-can-t-I-open-a-GBP-account-|quote=From Jan 1st 2021 we are temporarily suspending the creation of GBP accounts for customers outside of the UK}}</ref>) and RON (only with Romanian ID<ref>{{Cite|date=2022-05-03|url=https://monese.com/gr/de/blog/ron-accounts|quote=If you've got a Romania-issued ID, you can now open a new RON currency account, with a fully local Romanian account number (IBAN) and a RON debit card!}}</ref>)
|monthly-fees=no<ref>{{Cite|date=2022-04-30|quote=Starter €0/month|url=https://monese.com/de/en/pricing}}</ref>
|verification=online, with passport or ID card<ref>{{Cite|date=2022-07-01|quote=Unlike banks, we don’t ask for documents on your address or credit history.|url=https://monese.com/gb/en/features/account-opening}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Norisbank
|redirect=norisbank
|affiliate=1
|trustpilot-domain=norisbank.de
|trustpilot-stars=1.5
|class=
broker
bonuses
cash-deposits_free-atms
cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/geldanlage/wertpapiere/depot.html|quote=0,– Euro Depotführungsgebühren}}</ref>
|bonuses=€50 welcome bonus if you use their account switching service<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/girokonto/privatkunden/top-girokonto.html?kid=e.8.10.28.14.3&wt_financeads=1&s_id=723442754X28143C12710649TShttps://berlincheap.com/bonus-banking/#kontowechselservice|quote=Beim Abschluss unseres Top-Girokontos erhalten Sie eine Prämie in Höhe von 50 Euro …}}</ref>
|cash-deposits=free at Deutsche Bank cash deposit machines<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/service/kontakt-und-wissen/haeufige-fragen/faq-automaten.html|quote=Wie kann ich Bargeld auf mein Girokonto einzahlen? / Sie haben an Einzahlautomaten der Deutschen Bank die Möglichkeit, kostenlos Bargeld auf Ihr Konto einzuzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 21, or if you receive minimum €500 every month & hold less than €50,000<ref>{{Cite|date=2022-05-04|url= https://www.norisbank.de/girokonto/produkte/mobile-top-girokonto.html |quote= Kostenlose Kontoführung / ab 500 Euro Geldeingang pro Monat und einem Guthabenbis zu 50.000 Euro}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=N26
|redirect=n26
|affiliate=1
|trustpilot-domain=n26.com
|trustpilot-stars=3
|class=
cash-deposits_free-shops
cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://n26.com/en-de/cash26|quote=CASH26 is available at the following partner stores: …}}</ref>
|cash-withdrawals=3-5 withdrawals per month free in EUR, 1.7% for other currencies, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://support.n26.com/en-eu/payments-transfers-and-withdrawals/withdrawals/how-often-can-i-withdraw-cash-for-free|quote=3 to 5* free ATM withdrawals per month in euros}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|quote=N26 Standard €0.00/month|url=https://n26.com/en-de/plans}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Openbank
|redirect=openbank
|trustpilot-domain=openbank.de
|trustpilot-stars=2.5
|class=
broker
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_es
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=fee 0.16%, minimum €12 per year<ref>{{Cite|date=2022-05-03|url=https://www.openbank.es/assets/static/de/pdf/Investments/Brokerage_Gebuehren_kurz_DE.pdf|quote=An Aktienmärkten handelbare Wertpapiere / 0,16% / 12,00 €}}</ref>
|cash-deposits=no
|cash-withdrawals=5 withdrawals free per month in €-zone or worldwide at Santander ATMs<ref>{{Cite|date=2022-05-03|url=https://www.openbank.de/kostenlos-geld-abheben|quote=Mit deiner Debitkarte kannst du 5 mal pro Monat kostenlos Geld an jedem beliebigen Geldautomaten der Welt abheben.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.openbank.de/girokonto|quote=Das Eröffnen und Schließen deiner kostenlosen Girokonten sowie das Führen des Kontos sind vollkommen gratis.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Postbank
|redirect=postbank
|affiliate=1
|trustpilot-domain=postbank.de
|trustpilot-stars=1
|class=
cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|cash-deposits=free at Postbank ATMs<ref>{{Cite|date=2022-05-03|url=https://www.postbank.de/privatkunden/services/bargeld-und-automaten/transaktionen-am-geldautomaten/cash-recycler.html|quote=Mit der Einzahlfunktion an vielen unserer Geldautomaten sind Sie nicht an Öffnungszeiten gebunden.}}</ref>
|cash-withdrawals=free at Postbank and [http://www.cashgroup.de/ Cash Group] ATMs
|monthly-fees=no if you are under 22
}}

{{Germany/Banking/Current/Filter/Item
|name=Revolut
|redirect=revolut
|trustpilot-domain=revolut.com
|trustpilot-stars=4.5
|class=
broker
children
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aud currencies_bgn currencies_cad currencies_chf currencies_czk currencies_dkk currencies_eur currencies_gbp currencies_hkd currencies_hrk currencies_huf currencies_jpy currencies_nok currencies_pln currencies_ron currencies_sek currencies_usd currencies_zar
crypto
iban_lt
joint
languages_bg languages_cs languages_da languages_de languages_el languages_en languages_es languages_es languages_fi languages_fr languages_hr languages_hu languages_it languages_ja languages_lt languages_lv languages_nl languages_no languages_pl languages_pt languages_ro languages_si languages_sk languages_sv
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/stocks|quote=What is a fractional share?}}</ref>
|cards=Visa debit card for €5.99 one-time delivery fee<ref>{{Cite|date=2022-05-03|url=https://assets.revolut.com/legal/terms/EN%20Personal%20Fees%20UAB%20Old.pdf|quote=£4.99 or currency equivalent for standard delivery}}</ref>
|cash-deposits=
|cash-withdrawals=200 EUR / 5 per month are free<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/making-payments/withdrawing-cash/does-revolut-charge-for-cash-withdrawal|quote=Standard plan users can withdraw a total of £200, or make a total of 5 ATM withdrawals (whatever comes first).}}</ref>
|crypto=60+ currencies<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/cryptocurrencies/getting-cryptocurrency-exposure/which-cryptocurrencies-are-supported-and-how-do-i-start-investing-in-cryptocurrencies|quote=You can buy/sell …}}</ref>
|joint=offers group vaults<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/en-DE/help/wealth/vaults/group-vaults/what-is-a-group-vault|quote=What is a Group Vault?}}</ref>
|children=offers ''Junior card'' for kids from 6<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/get-junior-card|quote=A Junior account designed for kids, controlled by you}}</ref>
|monthly-fees=no in Standard Plan<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/our-pricing-plans|quote=Standard Free}}</ref>
|verification=with passport or ID card, sometimes also a visa<ref>{{Cite|date=2022-07-01|quote=You will need to take a picture of a valid government-issued photo ID and a picture of your face. We may request a copy of your legal right to remain in your country (e.g. visa).|url=https://www.revolut.com/help/profile-and-plan/verifying-identity/how-do-i-verify-my-identity}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Targobank
|redirect=targobank
|affiliate=1
|trustpilot-domain=targobank.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|broker=4 different models<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/vermoegen/depot-modelle.html|quote=Welches Depot passt zu mir?}}</ref>
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]; at [https://www.targobank.de/de/filialen/geldautomatensuche/index.html TargoATMs]<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/filialen/geldautomatensuche/index.html|quote=Einzahlung (nur am Geldautomaten)}}</ref>
|cash-withdrawals=free at [https://www.cashpool.de/ CashPool] ATMs
|monthly-fees=no if you receive minimum €600 every month<ref>{{Cite|date=2022-05-04|url= https://www.targobank.de/de/konto-karten/online-konto.html |quote= Bei einem monatlichen Gehaltseingang ab 600€ ist die Kontoführungsgebühr kostenlos.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Tomorrow
|redirect=tomorrow
|affiliate=1
|trustpilot-domain=tomorrow.one
|trustpilot-stars=3.5
|class=
currencies_eur
iban_de
languages_de languages_en
cash-deposits_free-at-shops
cash-withdrawals_free-at-shops
monthly-fees_yes
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://support.tomorrow.one/en/support/solutions/articles/15000047298-how-can-i-deposit-cash-into-my-tomorrow-account-|quote=How can I deposit cash into my Tomorrow account?}}</ref>
|cash-withdrawals=unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.tomorrow.one/en-EU/accounts/|quote=Tomorrow accounts / Now / €3 per month}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Vivid Money
|redirect=vivid
|affiliate=1
|trustpilot-domain=vivid.money
|trustpilot-stars=3.5
|intro=German online bank since 2020
|class=
broker
bonuses
cash-deposits_free-at-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
crypto
currencies_all currencies_aed currencies_amd currencies_aud currencies_bam currencies_brl currencies_bgn currencies_cad currencies_cny currencies_hrk currencies_czk currencies_dkk currencies_eur currencies_gel currencies_gbp currencies_hkd currencies_huf currencies_inr currencies_ils currencies_jpy currencies_krw currencies_mkd currencies_myr currencies_mxn currencies_mdl currencies_mad currencies_nzd currencies_nok currencies_pln currencies_rub currencies_sar currencies_rsd currencies_sgd currencies_zar currencies_sek currencies_chf currencies_thb currencies_try currencies_uah currencies_usd
iban_de
joint
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/stocks/|quote=Commission-free fractional investing with no limits / There are no commissions or trade limits.}}</ref>
|bonuses=€40 in cashback when [[Vivid_Money#open|doing this]]
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/6056412-what-s-a-cash-top-up|quote=…you can now top up your Vivid account making cash deposits in a wide range of supermarkets and health and beauty retailers.}}</ref>
|cash-withdrawals=free when withdrawing €50 or more, €200 / month free in Standard plan<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/5940425-how-to-withdraw-cash-free-of-charge-in-euro|quote=If you want to withdraw more than €50 or anything within the monthly limit stated in the app, you will not be charged any fees.}}</ref>, €5-€200 for free at shops<ref>{{Cite|date=2022-09-29|url=https://help.vivid.money/en/articles/6511820-can-i-withdraw-cash-from-my-vivid-account-in-stores|quote=Regardless of your plan, there is no minimum amount, but withdrawals under €50 will be subject to fees, and the maximum amount per single transaction is €300. / Our Prime customers can withdraw up to €1000 per month* for free, while Standard customers have €200 monthly.}}</ref>

|currencies=40+ currencies<ref>{{Cite|url=https://vivid.money/en-eu/compare/|date=2022-05-03|quote=Currencies in free separate pockets: Up to 40 currencies / Up to 107 currencies}}</ref>, but can be topped up only in EUR<ref>{{Cite|date=2022-05-03|url=https://expatwiki.org/index.php?title=Vivid_Money&action=edit&section=12|quote=we currently don’t support SWIFT transfers or any network other than SEPA in Euros.}}</ref>
|crypto=150+ currencies<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/crypto/|quote=Buy 150+ crypto coins}}</ref>
|joint=offers shared pockets<ref>{{Cite|date=2022-05-03|url=https://press.vivid.money/tpost/n3h3brfnj1-vivid-money-introduces-shared-pockets-ev|quote=Each Vivid customer invited to a Pocket can connect both their own physical metal card and virtual Visa debit cards to Shared Pockets and make payments directly from them - no extra cards are required}}</ref>
|monthly-fees=no in Standard plan<ref>{{Cite|date=2022-07-14|url=https://vivid.money/en-eu/compare/|quote=Vivid Standard €0/month}}</ref>
|more=[[Vivid Money|More info & screenshots]]
|verification=You can open an account without ''Anmeldung'' but within 90 days, you must provide a tax ID (TIN). You get a TIN after an Anmeldung.
}}

{{Germany/Banking/Current/Filter/Item
|name=Wise
|redirect=wise
|affiliate=1
|trustpilot-domain=wise.com
|trustpilot-stars=4
|class=
cash-deposits_no
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aed currencies_ars currencies_aud currencies_bdt currencies_bgn currencies_bwp currencies_cad currencies_chf currencies_clp currencies_cny currencies_crc currencies_czk currencies_dkk currencies_egp currencies_eur currencies_gbp currencies_gel currencies_ghs currencies_hkd currencies_hrk currencies_huf currencies_idr currencies_ils currencies_inr currencies_jpy currencies_kes currencies_krw currencies_lkr currencies_mad currencies_mxn currencies_myr currencies_ngn currencies_nok currencies_npr currencies_nzd currencies_pen currencies_php currencies_pkr currencies_pln currencies_ron currencies_rub currencies_sek currencies_sgd currencies_thb currencies_try currencies_tzs currencies_uah currencies_ugx currencies_usd currencies_uyu currencies_vnd currencies_xof currencies_zar currencies_zmw
iban_be
languages_en languages_de languages_zh languages_fr languages_hu languages_id languages_it languages_ja languages_pl languages_pt languages_ro languages_ru languages_es languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=200 EUR / 2 per month are free<ref>{{Cite|date=2022-05-03|url=https://wise.com/help/articles/2935769/how-much-does-it-cost-to-withdraw-cash|quote=You can take out money for free twice a month — as long as the total amount is under 200 GBP/EUR.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://wise.com/de/pricing/|quote=Opening an account / Free}}</ref>
|verification=with passport, national ID card or driver's license<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref>
|more=[[Wise|More info & screenshots]]
}}

{{Germany/Banking/Current/Filter/Item
|name=Yuh
|redirect=yuh
|trustpilot-domain=yuh.com
|trustpilot-stars=2.5
|class=
broker
cash-deposits_no
crypto
currencies_aed
currencies_aud
currencies_cad
currencies_chf
currencies_dkk
currencies_eur
currencies_gbp
currencies_hkd
currencies_jpy
currencies_nok
currencies_sek
currencies_sgd
currencies_usd
iban_ch
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/features/invest|quote=At Yuh, you can trade all products in fractions and invest any amount you like in a share, starting at 25 CHF.}}</ref>
|cash-deposits=no
|cash-withdrawals=1 per week free in Switzerland, CHF 4.90 abroad<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Debit Card Cash Withdrawal in Switzerland / abroad}}</ref>
|crypto=26 currencies<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/support/faq|quote=Which investment products can I trade with Yuh?}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Zero custody fees.}}</ref>
}}

|}

== More Comparisons ==

These finance services compare current bank account options on the market and let you filter the list by specific features:

<gallery mode="nolines" widths="300px">
File:FA.girokonto.png|{{AffLink|Comparison by Financeads|fa.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffa.girokonto (translated)]|link=https://expatwiki.org/go/fa.girokonto
File:FQ.girokonto.png|{{AffLink|Comparison by FinanceQuality|fq.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffq.girokonto (translated)]|link=https://expatwiki.org/go/fq.girokonto
File:TC.girokonto.png|{{AffLink|Comparison by Check24|tc.girokonto}}|link=https://expatwiki.org/go/tc.girokonto
</gallery>

{{Notes}}

[[Category:Banking]]

Germany/Mobile

2024-03-04T23:40:03Z

Jorges:

{{DISPLAYTITLE:Mobile Telephony in Germany}}
Questions & answers about mobile phone providers for homes, links & guides to comparisons.
{{FAQ|
{{FAQ/Item|q= Can I use my SIM card from another country in Germany? |a=

Yes, if your provider allows roaming (which it does very likely). You might need to enable it, especially data roaming.

In Germany, the following standards are in operation:

* 2G (EDGE)
* 3G (UMTS)
* 4G (LTE)
* and partially starting with 5G

See a [https://en.wikipedia.org/wiki/List_of_mobile_network_operators_of_Europe#Germany more technical list at Wikipedia].

}}{{FAQ/Item|q= How much does it cost to use my foreign SIM card Germany? |a=

==== SIM card from another EU country ====

If your foreign SIM card is from another EU country, then the [https://en.wikipedia.org/wiki/European_Union_roaming_regulations EU roaming regulations] apply. Basically:

* You pay the same rates as if you were in the home country of your SIM card.
* However, after 4 months being abroad your home SIM card provider has the right the cancel the contract, as they can assume that you now live in Germany.

==== SIM Card from a Non-EU country ====

It totally depends on the rates of your SIM card provider.

}}{{FAQ/Item|q= When Do I need a German SIM card? |a=

* When you want to be reachable by a German (mobile) number.
* When you want a flat rate for calls to German (mobile) numbers, and your current provider does not offer it.
* When you do not habe EU roaming, or when it stopped working.

}}{{FAQ/Item|q= Do I need a verification? |a=

By law, your name and address needs to be verified with

* a legal document (passport or national ID), and
* a German street address (you don't need an ''Anmeldung'' (to be registered) there but it should exist.

You can read [https://prepaid-data-sim-card.fandom.com/wiki/Germany#Activation_and_registration here] more about the details.

}}
}}

== SIM Card offers ==
=== Selected ===

Here are selected offers suitable for expats.

* [https://berlincheap.com/mobile-prepaid/ Vodafone CallYa]: Prepaid SIM (no minimum term) with unlimited calls & SMS to Germany, 200 min/SMS to EU countries and 100 min/SMS to Turkey, roaming within EU:
** €9.99 / month with 6 GB data
** €14.99 / month with 10 GB data
* {{Link|Sipgate prepaid|sipgate.prepaid}}: Prepaid eSIM (no minimum term) with bookable packages:
** unlimited calls/SMS to all EU countries: €19.95
** mobile and free landline number in Germany
** roaming with EU

=== Comparisons ===

Below are 3 sub-pages, each one with a customizable calculator: Select your preferred network operator and for example also the data volume you need per month and get a regularly updated list of results.

<div class="ul-list-style-none">
* [[/Prepaid|List of German prepaid SIM cards]]
* [[/Data|List of German SIM cards with Data plans]]
* [[/Free|List of free German SIM cards]]
</div>

== See also ==

* [https://prepaid-data-sim-card.fandom.com/wiki/Germany Long and detailed guide for Germany] at ''Prepaid Data SIM Card Wiki''

Germany/Mobile

2024-03-04T23:39:29Z

Jorges: Link to https://berlincheap.com/mobile-prepaid/

{{DISPLAYTITLE:Mobile Telephony in Germany}}
Questions & answers about mobile phone providers for homes, links & guides to comparisons.
{{FAQ|
{{FAQ/Item|q= Can I use my SIM card from another country in Germany? |a=

Yes, if your provider allows roaming (which it does very likely). You might need to enable it, especially data roaming.

In Germany, the following standards are in operation:

* 2G (EDGE)
* 3G (UMTS)
* 4G (LTE)
* and partially starting with 5G

See a [https://en.wikipedia.org/wiki/List_of_mobile_network_operators_of_Europe#Germany more technical list at Wikipedia].

}}{{FAQ/Item|q= How much does it cost to use my foreign SIM card Germany? |a=

==== SIM card from another EU country ====

If your foreign SIM card is from another EU country, then the [https://en.wikipedia.org/wiki/European_Union_roaming_regulations EU roaming regulations] apply. Basically:

* You pay the same rates as if you were in the home country of your SIM card.
* However, after 4 months being abroad your home SIM card provider has the right the cancel the contract, as they can assume that you now live in Germany.

==== SIM Card from a Non-EU country ====

It totally depends on the rates of your SIM card provider.

}}{{FAQ/Item|q= When Do I need a German SIM card? |a=

* When you want to be reachable by a German (mobile) number.
* When you want a flat rate for calls to German (mobile) numbers, and your current provider does not offer it.
* When you do not habe EU roaming, or when it stopped working.

}}{{FAQ/Item|q= Do I need a verification? |a=

By law, your name and address needs to be verified with

* a legal document (passport or national ID), and
* a German street address (you don't need an ''Anmeldung'' (to be registered) there but it should exist.

You can read [https://prepaid-data-sim-card.fandom.com/wiki/Germany#Activation_and_registration here] more about the details.

}}
}}

== SIM Card offers ==
=== Selected ===

Here are selected offers suitable for expats.

* [https://berlincheap.com/mobile-prepaid/ Vodafone CallYa]: Prepaid SIM (no minimum term) with unlimited calls & SMS to Germany, 200 min/SMS to EU countries and 100 min/SMS to Turkey, roaming within EU:
** €9.99 / month with 3 GB data
** €14.99 / month with 6 GB data
* {{Link|Sipgate prepaid|sipgate.prepaid}}: Prepaid eSIM (no minimum term) with bookable packages:
** unlimited calls/SMS to all EU countries: €19.95
** mobile and free landline number in Germany
** roaming with EU

=== Comparisons ===

Below are 3 sub-pages, each one with a customizable calculator: Select your preferred network operator and for example also the data volume you need per month and get a regularly updated list of results.

<div class="ul-list-style-none">
* [[/Prepaid|List of German prepaid SIM cards]]
* [[/Data|List of German SIM cards with Data plans]]
* [[/Free|List of free German SIM cards]]
</div>

== See also ==

* [https://prepaid-data-sim-card.fandom.com/wiki/Germany Long and detailed guide for Germany] at ''Prepaid Data SIM Card Wiki''

{{Notes}}

Project:Privacy policy

2023-10-24T22:45:55Z

Jorges: Add Session cookies

Project:Privacy policy

2023-10-24T22:16:09Z

Jorges: Not using these.

Germany/Banking/Blocked

2023-10-24T16:11:45Z

Jorges: Fix link

{{Head
|Blocked Accounts in Germany
|offers, FAQ
|A '''blocked account (''Sperrkonto'')''' is a special type of bank account that

# requires you to initially deposit a big sum that will cover your spending for half or a whole year.
# then allows you to withdraw every month a part of it (1/6 or 1/12).

}}
That way, you prove that you have enough funds to sustain yourself while living and studying in Germany.

{{FAQ|

{{FAQ/Item|q=When do I need a blocked account?|a=

You need a blocked account if you apply

* for a '''study visa'''
* for a '''residence permit''' as a student (if you come from a country that allows you to enter Germany without a visa)
* for a '''jobseeker visa'''

}}{{FAQ/Item|q=How much do I need to deposit into my blocked account?|a=

As of 2022, you need to deposit '''€10,332 for a year'''.<ref>{{Cite|date=2022-07-27|url=https://www.auswaertiges-amt.de/en/sperrkonto/388600|quote=From 1 January 2021, the presumed annual requirement that must be paid into the blocked account when applying for a visa amounts to 10,332 euros.}}</ref> Then, you can withdraw '''€861 per month''' (1/12 of the sum).

The amount changes over years. On [https://reyep.com/germany-blocked-account-amount-for-international-students--4714/ Reyep.com] you can find the list changing over years and most recent one.
}}
}}
== Offers ==

You can open a blocked account online.

All services also offer packages including [[Germany/Insurance/Health|health insurance]]

* for traveling into Germany (travel or incoming insurance), and
* for staying in Germany while studying

Some services also help you in setting up a [[Germany/Banking/Current|current bank account]] (''Girokonto'').

* {{Trustpilot|www.coracle.de|5}} {{AffLink|Coracle|coracle}}: offers also {{AffLink|Prime|coracle.prime}} package with
** incoming/travel health insurance
** setting up public health insurance
** for '''€59 one-time''' (+ monthly public health insurance premiums)
* {{Trustpilot|www.expatrio.com|5}} {{AffLink|Expatrio|expatrio}}: offers also {{AffLink|Value package|expatrio.value-package}} package with
** incoming/travel health insurance
** setting up public health insurance
** setting up a current bank account with German account number
** ISIC card for 1 year
** for '''€60 one-time''' (+ monthly public health insurance premiums)
* {{Trustpilot|www.fintiba.com|4.5}} {{AffLink|Fintiba|fintiba}}: offers also ''Fintiba Plus'' with
** incoming/travel health insurance
** setting up public or private health insurance
** setting up a current bank account with German account number
** for '''€89 initial fee + €4.90 monthly''' (+ monthly public health insurance premiums)

{{Notes}}

MediaWiki:Common.js

2023-10-24T12:21:16Z

Jorges: Remove GA and Yandex.

/* Any JavaScript here will be loaded for all users on every page load. */

// == filter-list-by-form.js ====================================================
if (mw.config.get('wgPageName') == 'Germany/Banking/Current') {
mw.loader.getScript('/resources.custom/filter-list-by-form.js')
.then(function () {
const filterListByForm = new FilterListByForm('form.form-list-filter-js', 'table.form-list-filter-js tr.filterable');
const dataToContent = new DataToContent('table.form-list-filter-js tr', 'td.{key}');
}, function (e) {
mw.log.error(e.message);
});
}
// == /filter-list-by-form.js ===================================================

Germany/Housing/Gas

2023-10-17T21:38:06Z

Jorges: Remove min terms.

[[File:Gas.heater-controller.jpg|thumb|If this is in your apartment, it is heated by gas.]]
{{Head
|Gas Providers in Germany
|FAQ, List, Comparison
|If your apartment is heated by gas & you don't sublet from someone but [[Germany/Housing/Rent|rent an apartment on your name]], you likely need '''make a contract with a gas provider'''. Read here how to find, compare & sign up with one.

Note that you can make a contract with '''any German provider, no matter where you live'''. So even if you live in Berlin, you can make a contract with a provider from Hamburg, Cologne, Frankfurt, or Munich.
}}

{{FAQ|
{{FAQ/Item|q= When do I need a gas provider? |a=

* If you rent (or buy) an apartment or house '''directly from a landlord'''
* and your place uses local gas heating. To find out
** ask your landlord, or
** check if you have the things seen in the photo above in your flat.

You usually '''don't need''' a gas contract

* if you rent your apartment or room with an "all-inclusive" contract like via Airbnb or similar.

If in doubt, ask your landlord.

}}{{FAQ/Item|q= How to make a contract with a gas supplier? |a=

# Estimate your '''consumption''' with the [[#consumption|table below]].
# Pick a '''provider''' or comparison service from the [[#find|list below]].
# Enter your '''postal code''' and '''estimated consumption''' to get offers for you.

}}{{FAQ/Item|q= How do I get billed for my gas consumption? |a=
* Based on your consumption estimation, they calculate a '''monthly prepayment rate''' for you. Pay that rate now every month.
* After a year (usually), they measure your actual consumption.
** If you used '''less''' than your estimation, you will '''get money back''' and your monthly prepayment rate will be '''lowered'''.
** If you used '''more''' than your estimation, you will need to '''pay the difference''' and your monthly prepayment rate will be '''raised'''.
}}
}}

<div id="consumption">
== Average Consumption Rates ==

To estimate your gas consumption, you can go by '''average consumptions per year'''<ref>{{Cite|date=2022-06-27|url=https://www.check24.de/gas/gasverbrauch/|quote=Durchschnittlicher Gasverbrauch}}</ref> of German households, as shown in the tables below. There are average numbers

* for water heating by number of people in the household
* plus by apartment size.

{| class="wikitable"
! Household size
! Average gas consumption for water heating
|-
| 1 person
| 600-800 kWh
|-
| 2 person
| 1200-1600 kWh
|-
| 3 person
| 1800-2400 kWh
|-
| 4 person
| 2400-3200 kWh
|}

{| class="wikitable"
! Apartment size
! Average gas consumption for room heating
|-
| 30m²
| 3,800 kWh
|-
| 50m²
| 5,000 kWh
|-
| 100m²
| 12,000 kWh
|-
| 150m²
| 18,000 kWh
|-
| terrace house
| 20,000 kWh
|-
| single-family house
| 35,000 kWh
|}

== Find a Gas Provider ==

=== List of German Gas Providers ===

Common German gas providers with their '''Trustpilot rating''':

* {{Trustpilot|vattenfall.de|4.5}} {{AffLink|Vattenfall|vattenfall.gas}}
* {{Trustpilot|lekker.de|4}} {{AffLink|lekker|lekker.gas}}
* {{Trustpilot|polarstern-energie.de|3}} {{AffLink|Polarstern|polarstern.gas}}
* {{Trustpilot|eprimo.de|2.5}} {{AffLink|eprimo|eprimo.gas}} – [https://www.youtube.com/watch?v=4_UcL4WTyCE Video guide on how to sign up]
* {{Trustpilot|lew.de|2}} {{AffLink|LEW|lew.gas}}

=== Compare German Gas Providers ===

Instead of comparing offers yourself, you can use a comparison service. Enter your postal code & estimated consumption, and get a list of offers.

* {{Trustpilot|www.check24.de|5}} {{AffLink|Check24 Gas Comparison|check24-gas-comparison}}

{{Notes}}

[[Category:Housing]]

Germany/Housing/Gas

2023-10-17T21:36:57Z

Jorges: Updated ratings.

[[File:Gas.heater-controller.jpg|thumb|If this is in your apartment, it is heated by gas.]]
{{Head
|Gas Providers in Germany
|FAQ, List, Comparison
|If your apartment is heated by gas & you don't sublet from someone but [[Germany/Housing/Rent|rent an apartment on your name]], you likely need '''make a contract with a gas provider'''. Read here how to find, compare & sign up with one.

Note that you can make a contract with '''any German provider, no matter where you live'''. So even if you live in Berlin, you can make a contract with a provider from Hamburg, Cologne, Frankfurt, or Munich.
}}

{{FAQ|
{{FAQ/Item|q= When do I need a gas provider? |a=

* If you rent (or buy) an apartment or house '''directly from a landlord'''
* and your place uses local gas heating. To find out
** ask your landlord, or
** check if you have the things seen in the photo above in your flat.

You usually '''don't need''' a gas contract

* if you rent your apartment or room with an "all-inclusive" contract like via Airbnb or similar.

If in doubt, ask your landlord.

}}{{FAQ/Item|q= How to make a contract with a gas supplier? |a=

# Estimate your '''consumption''' with the [[#consumption|table below]].
# Pick a '''provider''' or comparison service from the [[#find|list below]].
# Enter your '''postal code''' and '''estimated consumption''' to get offers for you.

}}{{FAQ/Item|q= How do I get billed for my gas consumption? |a=
* Based on your consumption estimation, they calculate a '''monthly prepayment rate''' for you. Pay that rate now every month.
* After a year (usually), they measure your actual consumption.
** If you used '''less''' than your estimation, you will '''get money back''' and your monthly prepayment rate will be '''lowered'''.
** If you used '''more''' than your estimation, you will need to '''pay the difference''' and your monthly prepayment rate will be '''raised'''.
}}
}}

<div id="consumption">
== Average Consumption Rates ==

To estimate your gas consumption, you can go by '''average consumptions per year'''<ref>{{Cite|date=2022-06-27|url=https://www.check24.de/gas/gasverbrauch/|quote=Durchschnittlicher Gasverbrauch}}</ref> of German households, as shown in the tables below. There are average numbers

* for water heating by number of people in the household
* plus by apartment size.

{| class="wikitable"
! Household size
! Average gas consumption for water heating
|-
| 1 person
| 600-800 kWh
|-
| 2 person
| 1200-1600 kWh
|-
| 3 person
| 1800-2400 kWh
|-
| 4 person
| 2400-3200 kWh
|}

{| class="wikitable"
! Apartment size
! Average gas consumption for room heating
|-
| 30m²
| 3,800 kWh
|-
| 50m²
| 5,000 kWh
|-
| 100m²
| 12,000 kWh
|-
| 150m²
| 18,000 kWh
|-
| terrace house
| 20,000 kWh
|-
| single-family house
| 35,000 kWh
|}

== Find a Gas Provider ==

=== List of German Gas Providers ===

Common German gas providers with their '''Trustpilot rating''':

* {{Trustpilot|vattenfall.de|4.5}} {{AffLink|Vattenfall|vattenfall.gas}}: minimum term: 12 months
* {{Trustpilot|lekker.de|4}} {{AffLink|lekker|lekker.gas}}
* {{Trustpilot|polarstern-energie.de|3}} {{AffLink|Polarstern|polarstern.gas}}: minimum term: 1 month<ref>{{Cite|date=2022-06-22|url=https://www.polarstern-energie.de/oekogas/|quote=Welche Konditionen bietet Polarstern? / Bei uns gibt es keine Mindestvertragslaufzeit – du kannst deinen Vertrag immer mit zwei Wochen Frist zum Monatsende kündigen.}}</ref>
* {{Trustpilot|eprimo.de|2.5}} {{AffLink|eprimo|eprimo.gas}} – [https://www.youtube.com/watch?v=4_UcL4WTyCE Video guide on how to sign up]
* {{Trustpilot|lew.de|2}} {{AffLink|LEW|lew.gas}}

=== Compare German Gas Providers ===

Instead of comparing offers yourself, you can use a comparison service. Enter your postal code & estimated consumption, and get a list of offers.

* {{Trustpilot|www.check24.de|5}} {{AffLink|Check24 Gas Comparison|check24-gas-comparison}}

{{Notes}}

[[Category:Housing]]

Germany/Housing/Electricity

2023-09-24T19:43:15Z

Jorges: Link to Guide in English

[[File:Electricity.meter.jpg|thumb|Electricity meter with meter ID number (marked in red)]]
{{Head
|Electricity Providers in Germany
|Ratings, English
|If you [[Germany/Housing/Rent|rent an apartment on your name]] (and don't sublet), you likely need to '''make a contract with an electricity provider'''. Read here how to find, compare & sign up with one.}}

'''Summary:''' [[#When_do_I_need_an_electricity_provider.3F|Check]] if you need one, [[#consumption|estimate]] your consumption, [[#find|compare & pick a provider]], sign up online.

{{FAQ|

{{FAQ/Item|q=When do I need an electricity provider?|a=

* If you rent an apartment or house '''directly from a landlord'''.

You usually '''don't need''' an electricity contract

* if you '''sublet''' an apartment or room (from another person), or
* if you rent your apartment or room with an "all-inclusive" contract like via Airbnb or similar.

If in doubt, ask your landlord.

}}
{{FAQ/Item|q=How does electricity and energy billing work in Germany?|a=

With your (warm) rent (''Warmmiete''), you already pay for energy consumption, like

* heating your apartment
* water heating
* lights of common areas in your house, like Corridor lighting

But for energy in your apartment, used for/from:

* lights
* power sockets
* stove & oven (if electric)
* water heating (if electric)

you need to make a contract with an electricity supplier.

}}
{{FAQ/Item|q=How to choose an electricity supplier?|a=

You will need your postal code postal code because prices are different by area. (Use [https://www.google.com/maps/ Google maps] to find it.)

# Find out whether your '''warm water''' is heated by
#* your electricity,
#* or instead by gas or even delivered (district / central heating)
# Estimate your '''consumption''' with the [[#consumption|table below]].
# Pick a '''provider''' or comparison service from the [[#find|list below]].
# Enter your '''postal code''' and '''estimated consumption''' to get offers for you. Key factors to look at:
#* ''Grundpreis'' (basic fee): fixed fee to pay per month
#* ''Arbeitspreis'' (consumption price): what you pay per kWh used
#* bonuses: are often available for new customers (but some are only paid out after a year, so make sure they actually give you a benefit)

}}
{{FAQ/Item|q=How to sign up with an electricity provider?|a=

All sign-ups can be done online.

# Pick an offer from [[#find|the list or comparisons of the providers]].
# In the order form, enter
#* the ID number of your electricity meter (it is usually printed on it),
#* the current electricity meter reading,
#* your IBAN [[Germany/Banking|bank account number]] (if you agree to direct debit).

}}
{{FAQ/Item|q=How do I get billed for my electricity consumption?|a=

# Based on your consumption estimation, your electricity provider will calculate a '''monthly prepayment rate'''. This prepayment rate will be
#* either deducted from your bank account, if you agreed to direct debit (''Lastschrift'')
#* or you will need to transfer it yourself every month.
# After a year (usually), they measure your actual consumption.
#* If you used '''less''' than your estimation, you will '''get money back''' and your monthly prepayment rate will be '''lowered'''.
#* If you used '''more''' than your estimation, you will need to '''pay the difference''' and your monthly prepayment rate will be '''raised'''.
}}
{{FAQ/Item|q=How to change my electricity company?|a=

# Find out the earliest date you can cancel / when your minimum contract term ends.
#* Tip: You can already send the cancellation much earlier. That way you make sure to not forget to cancel.
#
# Pick an offer from [[#find|the list or comparisons of the providers]].

}}
}}

<div id="consumption">
== Average & Ideal Consumption Rates ==

To estimate your electricity consumption, you can go by '''average consumptions per year''' of German households, as shown in the table below. Additionally, '''ideal consumptions''' are shown (if savings potentials are used). <ref>{{Cite|date=2022-06-20|url=https://www.check24.de/strom/stromverbrauch/|quote=Stromverbrauch: Durchschnittsverbrauch Strom}}</ref>

{| class="wikitable"
! Household size
! Average, with electric water heating
! Average, without electric water heating
! Ideal (minimized) consumption
|-
| 1 person
| 2100 kWh
| 1500 kWh
| 800-1300 kWh
|-
| 2 person
| 3400 kWh
| 2500 kWh
| 1300-2100 kWh
|-
| 3 person
| 4400 kWh
| 3500 kWh
| 1700-2600 kWh
|-
| 4 person
| 5500 kWh
| 4250 kWh
| 1900-2900 kWh
|}

<div id="find">
== Find an Electricity Provider ==

You can make a contract with '''any German provider, no matter where you live'''. So even if you live in Berlin, you can make a contract with a provider from Hamburg, Cologne, Frankfurt, or Munich.

=== List of German Electricity Providers ===

Here are common German electricity companies with their Trustpilot rating<ref>as of 2022-06-27</ref>:

* {{Trustpilot|ostrom.de|5}}   {{AffLink|ostrom|ostrom.electricity}}: English support 🇬🇧, min. term: 11 days<ref>{{Cite|date=2022-06-22|url=https://www.ostrom.de/faq#what-is-the-minimum-contract-period|quote=The minimum contract period is 11 days}}</ref>, allows prepayment adjustments at any time<ref>{{Cite|date=2022-06-22|url=https://www.ostrom.de/faq#will-my-monthly-payment-be-adjusted|quote=you can adjust your monthly payment at all times.}}</ref>
* {{Trustpilot|polarstern-energie.de|4.5}}   {{AffLink|Polarstern|polarstern.electricity}}: min. term: 1 month<ref>{{Cite|date=2022-06-22|url=https://www.polarstern-energie.de/oekostrom/|quote=Welche Konditionen bietet Polarstern? / Bei uns gibt es keine Mindestvertragslaufzeit – du kannst deinen Vertrag immer mit zwei Wochen Frist zum Monatsende kündigen.}}</ref>
* {{Trustpilot|vattenfall.de|4.5}}   {{AffLink|Vattenfall|vattenfall.electricity}}: minimum term: 12 months
* {{Trustpilot|lew.de|3}}   {{AffLink|LEW|lew.electricity}}: min. term: 12 months<ref>{{Cite|date=2022-06-22|url=https://www.lew.de/fuer-zuhause/strom/lew-strom-basis-online-natur|quote=Mindestvertragslaufzeit: 12 Monate}}</ref>
* {{Trustpilot|eprimo.de|2}}   {{AffLink|eprimo|eprimo.electricity}}: min. term: 12 months<ref>{{Cite|date=2022-07-01|url=https://www.eprimo.de/oekostrom/strom-kuendigen|quote=Kündigungsfristen bei eprimo}}</ref>
* {{Trustpilot|lekker.de|2}}   {{AffLink|lekker|lekker.electricity}}
* {{Trustpilot|q-cells.de|1.5}}   {{AffLink|Qcells|q-cells.electricity}}

=== Compare German Electricity Providers ===

Instead of comparing offers yourself, you can use a comparison service. Enter your postal code & estimated consumption, and get a list of offers.

* {{Trustpilot|www.check24.de|5}} {{AffLink|Check24|check24-electricity-comparison}} (How to use it: [https://www.check24.de/strom-gas/ratgeber/how-to-switch-energy-supplier-in-germany/ Guide in English])
* {{Trustpilot|www.verivox.de|4.5}} {{Link|Verivox|verivox-electricity-comparison}}

== See also ==
* [https://goodlifegermany.com/en/how-to-germany/for-your-home/best-electricity-providers-germany-2021/ Review of green electricity companies] by ''goodlifegermany.com''
* [https://www.ostrom.de/post/how-you-will-benefit-from-germanys-strompreisbremse-energy-price-brake How You Will Benefit from Germany’s Strompreisbremse (Energy Price Brake)] by ''ostrom.de''

{{Notes}}

[[Category:Housing]]

Germany/Banking/Current

2023-09-11T13:58:43Z

Jorges: Update Trustpilot.

{{Head
|Current Bank Accounts in Germany
|Filter by Features
|Filter '''Current bank accounts (''Girokonto'', checking account) available in Germany''' by their '''features''', for example: no monthly fees, free cash withdrawals, cash deposits, English support, signup with no registered address (''Anmeldung'') etc.
}}

See also: [[Germany/Banking|Banking in Germany]] (Overview, FAQ)

__TOC__

== Banks Filtered by Features ==

Example: <htmltag tagname="a" href="#monthly-fees=no&languages=en">Free banks with English support</htmltag>, <htmltag tagname="a" href="#cash-withdrawals=free-own&no-registered-address=1">Banks with free cash withdrawals and no registered address (Anmeldung) required</htmltag>

<small>Note: This list is not a complete market overview.</small>

{{Germany/Banking/Current/Filter}}
{| class="form-list-filter-js"
<tr><th class="name"></th><th class="currencies">
currencies
</th><th class="iban">
IBAN
</th><th class="langugaes">
languages
</th><th class="trustpilot">
Trustpilot<ref>rating as of 2022-07-01</ref>
</th></tr>
{{Germany/Banking/Current/Filter/Item
|name=1822direkt
|redirect=1822direkt
|affiliate=1
|trustpilot-domain=1822direkt.de
|trustpilot-stars=2.5
|intro=Online bank since 1996, run by [https://en.wikipedia.org/wiki/Sparkassen-Finanzgruppe Sparkasse]
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|bonuses=€25 or €75 bonus (depending on account type) if you receive 3 salary payments of min. €1000 each within the first 6 months<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/fileadmin/Home/Dokumente/PDF/Girokonto/Teilnahmebedingungen_fuer_die_Girokonto-Praemien.pdf|quote=Sie erhalten eine Gutschrift von 25 €, wenn …}}</ref>
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/anlegen-depot/wertpapierdepot/|quote=Kostenloses Depot für 3 Jahre* / Bereits ab 0,00 € handeln*}}</ref>
|cash-deposits=free only at Frankfurter Sparkasse branches<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/service/fragen-und-antworten/girokonto|quote=Einzahlung von Bargeld / Bargeldeinzahlungen sind in Filialen der Frankfurter Sparkasse am Schalter und an den Einzahlautomaten für Sie kostenlos möglich.}}</ref>
|cash-withdrawals=4 per month free at [https://www.sparkasse.de/service/filialsuche.html Sparkasse group] ATMs
|monthly-fees=no if you receive minimum €0.01 every month<ref>{{Cite|date=2022-05-04|url= https://www.1822direkt.de/girokonto/1822mobile/ |quote= Kostenlose Kontoführung ab einem monatlichen Geldeingang von 0,01 €}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Bunq
|redirect=bunq
|affiliate=1
|trustpilot-domain=bunq.com
|trustpilot-stars=3.5
|intro=Dutch online bank since 2012
|class=
cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de iban_es iban_fr iban_ie iban_nl
languages_de languages_en languages_nl languages_fr languages_it languages_pt languages_es
monthly-fees_yes
no-registered-address
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|cash-withdrawals=6 per month at ATMs are free<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/pricing-sheet|quote=First four withdrawals per month are free, the five after are €0.99. Thereafter, €2.99 per withdrawal}}</ref>, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.bunq.com/pricing-sheet|quote=Pricing / Consumers & Businesses}}</ref>
|verification=with passport or ID card<ref>{{Cite|date=2022-07-01|quote=physical documents in hand to complete the identity verification|url=https://together.bunq.com/d/3355-what-id-documents-are-accepted-for-my-identity-verification}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=comdirect
|redirect=comdirect
|affiliate=1
|trustpilot-domain=comdirect.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_free-branches cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.comdirect.de/depot/comdirect-depot.html|quote=Kostenlose Depotführung: garantiert für volle 3 Jahre}}</ref>
|cash-deposits=free at branches & ATMs<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/faq/bargeld-einzahlen|quote=Bargeld auf Ihr comdirect Girokonto können Sie in allen Filialen der Commerzbank AG mit der girocard (Debitkarte) an den Ein- und Auszahlungsautomaten sowie am Kassenschalter - in Filialen mit Kassenbereich - einzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, 3 free per month worldwide, free at shops<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/konto/bargeldversorgung.html|quote=Mit Ihrer girocard (Debitkarte) kostenlos… / Mit Ihrer Bankkarte (Visa-Debitkarte) kostenlos an allen Geldautomaten mit Visa-Zeichen. 3-mal mtl. kostenlos …}}</ref>
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.comdirect.de/cms/lp/giro_aff_NKM_xsk.html?ci=000000000000000TL0000000500080& |quote= Anschließend bleibt das Girokonto kostenlos bei 700 Euro monatlichem Mindestgeldeingang}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Commerzbank
|redirect=commerzbank
|affiliate=1
|trustpilot-domain=commerzbank.de
|trustpilot-stars=1.5
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own cash-withdrawals_free-shop
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no-if-income
|bonuses=€50 welcome bonus if you send or receive 5 payments per month of min. €25 (salary, providers etc.) and agree to sales calls<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/konten-karten/produkte/kostenloses-girokonto/kostenloses-girokonto.html#startpraemie|quote=Wie erhalte ich die 50€ Startprämie?}}</ref>
|broker=free if you make at least one paid transaction per quarter<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/sparen-anlegen/produkte/depotmodelle/depot-eroeffnen/depot-eroeffnen.html|quote=Die Depotführung ist kostenlos, sofern mindestens eine gebührenpflichtige Transaktion pro Quartal ausgeführt wird.}}</ref>
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://service.commerzbank.de/wie-zahle-ich-im-inland-geld-ein/|quote=Am Bankautomat / In der Filiale}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only online banking (after signup)
|monthly-fees=no if you receive minimum €700 / month
}}

{{Germany/Banking/Current/Filter/Item
|name=Consorsbank
|redirect=consorsbank
|affiliate=1
|trustpilot-domain=consorsbank.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_branches
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.consorsbank.de/ev/Wertpapierhandel/Depot-Software/Wertpapierdepot|quote=kostenlose Depotführung}}</ref>
|cash-deposits=yes if minimum €1000, €7.50 fee<ref>{{Cite|date=2022-05-03|url=https://wissen.consorsbank.de/t5/H%C3%A4ufige-Fragen/Wie-kann-ich-Bargeld-auf-mein-Girokonto-einzahlen/ta-p/111680|quote=Einzahlungen nur zwischen 1.000,00 Euro und 25.000,00 Euro. / Eine Einzahlung kostet 7,50 Euro je angefangene 5.000,00 Euro.}}</ref>
|cash-withdrawals=free at ATMs in Eurozone
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://aktionen.consorsbank.de/ev/girokonto/ |quote= Kostenloses Girokonto / bei monatlichem Geldeingang ab 700 Euro oder für alle unter 28 Jahren}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Deutsche Bank
|redirect=deutsche-bank
|trustpilot-domain=deutsche-bank.de
|trustpilot-stars=1.5
|class=
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/pk-konto_karten-sb_banking_leitfaden.pdf|quote=An vielen unserer Geldautomaten können Sie nicht nur Bargeldauszahlungen vornehmen, sondern mit jeder Deutsche Bank-Debitkarte und SparCard auch direkt einzahlen.}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only at online banking (after signup)
}}

{{Germany/Banking/Current/Filter/Item
|name=DKB
|redirect=dkb
|affiliate=1
|trustpilot-domain=dkb.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
children
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker= free, orders from €10<ref>{{Cite|date=2022-05-03|url=https://www.dkb.de/privatkunden/broker/|quote=kostenloses Depot und Verrechnungskonto / günstige Orders ab 10 Euro}}</ref>
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]], at DKB ATMs & branches<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=So kannst du Bargeld einzahlen / An DKB-Geldautomaten / Mit Cash im Shop}}</ref>
|cash-withdrawals=free worldwide at ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]] and [[Germany/Banking/Viacash|Viacash]], minimum €50 per withdrawal<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=Mit der Visa Debitkarte oder Visa Kreditkarte hebst du weltweit an Automaten mit dem Visa-Logo zwischen 50 und 1.000 Euro ab. Im Inland kannst du an vielen Automaten mit der Girokarte Bargeld abheben.}}</ref>
|children=offers {{AffLink|DKB U18|dkb.u18}} account for kids from 0 (but the parent must be already a DKB customer)
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://bank.dkb.de/privatkunden/girokonto|quote=Das Girokonto und die Visa Debitkarte sind kostenlos für alle Kund*innen.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Hypovereinsbank
|redirect=hypovereinsbank
|trustpilot-domain=hypovereinsbank.de
|trustpilot-stars=3
|class=
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=3 different offers<ref>{{Cite|date=2022-05-03|url=https://www.hypovereinsbank.de/hvb/privatkunden/geldanlage/depotmodelle|quote=Welches Depot für welchen Anlagetyp?}}</ref>
|cash-deposits=at branches
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs, at UniCredit banks in 13 EU countries
|monthly-fees=no in the first 5 years<ref>{{Cite|date=2022-04-30|quote=HVB Plus account € 0,00 for new customers for 5 years, thereafter € 9.90 per month.|url=https://www.hypovereinsbank.de/hvb/privatkunden/banking-im-alltag/girokonten}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=ING
|redirect=ing.giro
|trustpilot-domain=ing.de
|trustpilot-stars=4
|class=
cash-deposits_free-atms
cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, savings plans from €1<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/sparen-anlegen/direkt-depot/|quote=Kostenlose Depotführung / Wertpapier-Sparpläne ab 1 Euro}}</ref>
|cash-deposits=free at some of [https://www.ing.de/hilfe/geldautomatensuche/ ING's ATMs]<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/girokonto/kundenservice/|quote=Kann ich auch Bargeld einzahlen? / Die Einzahlung von Bargeld (Scheine) ist auch an einigen unserer Geldautomaten möglich.}}</ref>
|cash-withdrawals=free at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.ing.de/girokonto/ |quote= Bei einem monatlichen Gehaltseingang von 700 Euro / z.B. durch Ihr Gehalt, Ihre Rente oder Pension.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Insha
|redirect=insha
|trustpilot-domain=getinsha.com
|trustpilot-stars=2.5
|class=
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=
|cash-withdrawals=2 free withdrawals per month<ref>{{Cite|date=2022-05-03|url=https://files.getinsha.com/uploads/T-C/Pricing_sb_.pdf|quote=First 3 withdrawals in Germany € 0}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|url=https://files.getinsha.com/uploads/new-pricing/insha_pricing_EN-final.pdf|quote=Account Fee: Free}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Lydia
|redirect=lydia
|trustpilot-domain=lydia-app.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
currencies_eur currencies_gbp
iban_fr
languages_en languages_fr languages_es languages_pt
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://www.lydia-app.com/en/essential/pricing-limits/|quote=Number of ATM withdrawals/month}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|quote=Lydia 0 €|url=https://www.lydia-app.com/en/essential/pricing-limits/}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Monese
|redirect=monese
|affiliate=1
|trustpilot-domain=monese.com
|trustpilot-stars=4
|class=
cash-deposits_no
currencies_eur currencies_gbp currencies_ron
iban_be iban_gb
languages_en languages_bg languages_cs languages_de languages_et languages_es languages_fr languages_it languages_lt languages_pl languages_pt languages_ro languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://monese.com/de/en/pricing|quote=ATM withdrawals}}</ref>
|currencies=EUR, GBP (only when living in the UK<ref>{{Cite|date=2022-05-03|url=https://support.monese.com/hc/en-gb/articles/360018666299-I-live-in-the-EEA-why-can-t-I-open-a-GBP-account-|quote=From Jan 1st 2021 we are temporarily suspending the creation of GBP accounts for customers outside of the UK}}</ref>) and RON (only with Romanian ID<ref>{{Cite|date=2022-05-03|url=https://monese.com/gr/de/blog/ron-accounts|quote=If you've got a Romania-issued ID, you can now open a new RON currency account, with a fully local Romanian account number (IBAN) and a RON debit card!}}</ref>)
|monthly-fees=no<ref>{{Cite|date=2022-04-30|quote=Starter €0/month|url=https://monese.com/de/en/pricing}}</ref>
|verification=online, with passport or ID card<ref>{{Cite|date=2022-07-01|quote=Unlike banks, we don’t ask for documents on your address or credit history.|url=https://monese.com/gb/en/features/account-opening}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Norisbank
|redirect=norisbank
|affiliate=1
|trustpilot-domain=norisbank.de
|trustpilot-stars=1.5
|class=
broker
bonuses
cash-deposits_free-atms
cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/geldanlage/wertpapiere/depot.html|quote=0,– Euro Depotführungsgebühren}}</ref>
|bonuses=€50 welcome bonus if you use their account switching service<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/girokonto/privatkunden/top-girokonto.html?kid=e.8.10.28.14.3&wt_financeads=1&s_id=723442754X28143C12710649TShttps://berlincheap.com/bonus-banking/#kontowechselservice|quote=Beim Abschluss unseres Top-Girokontos erhalten Sie eine Prämie in Höhe von 50 Euro …}}</ref>
|cash-deposits=free at Deutsche Bank cash deposit machines<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/service/kontakt-und-wissen/haeufige-fragen/faq-automaten.html|quote=Wie kann ich Bargeld auf mein Girokonto einzahlen? / Sie haben an Einzahlautomaten der Deutschen Bank die Möglichkeit, kostenlos Bargeld auf Ihr Konto einzuzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 21, or if you receive minimum €500 every month & hold less than €50,000<ref>{{Cite|date=2022-05-04|url= https://www.norisbank.de/girokonto/produkte/mobile-top-girokonto.html |quote= Kostenlose Kontoführung / ab 500 Euro Geldeingang pro Monat und einem Guthabenbis zu 50.000 Euro}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=N26
|redirect=n26
|affiliate=1
|trustpilot-domain=n26.com
|trustpilot-stars=3
|class=
cash-deposits_free-shops
cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://n26.com/en-de/cash26|quote=CASH26 is available at the following partner stores: …}}</ref>
|cash-withdrawals=3-5 withdrawals per month free in EUR, 1.7% for other currencies, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://support.n26.com/en-eu/payments-transfers-and-withdrawals/withdrawals/how-often-can-i-withdraw-cash-for-free|quote=3 to 5* free ATM withdrawals per month in euros}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|quote=N26 Standard €0.00/month|url=https://n26.com/en-de/plans}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Openbank
|redirect=openbank
|trustpilot-domain=openbank.de
|trustpilot-stars=2.5
|class=
broker
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_es
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=fee 0.16%, minimum €12 per year<ref>{{Cite|date=2022-05-03|url=https://www.openbank.es/assets/static/de/pdf/Investments/Brokerage_Gebuehren_kurz_DE.pdf|quote=An Aktienmärkten handelbare Wertpapiere / 0,16% / 12,00 €}}</ref>
|cash-deposits=no
|cash-withdrawals=5 withdrawals free per month in €-zone or worldwide at Santander ATMs<ref>{{Cite|date=2022-05-03|url=https://www.openbank.de/kostenlos-geld-abheben|quote=Mit deiner Debitkarte kannst du 5 mal pro Monat kostenlos Geld an jedem beliebigen Geldautomaten der Welt abheben.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.openbank.de/girokonto|quote=Das Eröffnen und Schließen deiner kostenlosen Girokonten sowie das Führen des Kontos sind vollkommen gratis.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Postbank
|redirect=postbank
|affiliate=1
|trustpilot-domain=postbank.de
|trustpilot-stars=1
|class=
cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|cash-deposits=free at Postbank ATMs<ref>{{Cite|date=2022-05-03|url=https://www.postbank.de/privatkunden/services/bargeld-und-automaten/transaktionen-am-geldautomaten/cash-recycler.html|quote=Mit der Einzahlfunktion an vielen unserer Geldautomaten sind Sie nicht an Öffnungszeiten gebunden.}}</ref>
|cash-withdrawals=free at Postbank and [http://www.cashgroup.de/ Cash Group] ATMs
|monthly-fees=no if you are under 22
}}

{{Germany/Banking/Current/Filter/Item
|name=Revolut
|redirect=revolut
|trustpilot-domain=revolut.com
|trustpilot-stars=4.5
|class=
broker
children
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aud currencies_bgn currencies_cad currencies_chf currencies_czk currencies_dkk currencies_eur currencies_gbp currencies_hkd currencies_hrk currencies_huf currencies_jpy currencies_nok currencies_pln currencies_ron currencies_sek currencies_usd currencies_zar
crypto
iban_lt
joint
languages_bg languages_cs languages_da languages_de languages_el languages_en languages_es languages_es languages_fi languages_fr languages_hr languages_hu languages_it languages_ja languages_lt languages_lv languages_nl languages_no languages_pl languages_pt languages_ro languages_si languages_sk languages_sv
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/stocks|quote=What is a fractional share?}}</ref>
|cards=Visa debit card for €5.99 one-time delivery fee<ref>{{Cite|date=2022-05-03|url=https://assets.revolut.com/legal/terms/EN%20Personal%20Fees%20UAB%20Old.pdf|quote=£4.99 or currency equivalent for standard delivery}}</ref>
|cash-deposits=
|cash-withdrawals=200 EUR / 5 per month are free<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/making-payments/withdrawing-cash/does-revolut-charge-for-cash-withdrawal|quote=Standard plan users can withdraw a total of £200, or make a total of 5 ATM withdrawals (whatever comes first).}}</ref>
|crypto=60+ currencies<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/cryptocurrencies/getting-cryptocurrency-exposure/which-cryptocurrencies-are-supported-and-how-do-i-start-investing-in-cryptocurrencies|quote=You can buy/sell …}}</ref>
|joint=offers group vaults<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/en-DE/help/wealth/vaults/group-vaults/what-is-a-group-vault|quote=What is a Group Vault?}}</ref>
|children=offers ''Junior card'' for kids from 6<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/get-junior-card|quote=A Junior account designed for kids, controlled by you}}</ref>
|monthly-fees=no in Standard Plan<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/our-pricing-plans|quote=Standard Free}}</ref>
|verification=with passport or ID card, sometimes also a visa<ref>{{Cite|date=2022-07-01|quote=You will need to take a picture of a valid government-issued photo ID and a picture of your face. We may request a copy of your legal right to remain in your country (e.g. visa).|url=https://www.revolut.com/help/profile-and-plan/verifying-identity/how-do-i-verify-my-identity}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Targobank
|redirect=targobank
|affiliate=1
|trustpilot-domain=targobank.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|broker=4 different models<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/vermoegen/depot-modelle.html|quote=Welches Depot passt zu mir?}}</ref>
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]; at [https://www.targobank.de/de/filialen/geldautomatensuche/index.html TargoATMs]<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/filialen/geldautomatensuche/index.html|quote=Einzahlung (nur am Geldautomaten)}}</ref>
|cash-withdrawals=free at [https://www.cashpool.de/ CashPool] ATMs
|monthly-fees=no if you receive minimum €600 every month<ref>{{Cite|date=2022-05-04|url= https://www.targobank.de/de/konto-karten/online-konto.html |quote= Bei einem monatlichen Gehaltseingang ab 600€ ist die Kontoführungsgebühr kostenlos.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Tomorrow
|redirect=tomorrow
|affiliate=1
|trustpilot-domain=tomorrow.one
|trustpilot-stars=3.5
|class=
currencies_eur
iban_de
languages_de languages_en
cash-deposits_free-at-shops
cash-withdrawals_free-at-shops
monthly-fees_yes
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://support.tomorrow.one/en/support/solutions/articles/15000047298-how-can-i-deposit-cash-into-my-tomorrow-account-|quote=How can I deposit cash into my Tomorrow account?}}</ref>
|cash-withdrawals=unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.tomorrow.one/en-EU/accounts/|quote=Tomorrow accounts / Now / €3 per month}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Vivid Money
|redirect=vivid
|affiliate=1
|trustpilot-domain=vivid.money
|trustpilot-stars=3.5
|intro=German online bank since 2020
|class=
broker
bonuses
cash-deposits_free-at-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
crypto
currencies_all currencies_aed currencies_amd currencies_aud currencies_bam currencies_brl currencies_bgn currencies_cad currencies_cny currencies_hrk currencies_czk currencies_dkk currencies_eur currencies_gel currencies_gbp currencies_hkd currencies_huf currencies_inr currencies_ils currencies_jpy currencies_krw currencies_mkd currencies_myr currencies_mxn currencies_mdl currencies_mad currencies_nzd currencies_nok currencies_pln currencies_rub currencies_sar currencies_rsd currencies_sgd currencies_zar currencies_sek currencies_chf currencies_thb currencies_try currencies_uah currencies_usd
iban_de
joint
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/stocks/|quote=Commission-free fractional investing with no limits / There are no commissions or trade limits.}}</ref>
|bonuses=€40 in cashback when [[Vivid_Money#open|doing this]]
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/6056412-what-s-a-cash-top-up|quote=…you can now top up your Vivid account making cash deposits in a wide range of supermarkets and health and beauty retailers.}}</ref>
|cash-withdrawals=free when withdrawing €50 or more, €200 / month free in Standard plan<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/5940425-how-to-withdraw-cash-free-of-charge-in-euro|quote=If you want to withdraw more than €50 or anything within the monthly limit stated in the app, you will not be charged any fees.}}</ref>, €5-€200 for free at shops<ref>{{Cite|date=2022-09-29|url=https://help.vivid.money/en/articles/6511820-can-i-withdraw-cash-from-my-vivid-account-in-stores|quote=Regardless of your plan, there is no minimum amount, but withdrawals under €50 will be subject to fees, and the maximum amount per single transaction is €300. / Our Prime customers can withdraw up to €1000 per month* for free, while Standard customers have €200 monthly.}}</ref>

|currencies=40+ currencies<ref>{{Cite|url=https://vivid.money/en-eu/compare/|date=2022-05-03|quote=Currencies in free separate pockets: Up to 40 currencies / Up to 107 currencies}}</ref>, but can be topped up only in EUR<ref>{{Cite|date=2022-05-03|url=https://expatwiki.org/index.php?title=Vivid_Money&action=edit&section=12|quote=we currently don’t support SWIFT transfers or any network other than SEPA in Euros.}}</ref>
|crypto=150+ currencies<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/crypto/|quote=Buy 150+ crypto coins}}</ref>
|joint=offers shared pockets<ref>{{Cite|date=2022-05-03|url=https://press.vivid.money/tpost/n3h3brfnj1-vivid-money-introduces-shared-pockets-ev|quote=Each Vivid customer invited to a Pocket can connect both their own physical metal card and virtual Visa debit cards to Shared Pockets and make payments directly from them - no extra cards are required}}</ref>
|monthly-fees=no in Standard plan<ref>{{Cite|date=2022-07-14|url=https://vivid.money/en-eu/compare/|quote=Vivid Standard €0/month}}</ref>
|more=[[Vivid Money|More info & screenshots]]
|verification=You can open an account without ''Anmeldung'' but within 90 days, you must provide a tax ID (TIN). You get a TIN after an Anmeldung.
}}

{{Germany/Banking/Current/Filter/Item
|name=Wise
|redirect=wise
|affiliate=1
|trustpilot-domain=wise.com
|trustpilot-stars=4
|class=
cash-deposits_no
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aed currencies_ars currencies_aud currencies_bdt currencies_bgn currencies_bwp currencies_cad currencies_chf currencies_clp currencies_cny currencies_crc currencies_czk currencies_dkk currencies_egp currencies_eur currencies_gbp currencies_gel currencies_ghs currencies_hkd currencies_hrk currencies_huf currencies_idr currencies_ils currencies_inr currencies_jpy currencies_kes currencies_krw currencies_lkr currencies_mad currencies_mxn currencies_myr currencies_ngn currencies_nok currencies_npr currencies_nzd currencies_pen currencies_php currencies_pkr currencies_pln currencies_ron currencies_rub currencies_sek currencies_sgd currencies_thb currencies_try currencies_tzs currencies_uah currencies_ugx currencies_usd currencies_uyu currencies_vnd currencies_xof currencies_zar currencies_zmw
iban_be
languages_en languages_de languages_zh languages_fr languages_hu languages_id languages_it languages_ja languages_pl languages_pt languages_ro languages_ru languages_es languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=200 EUR / 2 per month are free<ref>{{Cite|date=2022-05-03|url=https://wise.com/help/articles/2935769/how-much-does-it-cost-to-withdraw-cash|quote=You can take out money for free twice a month — as long as the total amount is under 200 GBP/EUR.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://wise.com/de/pricing/|quote=Opening an account / Free}}</ref>
|verification=with passport, national ID card or driver's license<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref>
|more=[[Wise|More info & screenshots]]
}}

{{Germany/Banking/Current/Filter/Item
|name=Yuh
|redirect=yuh
|trustpilot-domain=yuh.com
|trustpilot-stars=2.5
|class=
broker
cash-deposits_no
crypto
currencies_aed
currencies_aud
currencies_cad
currencies_chf
currencies_dkk
currencies_eur
currencies_gbp
currencies_hkd
currencies_jpy
currencies_nok
currencies_sek
currencies_sgd
currencies_usd
iban_ch
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/features/invest|quote=At Yuh, you can trade all products in fractions and invest any amount you like in a share, starting at 25 CHF.}}</ref>
|cash-deposits=no
|cash-withdrawals=1 per week free in Switzerland, CHF 4.90 abroad<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Debit Card Cash Withdrawal in Switzerland / abroad}}</ref>
|crypto=26 currencies<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/support/faq|quote=Which investment products can I trade with Yuh?}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Zero custody fees.}}</ref>
}}

|}

== More Comparisons ==

These finance services compare current bank account options on the market and let you filter the list by specific features:

<gallery mode="nolines" widths="300px">
File:FA.girokonto.png|{{AffLink|Comparison by Financeads|fa.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffa.girokonto (translated)]|link=https://expatwiki.org/go/fa.girokonto
File:FQ.girokonto.png|{{AffLink|Comparison by FinanceQuality|fq.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffq.girokonto (translated)]|link=https://expatwiki.org/go/fq.girokonto
File:TC.girokonto.png|{{AffLink|Comparison by Check24|tc.girokonto}}|link=https://expatwiki.org/go/tc.girokonto
</gallery>

{{Notes}}

[[Category:Banking]]

Germany/Banking/Current

2023-08-09T23:10:33Z

Jorges: bunq: 6 withdrawals per month

{{Head
|Current Bank Accounts in Germany
|Filter by Features
|Filter '''Current bank accounts (''Girokonto'', checking account) available in Germany''' by their '''features''', for example: no monthly fees, free cash withdrawals, cash deposits, English support, signup with no registered address (''Anmeldung'') etc.
}}

See also: [[Germany/Banking|Banking in Germany]] (Overview, FAQ)

__TOC__

== Banks Filtered by Features ==

Example: <htmltag tagname="a" href="#monthly-fees=no&languages=en">Free banks with English support</htmltag>, <htmltag tagname="a" href="#cash-withdrawals=free-own&no-registered-address=1">Banks with free cash withdrawals and no registered address (Anmeldung) required</htmltag>

<small>Note: This list is not a complete market overview.</small>

{{Germany/Banking/Current/Filter}}
{| class="form-list-filter-js"
<tr><th class="name"></th><th class="currencies">
currencies
</th><th class="iban">
IBAN
</th><th class="langugaes">
languages
</th><th class="trustpilot">
Trustpilot<ref>rating as of 2022-07-01</ref>
</th></tr>
{{Germany/Banking/Current/Filter/Item
|name=1822direkt
|redirect=1822direkt
|affiliate=1
|trustpilot-domain=1822direkt.de
|trustpilot-stars=2.5
|intro=Online bank since 1996, run by [https://en.wikipedia.org/wiki/Sparkassen-Finanzgruppe Sparkasse]
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|bonuses=€25 or €75 bonus (depending on account type) if you receive 3 salary payments of min. €1000 each within the first 6 months<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/fileadmin/Home/Dokumente/PDF/Girokonto/Teilnahmebedingungen_fuer_die_Girokonto-Praemien.pdf|quote=Sie erhalten eine Gutschrift von 25 €, wenn …}}</ref>
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/anlegen-depot/wertpapierdepot/|quote=Kostenloses Depot für 3 Jahre* / Bereits ab 0,00 € handeln*}}</ref>
|cash-deposits=free only at Frankfurter Sparkasse branches<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/service/fragen-und-antworten/girokonto|quote=Einzahlung von Bargeld / Bargeldeinzahlungen sind in Filialen der Frankfurter Sparkasse am Schalter und an den Einzahlautomaten für Sie kostenlos möglich.}}</ref>
|cash-withdrawals=4 per month free at [https://www.sparkasse.de/service/filialsuche.html Sparkasse group] ATMs
|monthly-fees=no if you receive minimum €0.01 every month<ref>{{Cite|date=2022-05-04|url= https://www.1822direkt.de/girokonto/1822mobile/ |quote= Kostenlose Kontoführung ab einem monatlichen Geldeingang von 0,01 €}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Bunq
|redirect=bunq
|affiliate=1
|trustpilot-domain=bunq.com
|trustpilot-stars=2.5
|intro=Dutch online bank since 2012
|class=
cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de iban_es iban_fr iban_ie iban_nl
languages_de languages_en languages_nl languages_fr languages_it languages_pt languages_es
monthly-fees_yes
no-registered-address
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|cash-withdrawals=6 per month at ATMs are free<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/pricing-sheet|quote=First four withdrawals per month are free, the five after are €0.99. Thereafter, €2.99 per withdrawal}}</ref>, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.bunq.com/pricing-sheet|quote=Pricing / Consumers & Businesses}}</ref>
|verification=with passport or ID card<ref>{{Cite|date=2022-07-01|quote=physical documents in hand to complete the identity verification|url=https://together.bunq.com/d/3355-what-id-documents-are-accepted-for-my-identity-verification}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=comdirect
|redirect=comdirect
|affiliate=1
|trustpilot-domain=comdirect.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_free-branches cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.comdirect.de/depot/comdirect-depot.html|quote=Kostenlose Depotführung: garantiert für volle 3 Jahre}}</ref>
|cash-deposits=free at branches & ATMs<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/faq/bargeld-einzahlen|quote=Bargeld auf Ihr comdirect Girokonto können Sie in allen Filialen der Commerzbank AG mit der girocard (Debitkarte) an den Ein- und Auszahlungsautomaten sowie am Kassenschalter - in Filialen mit Kassenbereich - einzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, 3 free per month worldwide, free at shops<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/konto/bargeldversorgung.html|quote=Mit Ihrer girocard (Debitkarte) kostenlos… / Mit Ihrer Bankkarte (Visa-Debitkarte) kostenlos an allen Geldautomaten mit Visa-Zeichen. 3-mal mtl. kostenlos …}}</ref>
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.comdirect.de/cms/lp/giro_aff_NKM_xsk.html?ci=000000000000000TL0000000500080& |quote= Anschließend bleibt das Girokonto kostenlos bei 700 Euro monatlichem Mindestgeldeingang}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Commerzbank
|redirect=commerzbank
|affiliate=1
|trustpilot-domain=commerzbank.de
|trustpilot-stars=1.5
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own cash-withdrawals_free-shop
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no-if-income
|bonuses=€50 welcome bonus if you send or receive 5 payments per month of min. €25 (salary, providers etc.) and agree to sales calls<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/konten-karten/produkte/kostenloses-girokonto/kostenloses-girokonto.html#startpraemie|quote=Wie erhalte ich die 50€ Startprämie?}}</ref>
|broker=free if you make at least one paid transaction per quarter<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/sparen-anlegen/produkte/depotmodelle/depot-eroeffnen/depot-eroeffnen.html|quote=Die Depotführung ist kostenlos, sofern mindestens eine gebührenpflichtige Transaktion pro Quartal ausgeführt wird.}}</ref>
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://service.commerzbank.de/wie-zahle-ich-im-inland-geld-ein/|quote=Am Bankautomat / In der Filiale}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only online banking (after signup)
|monthly-fees=no if you receive minimum €700 / month
}}

{{Germany/Banking/Current/Filter/Item
|name=Consorsbank
|redirect=consorsbank
|affiliate=1
|trustpilot-domain=consorsbank.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_branches
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.consorsbank.de/ev/Wertpapierhandel/Depot-Software/Wertpapierdepot|quote=kostenlose Depotführung}}</ref>
|cash-deposits=yes if minimum €1000, €7.50 fee<ref>{{Cite|date=2022-05-03|url=https://wissen.consorsbank.de/t5/H%C3%A4ufige-Fragen/Wie-kann-ich-Bargeld-auf-mein-Girokonto-einzahlen/ta-p/111680|quote=Einzahlungen nur zwischen 1.000,00 Euro und 25.000,00 Euro. / Eine Einzahlung kostet 7,50 Euro je angefangene 5.000,00 Euro.}}</ref>
|cash-withdrawals=free at ATMs in Eurozone
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://aktionen.consorsbank.de/ev/girokonto/ |quote= Kostenloses Girokonto / bei monatlichem Geldeingang ab 700 Euro oder für alle unter 28 Jahren}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Deutsche Bank
|redirect=deutsche-bank
|trustpilot-domain=deutsche-bank.de
|trustpilot-stars=2
|class=
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/pk-konto_karten-sb_banking_leitfaden.pdf|quote=An vielen unserer Geldautomaten können Sie nicht nur Bargeldauszahlungen vornehmen, sondern mit jeder Deutsche Bank-Debitkarte und SparCard auch direkt einzahlen.}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only at online banking (after signup)
}}

{{Germany/Banking/Current/Filter/Item
|name=DKB
|redirect=dkb
|affiliate=1
|trustpilot-domain=dkb.de
|trustpilot-stars=3
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
children
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker= free, orders from €10<ref>{{Cite|date=2022-05-03|url=https://www.dkb.de/privatkunden/broker/|quote=kostenloses Depot und Verrechnungskonto / günstige Orders ab 10 Euro}}</ref>
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]], at DKB ATMs & branches<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=So kannst du Bargeld einzahlen / An DKB-Geldautomaten / Mit Cash im Shop}}</ref>
|cash-withdrawals=free worldwide at ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]] and [[Germany/Banking/Viacash|Viacash]], minimum €50 per withdrawal<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=Mit der Visa Debitkarte oder Visa Kreditkarte hebst du weltweit an Automaten mit dem Visa-Logo zwischen 50 und 1.000 Euro ab. Im Inland kannst du an vielen Automaten mit der Girokarte Bargeld abheben.}}</ref>
|children=offers {{AffLink|DKB U18|dkb.u18}} account for kids from 0 (but the parent must be already a DKB customer)
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://bank.dkb.de/privatkunden/girokonto|quote=Das Girokonto und die Visa Debitkarte sind kostenlos für alle Kund*innen.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Hypovereinsbank
|redirect=hypovereinsbank
|trustpilot-domain=hypovereinsbank.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=3 different offers<ref>{{Cite|date=2022-05-03|url=https://www.hypovereinsbank.de/hvb/privatkunden/geldanlage/depotmodelle|quote=Welches Depot für welchen Anlagetyp?}}</ref>
|cash-deposits=at branches
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs, at UniCredit banks in 13 EU countries
|monthly-fees=no in the first 5 years<ref>{{Cite|date=2022-04-30|quote=HVB Plus account € 0,00 for new customers for 5 years, thereafter € 9.90 per month.|url=https://www.hypovereinsbank.de/hvb/privatkunden/banking-im-alltag/girokonten}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=ING
|redirect=ing.giro
|trustpilot-domain=ing.de
|trustpilot-stars=4
|class=
cash-deposits_free-atms
cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, savings plans from €1<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/sparen-anlegen/direkt-depot/|quote=Kostenlose Depotführung / Wertpapier-Sparpläne ab 1 Euro}}</ref>
|cash-deposits=free at some of [https://www.ing.de/hilfe/geldautomatensuche/ ING's ATMs]<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/girokonto/kundenservice/|quote=Kann ich auch Bargeld einzahlen? / Die Einzahlung von Bargeld (Scheine) ist auch an einigen unserer Geldautomaten möglich.}}</ref>
|cash-withdrawals=free at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.ing.de/girokonto/ |quote= Bei einem monatlichen Gehaltseingang von 700 Euro / z.B. durch Ihr Gehalt, Ihre Rente oder Pension.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Insha
|redirect=insha
|trustpilot-domain=getinsha.com
|trustpilot-stars=2.5
|class=
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=
|cash-withdrawals=2 free withdrawals per month<ref>{{Cite|date=2022-05-03|url=https://files.getinsha.com/uploads/T-C/Pricing_sb_.pdf|quote=First 3 withdrawals in Germany € 0}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|url=https://files.getinsha.com/uploads/new-pricing/insha_pricing_EN-final.pdf|quote=Account Fee: Free}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Lydia
|redirect=lydia
|trustpilot-domain=lydia-app.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
currencies_eur currencies_gbp
iban_fr
languages_en languages_fr languages_es languages_pt
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://www.lydia-app.com/en/essential/pricing-limits/|quote=Number of ATM withdrawals/month}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|quote=Lydia 0 €|url=https://www.lydia-app.com/en/essential/pricing-limits/}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Monese
|redirect=monese
|affiliate=1
|trustpilot-domain=monese.com
|trustpilot-stars=4
|class=
cash-deposits_no
currencies_eur currencies_gbp currencies_ron
iban_be iban_gb
languages_en languages_bg languages_cs languages_de languages_et languages_es languages_fr languages_it languages_lt languages_pl languages_pt languages_ro languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://monese.com/de/en/pricing|quote=ATM withdrawals}}</ref>
|currencies=EUR, GBP (only when living in the UK<ref>{{Cite|date=2022-05-03|url=https://support.monese.com/hc/en-gb/articles/360018666299-I-live-in-the-EEA-why-can-t-I-open-a-GBP-account-|quote=From Jan 1st 2021 we are temporarily suspending the creation of GBP accounts for customers outside of the UK}}</ref>) and RON (only with Romanian ID<ref>{{Cite|date=2022-05-03|url=https://monese.com/gr/de/blog/ron-accounts|quote=If you've got a Romania-issued ID, you can now open a new RON currency account, with a fully local Romanian account number (IBAN) and a RON debit card!}}</ref>)
|monthly-fees=no<ref>{{Cite|date=2022-04-30|quote=Starter €0/month|url=https://monese.com/de/en/pricing}}</ref>
|verification=online, with passport or ID card<ref>{{Cite|date=2022-07-01|quote=Unlike banks, we don’t ask for documents on your address or credit history.|url=https://monese.com/gb/en/features/account-opening}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Norisbank
|redirect=norisbank
|affiliate=1
|trustpilot-domain=norisbank.de
|trustpilot-stars=1.5
|class=
broker
bonuses
cash-deposits_free-atms
cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/geldanlage/wertpapiere/depot.html|quote=0,– Euro Depotführungsgebühren}}</ref>
|bonuses=€50 welcome bonus if you use their account switching service<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/girokonto/privatkunden/top-girokonto.html?kid=e.8.10.28.14.3&wt_financeads=1&s_id=723442754X28143C12710649TShttps://berlincheap.com/bonus-banking/#kontowechselservice|quote=Beim Abschluss unseres Top-Girokontos erhalten Sie eine Prämie in Höhe von 50 Euro …}}</ref>
|cash-deposits=free at Deutsche Bank cash deposit machines<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/service/kontakt-und-wissen/haeufige-fragen/faq-automaten.html|quote=Wie kann ich Bargeld auf mein Girokonto einzahlen? / Sie haben an Einzahlautomaten der Deutschen Bank die Möglichkeit, kostenlos Bargeld auf Ihr Konto einzuzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 21, or if you receive minimum €500 every month & hold less than €50,000<ref>{{Cite|date=2022-05-04|url= https://www.norisbank.de/girokonto/produkte/mobile-top-girokonto.html |quote= Kostenlose Kontoführung / ab 500 Euro Geldeingang pro Monat und einem Guthabenbis zu 50.000 Euro}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=N26
|redirect=n26
|affiliate=1
|trustpilot-domain=n26.com
|trustpilot-stars=3
|class=
cash-deposits_free-shops
cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://n26.com/en-de/cash26|quote=CASH26 is available at the following partner stores: …}}</ref>
|cash-withdrawals=3-5 withdrawals per month free in EUR, 1.7% for other currencies, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://support.n26.com/en-eu/payments-transfers-and-withdrawals/withdrawals/how-often-can-i-withdraw-cash-for-free|quote=3 to 5* free ATM withdrawals per month in euros}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|quote=N26 Standard €0.00/month|url=https://n26.com/en-de/plans}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Openbank
|redirect=openbank
|trustpilot-domain=openbank.de
|trustpilot-stars=2.5
|class=
broker
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_es
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=fee 0.16%, minimum €12 per year<ref>{{Cite|date=2022-05-03|url=https://www.openbank.es/assets/static/de/pdf/Investments/Brokerage_Gebuehren_kurz_DE.pdf|quote=An Aktienmärkten handelbare Wertpapiere / 0,16% / 12,00 €}}</ref>
|cash-deposits=no
|cash-withdrawals=5 withdrawals free per month in €-zone or worldwide at Santander ATMs<ref>{{Cite|date=2022-05-03|url=https://www.openbank.de/kostenlos-geld-abheben|quote=Mit deiner Debitkarte kannst du 5 mal pro Monat kostenlos Geld an jedem beliebigen Geldautomaten der Welt abheben.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.openbank.de/girokonto|quote=Das Eröffnen und Schließen deiner kostenlosen Girokonten sowie das Führen des Kontos sind vollkommen gratis.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Postbank
|redirect=postbank
|affiliate=1
|trustpilot-domain=postbank.de
|trustpilot-stars=1
|class=
cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|cash-deposits=free at Postbank ATMs<ref>{{Cite|date=2022-05-03|url=https://www.postbank.de/privatkunden/services/bargeld-und-automaten/transaktionen-am-geldautomaten/cash-recycler.html|quote=Mit der Einzahlfunktion an vielen unserer Geldautomaten sind Sie nicht an Öffnungszeiten gebunden.}}</ref>
|cash-withdrawals=free at Postbank and [http://www.cashgroup.de/ Cash Group] ATMs
|monthly-fees=no if you are under 22
}}

{{Germany/Banking/Current/Filter/Item
|name=Revolut
|redirect=revolut
|trustpilot-domain=revolut.com
|trustpilot-stars=4.5
|class=
broker
children
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aud currencies_bgn currencies_cad currencies_chf currencies_czk currencies_dkk currencies_eur currencies_gbp currencies_hkd currencies_hrk currencies_huf currencies_jpy currencies_nok currencies_pln currencies_ron currencies_sek currencies_usd currencies_zar
crypto
iban_lt
joint
languages_bg languages_cs languages_da languages_de languages_el languages_en languages_es languages_es languages_fi languages_fr languages_hr languages_hu languages_it languages_ja languages_lt languages_lv languages_nl languages_no languages_pl languages_pt languages_ro languages_si languages_sk languages_sv
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/stocks|quote=What is a fractional share?}}</ref>
|cards=Visa debit card for €5.99 one-time delivery fee<ref>{{Cite|date=2022-05-03|url=https://assets.revolut.com/legal/terms/EN%20Personal%20Fees%20UAB%20Old.pdf|quote=£4.99 or currency equivalent for standard delivery}}</ref>
|cash-deposits=
|cash-withdrawals=200 EUR / 5 per month are free<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/making-payments/withdrawing-cash/does-revolut-charge-for-cash-withdrawal|quote=Standard plan users can withdraw a total of £200, or make a total of 5 ATM withdrawals (whatever comes first).}}</ref>
|crypto=60+ currencies<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/cryptocurrencies/getting-cryptocurrency-exposure/which-cryptocurrencies-are-supported-and-how-do-i-start-investing-in-cryptocurrencies|quote=You can buy/sell …}}</ref>
|joint=offers group vaults<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/en-DE/help/wealth/vaults/group-vaults/what-is-a-group-vault|quote=What is a Group Vault?}}</ref>
|children=offers ''Junior card'' for kids from 6<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/get-junior-card|quote=A Junior account designed for kids, controlled by you}}</ref>
|monthly-fees=no in Standard Plan<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/our-pricing-plans|quote=Standard Free}}</ref>
|verification=with passport or ID card, sometimes also a visa<ref>{{Cite|date=2022-07-01|quote=You will need to take a picture of a valid government-issued photo ID and a picture of your face. We may request a copy of your legal right to remain in your country (e.g. visa).|url=https://www.revolut.com/help/profile-and-plan/verifying-identity/how-do-i-verify-my-identity}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Targobank
|redirect=targobank
|affiliate=1
|trustpilot-domain=targobank.de
|trustpilot-stars=2.5
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|broker=4 different models<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/vermoegen/depot-modelle.html|quote=Welches Depot passt zu mir?}}</ref>
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]; at [https://www.targobank.de/de/filialen/geldautomatensuche/index.html TargoATMs]<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/filialen/geldautomatensuche/index.html|quote=Einzahlung (nur am Geldautomaten)}}</ref>
|cash-withdrawals=free at [https://www.cashpool.de/ CashPool] ATMs
|monthly-fees=no if you receive minimum €600 every month<ref>{{Cite|date=2022-05-04|url= https://www.targobank.de/de/konto-karten/online-konto.html |quote= Bei einem monatlichen Gehaltseingang ab 600€ ist die Kontoführungsgebühr kostenlos.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Tomorrow
|redirect=tomorrow
|affiliate=1
|trustpilot-domain=tomorrow.one
|trustpilot-stars=3.5
|class=
currencies_eur
iban_de
languages_de languages_en
cash-deposits_free-at-shops
cash-withdrawals_free-at-shops
monthly-fees_yes
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://support.tomorrow.one/en/support/solutions/articles/15000047298-how-can-i-deposit-cash-into-my-tomorrow-account-|quote=How can I deposit cash into my Tomorrow account?}}</ref>
|cash-withdrawals=unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.tomorrow.one/en-EU/accounts/|quote=Tomorrow accounts / Now / €3 per month}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Vivid Money
|redirect=vivid
|affiliate=1
|trustpilot-domain=vivid.money
|trustpilot-stars=4.5
|intro=German online bank since 2020
|class=
broker
bonuses
cash-deposits_free-at-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
crypto
currencies_all currencies_aed currencies_amd currencies_aud currencies_bam currencies_brl currencies_bgn currencies_cad currencies_cny currencies_hrk currencies_czk currencies_dkk currencies_eur currencies_gel currencies_gbp currencies_hkd currencies_huf currencies_inr currencies_ils currencies_jpy currencies_krw currencies_mkd currencies_myr currencies_mxn currencies_mdl currencies_mad currencies_nzd currencies_nok currencies_pln currencies_rub currencies_sar currencies_rsd currencies_sgd currencies_zar currencies_sek currencies_chf currencies_thb currencies_try currencies_uah currencies_usd
iban_de
joint
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/stocks/|quote=Commission-free fractional investing with no limits / There are no commissions or trade limits.}}</ref>
|bonuses=€40 in cashback when [[Vivid_Money#open|doing this]]
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/6056412-what-s-a-cash-top-up|quote=…you can now top up your Vivid account making cash deposits in a wide range of supermarkets and health and beauty retailers.}}</ref>
|cash-withdrawals=free when withdrawing €50 or more, €200 / month free in Standard plan<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/5940425-how-to-withdraw-cash-free-of-charge-in-euro|quote=If you want to withdraw more than €50 or anything within the monthly limit stated in the app, you will not be charged any fees.}}</ref>, €5-€200 for free at shops<ref>{{Cite|date=2022-09-29|url=https://help.vivid.money/en/articles/6511820-can-i-withdraw-cash-from-my-vivid-account-in-stores|quote=Regardless of your plan, there is no minimum amount, but withdrawals under €50 will be subject to fees, and the maximum amount per single transaction is €300. / Our Prime customers can withdraw up to €1000 per month* for free, while Standard customers have €200 monthly.}}</ref>

|currencies=40+ currencies<ref>{{Cite|url=https://vivid.money/en-eu/compare/|date=2022-05-03|quote=Currencies in free separate pockets: Up to 40 currencies / Up to 107 currencies}}</ref>, but can be topped up only in EUR<ref>{{Cite|date=2022-05-03|url=https://expatwiki.org/index.php?title=Vivid_Money&action=edit&section=12|quote=we currently don’t support SWIFT transfers or any network other than SEPA in Euros.}}</ref>
|crypto=150+ currencies<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/crypto/|quote=Buy 150+ crypto coins}}</ref>
|joint=offers shared pockets<ref>{{Cite|date=2022-05-03|url=https://press.vivid.money/tpost/n3h3brfnj1-vivid-money-introduces-shared-pockets-ev|quote=Each Vivid customer invited to a Pocket can connect both their own physical metal card and virtual Visa debit cards to Shared Pockets and make payments directly from them - no extra cards are required}}</ref>
|monthly-fees=no in Standard plan<ref>{{Cite|date=2022-07-14|url=https://vivid.money/en-eu/compare/|quote=Vivid Standard €0/month}}</ref>
|more=[[Vivid Money|More info & screenshots]]
|verification=You can open an account without ''Anmeldung'' but within 90 days, you must provide a tax ID (TIN). You get a TIN after an Anmeldung.
}}

{{Germany/Banking/Current/Filter/Item
|name=Wise
|redirect=wise
|affiliate=1
|trustpilot-domain=wise.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aed currencies_ars currencies_aud currencies_bdt currencies_bgn currencies_bwp currencies_cad currencies_chf currencies_clp currencies_cny currencies_crc currencies_czk currencies_dkk currencies_egp currencies_eur currencies_gbp currencies_gel currencies_ghs currencies_hkd currencies_hrk currencies_huf currencies_idr currencies_ils currencies_inr currencies_jpy currencies_kes currencies_krw currencies_lkr currencies_mad currencies_mxn currencies_myr currencies_ngn currencies_nok currencies_npr currencies_nzd currencies_pen currencies_php currencies_pkr currencies_pln currencies_ron currencies_rub currencies_sek currencies_sgd currencies_thb currencies_try currencies_tzs currencies_uah currencies_ugx currencies_usd currencies_uyu currencies_vnd currencies_xof currencies_zar currencies_zmw
iban_be
languages_en languages_de languages_zh languages_fr languages_hu languages_id languages_it languages_ja languages_pl languages_pt languages_ro languages_ru languages_es languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=200 EUR / 2 per month are free<ref>{{Cite|date=2022-05-03|url=https://wise.com/help/articles/2935769/how-much-does-it-cost-to-withdraw-cash|quote=You can take out money for free twice a month — as long as the total amount is under 200 GBP/EUR.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://wise.com/de/pricing/|quote=Opening an account / Free}}</ref>
|verification=with passport, national ID card or driver's license<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref>
|more=[[Wise|More info & screenshots]]
}}

{{Germany/Banking/Current/Filter/Item
|name=Yuh
|redirect=yuh
|trustpilot-domain=yuh.com
|trustpilot-stars=2.5
|class=
broker
cash-deposits_no
crypto
currencies_aed
currencies_aud
currencies_cad
currencies_chf
currencies_dkk
currencies_eur
currencies_gbp
currencies_hkd
currencies_jpy
currencies_nok
currencies_sek
currencies_sgd
currencies_usd
iban_ch
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/features/invest|quote=At Yuh, you can trade all products in fractions and invest any amount you like in a share, starting at 25 CHF.}}</ref>
|cash-deposits=no
|cash-withdrawals=1 per week free in Switzerland, CHF 4.90 abroad<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Debit Card Cash Withdrawal in Switzerland / abroad}}</ref>
|crypto=26 currencies<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/support/faq|quote=Which investment products can I trade with Yuh?}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Zero custody fees.}}</ref>
}}

|}

== More Comparisons ==

These finance services compare current bank account options on the market and let you filter the list by specific features:

<gallery mode="nolines" widths="300px">
File:FA.girokonto.png|{{AffLink|Comparison by Financeads|fa.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffa.girokonto (translated)]|link=https://expatwiki.org/go/fa.girokonto
File:FQ.girokonto.png|{{AffLink|Comparison by FinanceQuality|fq.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffq.girokonto (translated)]|link=https://expatwiki.org/go/fq.girokonto
File:TC.girokonto.png|{{AffLink|Comparison by Check24|tc.girokonto}}|link=https://expatwiki.org/go/tc.girokonto
</gallery>

{{Notes}}

[[Category:Banking]]

Germany/Shopping/Sunday/Berlin

2023-04-11T09:06:05Z

Jorges: Fix Ullrich Zoo.

{{Germany/Shopping/Sunday/Intro|Berlin}}

== Supermarkets With Opening Hours ==
* 6-24: [https://goo.gl/maps/J2hHPB7WzkZtLwnT6 REWE Ostbahnhof station]
* 8-22: [https://goo.gl/maps/rSQUcwawr6FERFS17 REWE Main station]
* 7-23: [https://goo.gl/maps/wCWp4c4SqHYmScVs5 Penny Ostbahnhof station]
* 8-22: [https://goo.gl/maps/imN2iRawZuN1FkGT9 Edeka Südkreuz station]
* 8-22: [https://goo.gl/maps/QWzgnZw1exNzF4kB9 Edeka Lichtenberg station]
* 8-22: [https://goo.gl/maps/Pgeha31MbHfcMcVv7 Edeka Friedrichstraße station]
* 9-22: [https://goo.gl/maps/popbjh3xxKa7FiUy6 Ullrich Zoo station]
* 8-21: [https://g.page/denns-s-bahnhof?share Denns BioMarkt Gesundbrunnen station]
* 7-22: [https://goo.gl/maps/f62bsZTzQTAwt51R8 Denns BioMarkt Ostreuz station]
* 8-22: [https://goo.gl/maps/BgdWnCRFZe4ZGrsy5 Denns BioMarkt Zoo station]

== Map With Opening Hours & Links ==
<display_map fullscreen="yes">
REWE Berlin-Ostbahnhof ~ [https://goo.gl/maps/J2hHPB7WzkZtLwnT6 REWE Ostbahnhof station] ~~~~ 6-24
REWE Berlin-Hauptbahnhof ~ [https://goo.gl/maps/rSQUcwawr6FERFS17 REWE Main station] ~~~~ 8-22
Penny Berlin-Ostbahnhof ~ [https://goo.gl/maps/wCWp4c4SqHYmScVs5 Penny Ostbahnhof station] ~~~~ 7-23
Edeka Berlin-Südkreuz ~ [https://goo.gl/maps/imN2iRawZuN1FkGT9 Edeka Südkreuz station] ~~~~ 8-22
Edeka Bahnhof Lichtenberg ~ [https://goo.gl/maps/QWzgnZw1exNzF4kB9 Edeka Lichtenberg station] ~~~~ 8-22
Edeka Bahnhof Friedrichstraße ~ [https://goo.gl/maps/Pgeha31MbHfcMcVv7 Edeka Friedrichstraße station] ~~~~ 8-22
Ullrich Bahnhof Zoo ~ [https://goo.gl/maps/popbjh3xxKa7FiUy6 Ullrich Zoo station] ~~~~ 9-22
Denns BioMarkt Gesundbrunnen ~ [https://g.page/denns-s-bahnhof?share Denns BioMarkt Gesundbrunnen station] ~~~~ 8-21
Denns BioMarkt Ostkreuz ~ [https://goo.gl/maps/f62bsZTzQTAwt51R8 Denns BioMarkt Ostreuz station] ~~~~ 7-22
Denns Hardenbergpl 11 Berlin ~ [https://goo.gl/maps/BgdWnCRFZe4ZGrsy5 Denns BioMarkt Zoo station] ~~~~ 8-22
</display_map>

Germany/Banking/Savings

2023-01-25T22:43:22Z

Jorges:

<div style="display:none;"><ref name="affiliate" /></div>
{{Head
|Savings Accounts in Germany
|with calculator
|'''Savings accounts''' pay interest on your money. There are two types:

* money market account (German: ''Tagesgeld'') and
* fixed-term deposit account (German: ''Festgeld'').
}}

{{FAQ|
{{FAQ/Item|q= Which type of saving account is right for me? |a=

It depends on how accessible your money shall be:

* Money market (''Tagesgeld'') deposit accounts let you add and '''withdraw money all the time'''.
* Fixed-term or fixed deposits (''Festgeld'') let you access your money '''only after the term ends'''.

However, fixed deposits usually offer a higher interest rate.

}}{{FAQ/Item|q= How is my money protected? |a=

Cash deposits of individual customers in the EU are insured under a deposit guarantee scheme of the country where the bank is registered in.<ref>{{Cite|date=2022-07-27|url=https://en.wikipedia.org/wiki/Deposit_insurance#European_Union|quote=requires all member states to have a deposit guarantee scheme}}</ref> The insurance sum is currently in every country €100,000 (or equivalent).

So even if a bank goes bankrupt, '''your money up to €100,000 will be safe''', guaranteed by the government of the bank's country.

This of course only helps if the country itself does not go bankrupt. For that reason, some people '''also pay attention to which country''' the bank is registered in.

}}{{FAQ/Item|q= Are the interest rates fixed? |a=

* With '''money market accounts''', the interest rate is '''not fixed'''. It can change from day to day.
* '''Fixed-term''' accounts offer a '''fixed interest rate'''.

However, you will notice that interest rates in the Eurozone are very low. If you consider investing into shares and ETFs, check the [[Germany/Banking/Brokers|List of German Brokers]].

}}{{FAQ/Item|q= Are interest payments taxed? |a=
* Yes, in Germany capital gains from savings accounts are taxed with the '''Withholding Tax'''. <ref>{{Cite|date=2022-07-27|url=https://en.wikipedia.org/wiki/Abgeltungsteuer#Germany Abgeltungsteuer|quote=The Abgeltungsteuer (German, from Abgeltung "settlement", "discharge" + Steuer "tax") is a flat tax on private income from capital.}}</ref>
* Basically, you pay '''25% flat''' on your earnings.
* However, there's an '''allowance of €801 per year'''. It means that if you have earned less than €801 on interest payments in a year, you pay no Withholding Tax on this sum. Only earnings above will be taxed.
* When using a German bank for your savings, the '''bank automatically deducts your tax payments'''. If you want them to automatically respect your allowance, you can give them an '''exemption order''' (''Freistellungsauftrag'').
}}
}}
== Banks with English support ==
* {{AffLink|bunq Easy Savings|bunq.savings}} – free online savings account with 1.31% p.a. <ref>as of 2023-01-25</ref>

== Comparisons with Calculators ==

=== List of Money Market Accounts (''Tagesgeld'') ===
{{FA-DE-Tagesgeldrechner}}

=== List of Fixed Deposit Accounts (''Festgeld'') ===
{{FA-DE-Festgeldrechner}}

== See also ==
* [https://germantaxes.de/tax-tips/capital-gains-withholding-tax/ Withholding Tax (Abgeltungsteuer) on Capital Gains] by ''germantaxes.de''

{{Notes}}

[[Category:Banking]]

Germany/Banking/Savings

2023-01-25T22:42:59Z

Jorges: Add bunq savings

<div style="display:none;"><ref name="affiliate" /></div>
{{Head
|Savings Accounts in Germany
|with calculator
|'''Savings accounts''' pay interest on your money. There are two types:

* money market account (German: ''Tagesgeld'') and
* fixed-term deposit account (German: ''Festgeld'').
}}

{{FAQ|
{{FAQ/Item|q= Which type of saving account is right for me? |a=

It depends on how accessible your money shall be:

* Money market (''Tagesgeld'') deposit accounts let you add and '''withdraw money all the time'''.
* Fixed-term or fixed deposits (''Festgeld'') let you access your money '''only after the term ends'''.

However, fixed deposits usually offer a higher interest rate.

}}{{FAQ/Item|q= How is my money protected? |a=

Cash deposits of individual customers in the EU are insured under a deposit guarantee scheme of the country where the bank is registered in.<ref>{{Cite|date=2022-07-27|url=https://en.wikipedia.org/wiki/Deposit_insurance#European_Union|quote=requires all member states to have a deposit guarantee scheme}}</ref> The insurance sum is currently in every country €100,000 (or equivalent).

So even if a bank goes bankrupt, '''your money up to €100,000 will be safe''', guaranteed by the government of the bank's country.

This of course only helps if the country itself does not go bankrupt. For that reason, some people '''also pay attention to which country''' the bank is registered in.

}}{{FAQ/Item|q= Are the interest rates fixed? |a=

* With '''money market accounts''', the interest rate is '''not fixed'''. It can change from day to day.
* '''Fixed-term''' accounts offer a '''fixed interest rate'''.

However, you will notice that interest rates in the Eurozone are very low. If you consider investing into shares and ETFs, check the [[Germany/Banking/Brokers|List of German Brokers]].

}}{{FAQ/Item|q= Are interest payments taxed? |a=
* Yes, in Germany capital gains from savings accounts are taxed with the '''Withholding Tax'''. <ref>{{Cite|date=2022-07-27|url=https://en.wikipedia.org/wiki/Abgeltungsteuer#Germany Abgeltungsteuer|quote=The Abgeltungsteuer (German, from Abgeltung "settlement", "discharge" + Steuer "tax") is a flat tax on private income from capital.}}</ref>
* Basically, you pay '''25% flat''' on your earnings.
* However, there's an '''allowance of €801 per year'''. It means that if you have earned less than €801 on interest payments in a year, you pay no Withholding Tax on this sum. Only earnings above will be taxed.
* When using a German bank for your savings, the '''bank automatically deducts your tax payments'''. If you want them to automatically respect your allowance, you can give them an '''exemption order''' (''Freistellungsauftrag'').
}}
}}
== Banks with English support ==
* {{AffLink|bunq.savings|bunq Easy Savings}} – free online savings account with 1.31% p.a. <ref>as of 2023-01-25</ref>

== Comparisons with Calculators ==

=== List of Money Market Accounts (''Tagesgeld'') ===
{{FA-DE-Tagesgeldrechner}}

=== List of Fixed Deposit Accounts (''Festgeld'') ===
{{FA-DE-Festgeldrechner}}

== See also ==
* [https://germantaxes.de/tax-tips/capital-gains-withholding-tax/ Withholding Tax (Abgeltungsteuer) on Capital Gains] by ''germantaxes.de''

{{Notes}}

[[Category:Banking]]

Germany/Housing/Electricity

2022-12-29T22:23:23Z

Jorges:

[[File:Electricity.meter.jpg|thumb|Electricity meter with meter ID number (marked in red)]]
{{Head
|Electricity Providers in Germany
|Ratings, English
|If you [[Germany/Housing/Rent|rent an apartment on your name]] (and don't sublet), you likely need to '''make a contract with an electricity provider'''. Read here how to find, compare & sign up with one.}}

'''Summary:''' [[#When_do_I_need_an_electricity_provider.3F|Check]] if you need one, [[#consumption|estimate]] your consumption, [[#find|compare & pick a provider]], sign up online.

{{FAQ|

{{FAQ/Item|q=When do I need an electricity provider?|a=

* If you rent an apartment or house '''directly from a landlord'''.

You usually '''don't need''' an electricity contract

* if you '''sublet''' an apartment or room (from another person), or
* if you rent your apartment or room with an "all-inclusive" contract like via Airbnb or similar.

If in doubt, ask your landlord.

}}
{{FAQ/Item|q=How does electricity and energy billing work in Germany?|a=

With your (warm) rent (''Warmmiete''), you already pay for energy consumption, like

* heating your apartment
* water heating
* lights of common areas in your house, like Corridor lighting

But for energy in your apartment, used for/from:

* lights
* power sockets
* stove & oven (if electric)
* water heating (if electric)

you need to make a contract with an electricity supplier.

}}
{{FAQ/Item|q=How to choose an electricity supplier?|a=

You will need your postal code postal code because prices are different by area. (Use [https://www.google.com/maps/ Google maps] to find it.)

# Find out whether your '''warm water''' is heated by
#* your electricity,
#* or instead by gas or even delivered (district / central heating)
# Estimate your '''consumption''' with the [[#consumption|table below]].
# Pick a '''provider''' or comparison service from the [[#find|list below]].
# Enter your '''postal code''' and '''estimated consumption''' to get offers for you. Key factors to look at:
#* ''Grundpreis'' (basic fee): fixed fee to pay per month
#* ''Arbeitspreis'' (consumption price): what you pay per kWh used
#* bonuses: are often available for new customers (but some are only paid out after a year, so make sure they actually give you a benefit)

}}
{{FAQ/Item|q=How to sign up with an electricity provider?|a=

All sign-ups can be done online.

# Pick an offer from [[#find|the list or comparisons of the providers]].
# In the order form, enter
#* the ID number of your electricity meter (it is usually printed on it),
#* the current electricity meter reading,
#* your IBAN [[Germany/Banking|bank account number]] (if you agree to direct debit).

}}
{{FAQ/Item|q=How do I get billed for my electricity consumption?|a=

# Based on your consumption estimation, your electricity provider will calculate a '''monthly prepayment rate'''. This prepayment rate will be
#* either deducted from your bank account, if you agreed to direct debit (''Lastschrift'')
#* or you will need to transfer it yourself every month.
# After a year (usually), they measure your actual consumption.
#* If you used '''less''' than your estimation, you will '''get money back''' and your monthly prepayment rate will be '''lowered'''.
#* If you used '''more''' than your estimation, you will need to '''pay the difference''' and your monthly prepayment rate will be '''raised'''.
}}
{{FAQ/Item|q=How to change my electricity company?|a=

# Find out the earliest date you can cancel / when your minimum contract term ends.
#* Tip: You can already send the cancellation much earlier. That way you make sure to not forget to cancel.
#
# Pick an offer from [[#find|the list or comparisons of the providers]].

}}
}}

<div id="consumption">
== Average & Ideal Consumption Rates ==

To estimate your electricity consumption, you can go by '''average consumptions per year''' of German households, as shown in the table below. Additionally, '''ideal consumptions''' are shown (if savings potentials are used). <ref>{{Cite|date=2022-06-20|url=https://www.check24.de/strom/stromverbrauch/|quote=Stromverbrauch: Durchschnittsverbrauch Strom}}</ref>

{| class="wikitable"
! Household size
! Average, with electric water heating
! Average, without electric water heating
! Ideal (minimized) consumption
|-
| 1 person
| 2100 kWh
| 1500 kWh
| 800-1300 kWh
|-
| 2 person
| 3400 kWh
| 2500 kWh
| 1300-2100 kWh
|-
| 3 person
| 4400 kWh
| 3500 kWh
| 1700-2600 kWh
|-
| 4 person
| 5500 kWh
| 4250 kWh
| 1900-2900 kWh
|}

<div id="find">
== Find an Electricity Provider ==

You can make a contract with '''any German provider, no matter where you live'''. So even if you live in Berlin, you can make a contract with a provider from Hamburg, Cologne, Frankfurt, or Munich.

=== List of German Electricity Providers ===

Here are common German electricity companies with their Trustpilot rating<ref>as of 2022-06-27</ref>:

* {{Trustpilot|ostrom.de|5}}   {{AffLink|ostrom|ostrom.electricity}}: English support 🇬🇧, min. term: 11 days<ref>{{Cite|date=2022-06-22|url=https://www.ostrom.de/faq#what-is-the-minimum-contract-period|quote=The minimum contract period is 11 days}}</ref>, allows prepayment adjustments at any time<ref>{{Cite|date=2022-06-22|url=https://www.ostrom.de/faq#will-my-monthly-payment-be-adjusted|quote=you can adjust your monthly payment at all times.}}</ref>
* {{Trustpilot|polarstern-energie.de|4.5}}   {{AffLink|Polarstern|polarstern.electricity}}: min. term: 1 month<ref>{{Cite|date=2022-06-22|url=https://www.polarstern-energie.de/oekostrom/|quote=Welche Konditionen bietet Polarstern? / Bei uns gibt es keine Mindestvertragslaufzeit – du kannst deinen Vertrag immer mit zwei Wochen Frist zum Monatsende kündigen.}}</ref>
* {{Trustpilot|vattenfall.de|4.5}}   {{AffLink|Vattenfall|vattenfall.electricity}}: minimum term: 12 months
* {{Trustpilot|lew.de|3}}   {{AffLink|LEW|lew.electricity}}: min. term: 12 months<ref>{{Cite|date=2022-06-22|url=https://www.lew.de/fuer-zuhause/strom/lew-strom-basis-online-natur|quote=Mindestvertragslaufzeit: 12 Monate}}</ref>
* {{Trustpilot|eprimo.de|2}}   {{AffLink|eprimo|eprimo.electricity}}: min. term: 12 months<ref>{{Cite|date=2022-07-01|url=https://www.eprimo.de/oekostrom/strom-kuendigen|quote=Kündigungsfristen bei eprimo}}</ref>
* {{Trustpilot|lekker.de|2}}   {{AffLink|lekker|lekker.electricity}}
* {{Trustpilot|q-cells.de|1.5}}   {{AffLink|Qcells|q-cells.electricity}}

=== Compare German Electricity Providers ===

Instead of comparing offers yourself, you can use a comparison service. Enter your postal code & estimated consumption, and get a list of offers.

* {{Trustpilot|www.check24.de|5}} {{AffLink|Check24|check24-electricity-comparison}}
* {{Trustpilot|www.verivox.de|4.5}} {{Link|Verivox|verivox-electricity-comparison}}

== See also ==
* [https://goodlifegermany.com/en/how-to-germany/for-your-home/best-electricity-providers-germany-2021/ Review of green electricity companies] by ''goodlifegermany.com''
* [https://www.ostrom.de/post/how-you-will-benefit-from-germanys-strompreisbremse-energy-price-brake How You Will Benefit from Germany’s Strompreisbremse (Energy Price Brake)] by ''ostrom.de''

{{Notes}}

[[Category:Housing]]

MediaWiki:Common.js

2022-11-13T21:48:45Z

Jorges: Remove.

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Germany/Banking/Current

2022-11-09T22:39:10Z

Jorges: Postbank: Remove broker.

{{Head
|Current Bank Accounts in Germany
|Filter by Features
|Filter '''Current bank accounts (''Girokonto'', checking account) available in Germany''' by their '''features''', for example: no monthly fees, free cash withdrawals, cash deposits, English support, signup with no registered address (''Anmeldung'') etc.
}}

See also: [[Germany/Banking|Banking in Germany]] (Overview, FAQ)

__TOC__

== Banks Filtered by Features ==

Example: <htmltag tagname="a" href="#monthly-fees=no&languages=en">Free banks with English support</htmltag>, <htmltag tagname="a" href="#cash-withdrawals=free-own&no-registered-address=1">Banks with free cash withdrawals and no registered address (Anmeldung) required</htmltag>

<small>Note: This list is not a complete market overview.</small>

{{Germany/Banking/Current/Filter}}
{| class="form-list-filter-js"
<tr><th class="name"></th><th class="currencies">
currencies
</th><th class="iban">
IBAN
</th><th class="langugaes">
languages
</th><th class="trustpilot">
Trustpilot<ref>rating as of 2022-07-01</ref>
</th></tr>
{{Germany/Banking/Current/Filter/Item
|name=1822direkt
|redirect=1822direkt
|affiliate=1
|trustpilot-domain=1822direkt.de
|trustpilot-stars=2.5
|intro=Online bank since 1996, run by [https://en.wikipedia.org/wiki/Sparkassen-Finanzgruppe Sparkasse]
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|bonuses=€25 or €75 bonus (depending on account type) if you receive 3 salary payments of min. €1000 each within the first 6 months<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/fileadmin/Home/Dokumente/PDF/Girokonto/Teilnahmebedingungen_fuer_die_Girokonto-Praemien.pdf|quote=Sie erhalten eine Gutschrift von 25 €, wenn …}}</ref>
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/anlegen-depot/wertpapierdepot/|quote=Kostenloses Depot für 3 Jahre* / Bereits ab 0,00 € handeln*}}</ref>
|cash-deposits=free only at Frankfurter Sparkasse branches<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/service/fragen-und-antworten/girokonto|quote=Einzahlung von Bargeld / Bargeldeinzahlungen sind in Filialen der Frankfurter Sparkasse am Schalter und an den Einzahlautomaten für Sie kostenlos möglich.}}</ref>
|cash-withdrawals=4 per month free at [https://www.sparkasse.de/service/filialsuche.html Sparkasse group] ATMs
|monthly-fees=no if you receive minimum €0.01 every month<ref>{{Cite|date=2022-05-04|url= https://www.1822direkt.de/girokonto/1822mobile/ |quote= Kostenlose Kontoführung ab einem monatlichen Geldeingang von 0,01 €}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Bunq
|redirect=bunq
|affiliate=1
|trustpilot-domain=bunq.com
|trustpilot-stars=2.5
|intro=Dutch online bank since 2012
|class=
cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de iban_es iban_fr iban_ie iban_nl
languages_de languages_en languages_nl languages_fr languages_it languages_pt languages_es
monthly-fees_yes
no-registered-address
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|cash-withdrawals=4 per month at ATMs are free<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/pricing-sheet|quote=First four withdrawals per month are free, the five after are €0.99. Thereafter, €2.99 per withdrawal}}</ref>, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.bunq.com/pricing-sheet|quote=Pricing / Consumers & Businesses}}</ref>
|verification=with passport or ID card<ref>{{Cite|date=2022-07-01|quote=physical documents in hand to complete the identity verification|url=https://together.bunq.com/d/3355-what-id-documents-are-accepted-for-my-identity-verification}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=comdirect
|redirect=comdirect
|affiliate=1
|trustpilot-domain=comdirect.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_free-branches cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.comdirect.de/depot/comdirect-depot.html|quote=Kostenlose Depotführung: garantiert für volle 3 Jahre}}</ref>
|cash-deposits=free at branches & ATMs<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/faq/bargeld-einzahlen|quote=Bargeld auf Ihr comdirect Girokonto können Sie in allen Filialen der Commerzbank AG mit der girocard (Debitkarte) an den Ein- und Auszahlungsautomaten sowie am Kassenschalter - in Filialen mit Kassenbereich - einzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, 3 free per month worldwide, free at shops<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/konto/bargeldversorgung.html|quote=Mit Ihrer girocard (Debitkarte) kostenlos… / Mit Ihrer Bankkarte (Visa-Debitkarte) kostenlos an allen Geldautomaten mit Visa-Zeichen. 3-mal mtl. kostenlos …}}</ref>
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.comdirect.de/cms/lp/giro_aff_NKM_xsk.html?ci=000000000000000TL0000000500080& |quote= Anschließend bleibt das Girokonto kostenlos bei 700 Euro monatlichem Mindestgeldeingang}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Commerzbank
|redirect=commerzbank
|affiliate=1
|trustpilot-domain=commerzbank.de
|trustpilot-stars=1.5
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own cash-withdrawals_free-shop
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no-if-income
|bonuses=€50 welcome bonus if you send or receive 5 payments per month of min. €25 (salary, providers etc.) and agree to sales calls<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/konten-karten/produkte/kostenloses-girokonto/kostenloses-girokonto.html#startpraemie|quote=Wie erhalte ich die 50€ Startprämie?}}</ref>
|broker=free if you make at least one paid transaction per quarter<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/sparen-anlegen/produkte/depotmodelle/depot-eroeffnen/depot-eroeffnen.html|quote=Die Depotführung ist kostenlos, sofern mindestens eine gebührenpflichtige Transaktion pro Quartal ausgeführt wird.}}</ref>
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://service.commerzbank.de/wie-zahle-ich-im-inland-geld-ein/|quote=Am Bankautomat / In der Filiale}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only online banking (after signup)
|monthly-fees=no if you receive minimum €700 / month
}}

{{Germany/Banking/Current/Filter/Item
|name=Consorsbank
|redirect=consorsbank
|affiliate=1
|trustpilot-domain=consorsbank.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_branches
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.consorsbank.de/ev/Wertpapierhandel/Depot-Software/Wertpapierdepot|quote=kostenlose Depotführung}}</ref>
|cash-deposits=yes if minimum €1000, €7.50 fee<ref>{{Cite|date=2022-05-03|url=https://wissen.consorsbank.de/t5/H%C3%A4ufige-Fragen/Wie-kann-ich-Bargeld-auf-mein-Girokonto-einzahlen/ta-p/111680|quote=Einzahlungen nur zwischen 1.000,00 Euro und 25.000,00 Euro. / Eine Einzahlung kostet 7,50 Euro je angefangene 5.000,00 Euro.}}</ref>
|cash-withdrawals=free at ATMs in Eurozone
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://aktionen.consorsbank.de/ev/girokonto/ |quote= Kostenloses Girokonto / bei monatlichem Geldeingang ab 700 Euro oder für alle unter 28 Jahren}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Deutsche Bank
|redirect=deutsche-bank
|trustpilot-domain=deutsche-bank.de
|trustpilot-stars=2
|class=
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/pk-konto_karten-sb_banking_leitfaden.pdf|quote=An vielen unserer Geldautomaten können Sie nicht nur Bargeldauszahlungen vornehmen, sondern mit jeder Deutsche Bank-Debitkarte und SparCard auch direkt einzahlen.}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only at online banking (after signup)
}}

{{Germany/Banking/Current/Filter/Item
|name=DKB
|redirect=dkb
|affiliate=1
|trustpilot-domain=dkb.de
|trustpilot-stars=3
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
children
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker= free, orders from €10<ref>{{Cite|date=2022-05-03|url=https://www.dkb.de/privatkunden/broker/|quote=kostenloses Depot und Verrechnungskonto / günstige Orders ab 10 Euro}}</ref>
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]], at DKB ATMs & branches<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=So kannst du Bargeld einzahlen / An DKB-Geldautomaten / Mit Cash im Shop}}</ref>
|cash-withdrawals=free worldwide at ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]] and [[Germany/Banking/Viacash|Viacash]], minimum €50 per withdrawal<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=Mit der Visa Debitkarte oder Visa Kreditkarte hebst du weltweit an Automaten mit dem Visa-Logo zwischen 50 und 1.000 Euro ab. Im Inland kannst du an vielen Automaten mit der Girokarte Bargeld abheben.}}</ref>
|children=offers {{AffLink|DKB U18|dkb.u18}} account for kids from 0 (but the parent must be already a DKB customer)
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://bank.dkb.de/privatkunden/girokonto|quote=Das Girokonto und die Visa Debitkarte sind kostenlos für alle Kund*innen.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Hypovereinsbank
|redirect=hypovereinsbank
|trustpilot-domain=hypovereinsbank.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=3 different offers<ref>{{Cite|date=2022-05-03|url=https://www.hypovereinsbank.de/hvb/privatkunden/geldanlage/depotmodelle|quote=Welches Depot für welchen Anlagetyp?}}</ref>
|cash-deposits=at branches
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs, at UniCredit banks in 13 EU countries
|monthly-fees=no in the first 5 years<ref>{{Cite|date=2022-04-30|quote=HVB Plus account € 0,00 for new customers for 5 years, thereafter € 9.90 per month.|url=https://www.hypovereinsbank.de/hvb/privatkunden/banking-im-alltag/girokonten}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=ING
|redirect=ing.giro
|trustpilot-domain=ing.de
|trustpilot-stars=4
|class=
cash-deposits_free-atms
cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, savings plans from €1<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/sparen-anlegen/direkt-depot/|quote=Kostenlose Depotführung / Wertpapier-Sparpläne ab 1 Euro}}</ref>
|cash-deposits=free at some of [https://www.ing.de/hilfe/geldautomatensuche/ ING's ATMs]<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/girokonto/kundenservice/|quote=Kann ich auch Bargeld einzahlen? / Die Einzahlung von Bargeld (Scheine) ist auch an einigen unserer Geldautomaten möglich.}}</ref>
|cash-withdrawals=free at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.ing.de/girokonto/ |quote= Bei einem monatlichen Gehaltseingang von 700 Euro / z.B. durch Ihr Gehalt, Ihre Rente oder Pension.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Insha
|redirect=insha
|trustpilot-domain=getinsha.com
|trustpilot-stars=2.5
|class=
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=
|cash-withdrawals=2 free withdrawals per month<ref>{{Cite|date=2022-05-03|url=https://files.getinsha.com/uploads/T-C/Pricing_sb_.pdf|quote=First 3 withdrawals in Germany € 0}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|url=https://files.getinsha.com/uploads/new-pricing/insha_pricing_EN-final.pdf|quote=Account Fee: Free}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Lydia
|redirect=lydia
|trustpilot-domain=lydia-app.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
currencies_eur currencies_gbp
iban_fr
languages_en languages_fr languages_es languages_pt
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://www.lydia-app.com/en/essential/pricing-limits/|quote=Number of ATM withdrawals/month}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|quote=Lydia 0 €|url=https://www.lydia-app.com/en/essential/pricing-limits/}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Monese
|redirect=monese
|affiliate=1
|trustpilot-domain=monese.com
|trustpilot-stars=4
|class=
cash-deposits_no
currencies_eur currencies_gbp currencies_ron
iban_be iban_gb
languages_en languages_bg languages_cs languages_de languages_et languages_es languages_fr languages_it languages_lt languages_pl languages_pt languages_ro languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://monese.com/de/en/pricing|quote=ATM withdrawals}}</ref>
|currencies=EUR, GBP (only when living in the UK<ref>{{Cite|date=2022-05-03|url=https://support.monese.com/hc/en-gb/articles/360018666299-I-live-in-the-EEA-why-can-t-I-open-a-GBP-account-|quote=From Jan 1st 2021 we are temporarily suspending the creation of GBP accounts for customers outside of the UK}}</ref>) and RON (only with Romanian ID<ref>{{Cite|date=2022-05-03|url=https://monese.com/gr/de/blog/ron-accounts|quote=If you've got a Romania-issued ID, you can now open a new RON currency account, with a fully local Romanian account number (IBAN) and a RON debit card!}}</ref>)
|monthly-fees=no<ref>{{Cite|date=2022-04-30|quote=Starter €0/month|url=https://monese.com/de/en/pricing}}</ref>
|verification=online, with passport or ID card<ref>{{Cite|date=2022-07-01|quote=Unlike banks, we don’t ask for documents on your address or credit history.|url=https://monese.com/gb/en/features/account-opening}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Norisbank
|redirect=norisbank
|affiliate=1
|trustpilot-domain=norisbank.de
|trustpilot-stars=1.5
|class=
broker
bonuses
cash-deposits_free-atms
cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/geldanlage/wertpapiere/depot.html|quote=0,– Euro Depotführungsgebühren}}</ref>
|bonuses=€50 welcome bonus if you use their account switching service<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/girokonto/privatkunden/top-girokonto.html?kid=e.8.10.28.14.3&wt_financeads=1&s_id=723442754X28143C12710649TShttps://berlincheap.com/bonus-banking/#kontowechselservice|quote=Beim Abschluss unseres Top-Girokontos erhalten Sie eine Prämie in Höhe von 50 Euro …}}</ref>
|cash-deposits=free at Deutsche Bank cash deposit machines<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/service/kontakt-und-wissen/haeufige-fragen/faq-automaten.html|quote=Wie kann ich Bargeld auf mein Girokonto einzahlen? / Sie haben an Einzahlautomaten der Deutschen Bank die Möglichkeit, kostenlos Bargeld auf Ihr Konto einzuzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 21, or if you receive minimum €500 every month & hold less than €50,000<ref>{{Cite|date=2022-05-04|url= https://www.norisbank.de/girokonto/produkte/mobile-top-girokonto.html |quote= Kostenlose Kontoführung / ab 500 Euro Geldeingang pro Monat und einem Guthabenbis zu 50.000 Euro}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=N26
|redirect=n26
|affiliate=1
|trustpilot-domain=n26.com
|trustpilot-stars=3
|class=
cash-deposits_free-shops
cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://n26.com/en-de/cash26|quote=CASH26 is available at the following partner stores: …}}</ref>
|cash-withdrawals=3-5 withdrawals per month free in EUR, 1.7% for other currencies, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://support.n26.com/en-eu/payments-transfers-and-withdrawals/withdrawals/how-often-can-i-withdraw-cash-for-free|quote=3 to 5* free ATM withdrawals per month in euros}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|quote=N26 Standard €0.00/month|url=https://n26.com/en-de/plans}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Openbank
|redirect=openbank
|trustpilot-domain=openbank.de
|trustpilot-stars=2.5
|class=
broker
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_es
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=fee 0.16%, minimum €12 per year<ref>{{Cite|date=2022-05-03|url=https://www.openbank.es/assets/static/de/pdf/Investments/Brokerage_Gebuehren_kurz_DE.pdf|quote=An Aktienmärkten handelbare Wertpapiere / 0,16% / 12,00 €}}</ref>
|cash-deposits=no
|cash-withdrawals=5 withdrawals free per month in €-zone or worldwide at Santander ATMs<ref>{{Cite|date=2022-05-03|url=https://www.openbank.de/kostenlos-geld-abheben|quote=Mit deiner Debitkarte kannst du 5 mal pro Monat kostenlos Geld an jedem beliebigen Geldautomaten der Welt abheben.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.openbank.de/girokonto|quote=Das Eröffnen und Schließen deiner kostenlosen Girokonten sowie das Führen des Kontos sind vollkommen gratis.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Postbank
|redirect=postbank
|affiliate=1
|trustpilot-domain=postbank.de
|trustpilot-stars=1
|class=
cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|cash-deposits=free at Postbank ATMs<ref>{{Cite|date=2022-05-03|url=https://www.postbank.de/privatkunden/services/bargeld-und-automaten/transaktionen-am-geldautomaten/cash-recycler.html|quote=Mit der Einzahlfunktion an vielen unserer Geldautomaten sind Sie nicht an Öffnungszeiten gebunden.}}</ref>
|cash-withdrawals=free at Postbank and [http://www.cashgroup.de/ Cash Group] ATMs
|monthly-fees=no if you are under 22
}}

{{Germany/Banking/Current/Filter/Item
|name=Revolut
|redirect=revolut
|trustpilot-domain=revolut.com
|trustpilot-stars=4.5
|class=
broker
children
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aud currencies_bgn currencies_cad currencies_chf currencies_czk currencies_dkk currencies_eur currencies_gbp currencies_hkd currencies_hrk currencies_huf currencies_jpy currencies_nok currencies_pln currencies_ron currencies_sek currencies_usd currencies_zar
crypto
iban_lt
joint
languages_bg languages_cs languages_da languages_de languages_el languages_en languages_es languages_es languages_fi languages_fr languages_hr languages_hu languages_it languages_ja languages_lt languages_lv languages_nl languages_no languages_pl languages_pt languages_ro languages_si languages_sk languages_sv
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/stocks|quote=What is a fractional share?}}</ref>
|cards=Visa debit card for €5.99 one-time delivery fee<ref>{{Cite|date=2022-05-03|url=https://assets.revolut.com/legal/terms/EN%20Personal%20Fees%20UAB%20Old.pdf|quote=£4.99 or currency equivalent for standard delivery}}</ref>
|cash-deposits=
|cash-withdrawals=200 EUR / 5 per month are free<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/making-payments/withdrawing-cash/does-revolut-charge-for-cash-withdrawal|quote=Standard plan users can withdraw a total of £200, or make a total of 5 ATM withdrawals (whatever comes first).}}</ref>
|crypto=60+ currencies<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/cryptocurrencies/getting-cryptocurrency-exposure/which-cryptocurrencies-are-supported-and-how-do-i-start-investing-in-cryptocurrencies|quote=You can buy/sell …}}</ref>
|joint=offers group vaults<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/en-DE/help/wealth/vaults/group-vaults/what-is-a-group-vault|quote=What is a Group Vault?}}</ref>
|children=offers ''Junior card'' for kids from 6<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/get-junior-card|quote=A Junior account designed for kids, controlled by you}}</ref>
|monthly-fees=no in Standard Plan<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/our-pricing-plans|quote=Standard Free}}</ref>
|verification=with passport or ID card, sometimes also a visa<ref>{{Cite|date=2022-07-01|quote=You will need to take a picture of a valid government-issued photo ID and a picture of your face. We may request a copy of your legal right to remain in your country (e.g. visa).|url=https://www.revolut.com/help/profile-and-plan/verifying-identity/how-do-i-verify-my-identity}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Targobank
|redirect=targobank
|affiliate=1
|trustpilot-domain=targobank.de
|trustpilot-stars=2.5
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|broker=4 different models<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/vermoegen/depot-modelle.html|quote=Welches Depot passt zu mir?}}</ref>
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]; at [https://www.targobank.de/de/filialen/geldautomatensuche/index.html TargoATMs]<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/filialen/geldautomatensuche/index.html|quote=Einzahlung (nur am Geldautomaten)}}</ref>
|cash-withdrawals=free at [https://www.cashpool.de/ CashPool] ATMs
|monthly-fees=no if you receive minimum €600 every month<ref>{{Cite|date=2022-05-04|url= https://www.targobank.de/de/konto-karten/online-konto.html |quote= Bei einem monatlichen Gehaltseingang ab 600€ ist die Kontoführungsgebühr kostenlos.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Tomorrow
|redirect=tomorrow
|affiliate=1
|trustpilot-domain=tomorrow.one
|trustpilot-stars=3.5
|class=
currencies_eur
iban_de
languages_de languages_en
cash-deposits_free-at-shops
cash-withdrawals_free-at-shops
monthly-fees_yes
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://support.tomorrow.one/en/support/solutions/articles/15000047298-how-can-i-deposit-cash-into-my-tomorrow-account-|quote=How can I deposit cash into my Tomorrow account?}}</ref>
|cash-withdrawals=unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.tomorrow.one/en-EU/accounts/|quote=Tomorrow accounts / Now / €3 per month}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Vivid Money
|redirect=vivid
|affiliate=1
|trustpilot-domain=vivid.money
|trustpilot-stars=4.5
|intro=German online bank since 2020
|class=
broker
bonuses
cash-deposits_free-at-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
crypto
currencies_all currencies_aed currencies_amd currencies_aud currencies_bam currencies_brl currencies_bgn currencies_cad currencies_cny currencies_hrk currencies_czk currencies_dkk currencies_eur currencies_gel currencies_gbp currencies_hkd currencies_huf currencies_inr currencies_ils currencies_jpy currencies_krw currencies_mkd currencies_myr currencies_mxn currencies_mdl currencies_mad currencies_nzd currencies_nok currencies_pln currencies_rub currencies_sar currencies_rsd currencies_sgd currencies_zar currencies_sek currencies_chf currencies_thb currencies_try currencies_uah currencies_usd
iban_de
joint
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/stocks/|quote=Commission-free fractional investing with no limits / There are no commissions or trade limits.}}</ref>
|bonuses=€40 in cashback when [[Vivid_Money#open|doing this]]
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/6056412-what-s-a-cash-top-up|quote=…you can now top up your Vivid account making cash deposits in a wide range of supermarkets and health and beauty retailers.}}</ref>
|cash-withdrawals=free when withdrawing €50 or more, €200 / month free in Standard plan<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/5940425-how-to-withdraw-cash-free-of-charge-in-euro|quote=If you want to withdraw more than €50 or anything within the monthly limit stated in the app, you will not be charged any fees.}}</ref>, €5-€200 for free at shops<ref>{{Cite|date=2022-09-29|url=https://help.vivid.money/en/articles/6511820-can-i-withdraw-cash-from-my-vivid-account-in-stores|quote=Regardless of your plan, there is no minimum amount, but withdrawals under €50 will be subject to fees, and the maximum amount per single transaction is €300. / Our Prime customers can withdraw up to €1000 per month* for free, while Standard customers have €200 monthly.}}</ref>

|currencies=40+ currencies<ref>{{Cite|url=https://vivid.money/en-eu/compare/|date=2022-05-03|quote=Currencies in free separate pockets: Up to 40 currencies / Up to 107 currencies}}</ref>, but can be topped up only in EUR<ref>{{Cite|date=2022-05-03|url=https://expatwiki.org/index.php?title=Vivid_Money&action=edit&section=12|quote=we currently don’t support SWIFT transfers or any network other than SEPA in Euros.}}</ref>
|crypto=150+ currencies<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/crypto/|quote=Buy 150+ crypto coins}}</ref>
|joint=offers shared pockets<ref>{{Cite|date=2022-05-03|url=https://press.vivid.money/tpost/n3h3brfnj1-vivid-money-introduces-shared-pockets-ev|quote=Each Vivid customer invited to a Pocket can connect both their own physical metal card and virtual Visa debit cards to Shared Pockets and make payments directly from them - no extra cards are required}}</ref>
|monthly-fees=no in Standard plan<ref>{{Cite|date=2022-07-14|url=https://vivid.money/en-eu/compare/|quote=Vivid Standard €0/month}}</ref>
|more=[[Vivid Money|More info & screenshots]]
|verification=You can open an account without ''Anmeldung'' but within 90 days, you must provide a tax ID (TIN). You get a TIN after an Anmeldung.
}}

{{Germany/Banking/Current/Filter/Item
|name=Wise
|redirect=wise
|affiliate=1
|trustpilot-domain=wise.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aed currencies_ars currencies_aud currencies_bdt currencies_bgn currencies_bwp currencies_cad currencies_chf currencies_clp currencies_cny currencies_crc currencies_czk currencies_dkk currencies_egp currencies_eur currencies_gbp currencies_gel currencies_ghs currencies_hkd currencies_hrk currencies_huf currencies_idr currencies_ils currencies_inr currencies_jpy currencies_kes currencies_krw currencies_lkr currencies_mad currencies_mxn currencies_myr currencies_ngn currencies_nok currencies_npr currencies_nzd currencies_pen currencies_php currencies_pkr currencies_pln currencies_ron currencies_rub currencies_sek currencies_sgd currencies_thb currencies_try currencies_tzs currencies_uah currencies_ugx currencies_usd currencies_uyu currencies_vnd currencies_xof currencies_zar currencies_zmw
iban_be
languages_en languages_de languages_zh languages_fr languages_hu languages_id languages_it languages_ja languages_pl languages_pt languages_ro languages_ru languages_es languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=200 EUR / 2 per month are free<ref>{{Cite|date=2022-05-03|url=https://wise.com/help/articles/2935769/how-much-does-it-cost-to-withdraw-cash|quote=You can take out money for free twice a month — as long as the total amount is under 200 GBP/EUR.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://wise.com/de/pricing/|quote=Opening an account / Free}}</ref>
|verification=with passport, national ID card or driver's license<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref>
|more=[[Wise|More info & screenshots]]
}}

{{Germany/Banking/Current/Filter/Item
|name=Yuh
|redirect=yuh
|trustpilot-domain=yuh.com
|trustpilot-stars=2.5
|class=
broker
cash-deposits_no
crypto
currencies_aed
currencies_aud
currencies_cad
currencies_chf
currencies_dkk
currencies_eur
currencies_gbp
currencies_hkd
currencies_jpy
currencies_nok
currencies_sek
currencies_sgd
currencies_usd
iban_ch
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/features/invest|quote=At Yuh, you can trade all products in fractions and invest any amount you like in a share, starting at 25 CHF.}}</ref>
|cash-deposits=no
|cash-withdrawals=1 per week free in Switzerland, CHF 4.90 abroad<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Debit Card Cash Withdrawal in Switzerland / abroad}}</ref>
|crypto=26 currencies<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/support/faq|quote=Which investment products can I trade with Yuh?}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Zero custody fees.}}</ref>
}}

|}

== More Comparisons ==

These finance services compare current bank account options on the market and let you filter the list by specific features:

<gallery mode="nolines" widths="300px">
File:FA.girokonto.png|{{AffLink|Comparison by Financeads|fa.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffa.girokonto (translated)]|link=https://expatwiki.org/go/fa.girokonto
File:FQ.girokonto.png|{{AffLink|Comparison by FinanceQuality|fq.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffq.girokonto (translated)]|link=https://expatwiki.org/go/fq.girokonto
File:TC.girokonto.png|{{AffLink|Comparison by Check24|tc.girokonto}}|link=https://expatwiki.org/go/tc.girokonto
</gallery>

{{Notes}}

[[Category:Banking]]

Germany/Housing/Rent/Munich

2022-11-09T22:05:18Z

Jorges: Add areaone.

{{Germany/Rent/Apartment
|city.en=Munich
|immoscout24=de/bayern/muenchen
|areaone=m%C3%BCnchen
|immonet=121673
|immowelt=muenchen
|ek=6411
|immobilio=de.muenchen
|homelike=DE/Munich
|homestay=117679
|nestpick=102063261
|airbnb=Munich
|wg-gesucht=90.0+1+2+3.1.0
|wg-suche=bayern-muenchen
|fb-marketplace=munich
|companies=

* [https://www.dawonia.de/ Dawonia]: [https://www.dawonia.de/mieten?order-key=room&sorting=desc&items-per-page=all&items-page-count=1&city=M%C3%BCnchen offers]
* [https://www.gewofag.de/ GEWOFAG]: [https://www.gewofag.de/web.nsf/id/wohnungssuche-gewofag application]
* [https://www.gwg-muenchen.de/ GWG München]: [https://www.gwg-muenchen.de/mieten/wohnungsangebote application]
* [https://www.wohnbau-gmbh.de/ Wohnbau GmbH]: [https://www.wohnbau-gmbh.de/fuer-interessenten/wohnfinder?ort=M%C3%BCnchen offers]
* [https://www.wsb-bayern.de/ WSB Bayern]: [https://wsb-bayern.de/mietangebote/ offers]
* [https://www.esw.de/ Das ESW - Evangelisches Siedlungswerk]: [https://www.esw.de/mieten/freie-mietwohnungen/ offers]
* [https://www.igewo.com/ IGEWO]: [https://www.igewo.com/wohnungsangebote/ offers]
** areas: Pasing
* [https://www.gvgnet.de/ GVG]: [https://www.gvgnet.de/mietobjekte/wohnobjekte/ offers]

|cooperatives=

* [https://www.wg-mw.de/ München-West eG]: no offers at the moment<ref>{{Cite|date=2022-05-05|url= https://www.wg-mw.de/wgmw.html |quote= Wir nehmen deshalb keine Vormerkungen von Nichtmitgliedern an. }}</ref>
** areas: Fürstenried, Hadern, Schwanthalerhöhe
* [https://www.vfv-muenchen.de/ Verein für Volkswohnungen eG]: [https://www.vfv-muenchen.de/wohnungsangebote/grosse-2-zimmer-wohnung-in-schwabing-ost-5 offers]
** areas: Ludwigsvorstadt, Neuhausen, Schwabing, Sendling, Thalkirchen-Obersendling
* [https://www.wagnis.org/ wagnis eG]: [https://www.wagnis.org/aktuelles/freie-wohnungen.html offers]
** areas: Riem, Schwabing
* [https://www.bgmo.de/ Baugenossenschaft München-Oberwiesenfeld eG]: no offers at the moment<ref>{{Cite|date=2022-05-04|url= https://www.bgmo.de/ |quote= WEGEN DER HOHEN ANZAHL VORGEMERKTER INTERESSENTEN, NEHMEN WIR BIS AUF WEITERES WOHNUNGSBEWERBUNGEN AUSSCHLIESSLICH VON MITGLIEDERN ODER GENOSSENSCHAFTSKINDERN (ERSTEN GRADES) AN.}}</ref>
** areas: Am Riesenfeld, Schwabing
* [https://www.buergerbauverein-muenchen.de/ Bürgerbauverein München]: [https://www.buergerbauverein-muenchen.de/das-projekt/wohnungen/ offers]
** areas: Oberföhring
* [https://www.progeno.de/ Progeno]: [https://www.progeno.de/freiham application]
** areas: Aubing, Oberföhring
* [https://kooperative-grossstadt.de/ Kooperative Großstadt eG]: [https://kooperative-grossstadt.de/partizipation/ application]
* [https://www.baugenossenschaft-1898-muenchen.de/ Baugenossenschaft des Verkehrspersonals 1898 e.G.]: [https://www.baugenossenschaft-1898-muenchen.de/mietangebote offers]
** areas: Laim, Neuhausen-Nymphenburg
* [https://www.ebm-muenchen.de/ Eisenbahner-Baugenossenschaft München-Hauptbahnhof eG]: [https://www.ebm-muenchen.de/mietangebote offers]
** areas: Aubing, Berg am Laim, Fürstenried-Obersendling, Laim, Neuhausen, Pasing, Riem, Schwanthalerhöhe, Untersendling
* [https://www.ebg-muenchen-ost.de ebg München Ost]: [https://www.ebg-muenchen-ost.de/mitglied-werden.html application]
** areas: Ludwigsvorstadt, Trudering
* [https://ebg-muenchen-west.de/ Baugenossenschaft München West]: [https://ebg-muenchen-west.de/properties offers]
** areas: Fürstenried, Neuhausen

}}

Template:Germany/Rent/Apartment

2022-11-09T22:04:58Z

Jorges:

{{DISPLAYTITLE:Apartment & Room Offers for Rent In {{{city.en}}}}}
This article lists housing options in {{{city.en}}}. Where possible, the links lead directly to the search results for {{{city.en}}}.

There are also lists for [[Germany/Rent/Apartment#cities|other German cities]].

__TOC__

== Short-Term Rentals ==

The following options are convenient for stays from 2 weeks to 12 months.

=== Furnished Apartments & Rooms ===

{{#if: {{{homelike|}}} |
* {{AffLink|Offers on Homelike|homelike.{{{homelike}}}}}: flats
|}}
{{#if: {{{homestay|}}} |
* {{AffLink|Offers on Homestay|homestay.{{{homestay}}}}}: rooms
|}}
{{#if: {{{nestpick|}}} |
* [https://www.nestpick.com/search?location={{{nestpick}}} Offers on Nestpick]: flats & rooms
|}}
{{#if: {{{flatio|}}} |
* [https://www.flatio.com/s/{{{flatio}}} Offers on Flatio]: flats & rooms
|}}
{{#if: {{{airbnb|}}} |
* [https://www.airbnb.com/s/{{{airbnb}}}/homes Offers on Airbnb]: flats & rooms
|}}
{{#if: {{{fb-marketplace|}}} |
* [https://www.facebook.com/marketplace/{{{fb-marketplace}}}/propertyrentals Offers on Facebook Marketplace]: apartments & rooms, long & short, both furnished & unfurnished
|}}
{{#if: {{{areaone|}}} |
* [https://www.areaone.io/s/wohnung/mieten/{{{areaone}}} Offers on AreaOne]: apartments & rooms, long & short, both furnished & unfurnished
|}}
=== Rooms & Flatshares ===

{{#if: {{{wg-gesucht|}}} |
* [https://www.wg-gesucht.de/wg-zimmer-in-stadt.{{{wg-gesucht}}}.html Offers on WG-gesucht.de]: private ads, unfurnished or furnished rooms
|}}
{{#if: {{{wgcompany|}}} |
* [http://wgcompany.de/cgi-bin/seite?st={{{wgcompany}}}&mi=10&li=100 Offers on WGcompany.de]: private ads, unfurnished or furnished rooms
|}}
{{#if: {{{wg-suche|}}} |
* [https://www.wg-suche.de/wg-zimmer/deutschland-{{{wg-suche}}} Offers on WG-Suche.de]: private ads, unfurnished or furnished rooms
|}}

== Long-Term Rentals ==

Long-term rentals are for usually longer than 12 months.

In Germany, such rentals usually require more paperwork. Read [[Germany/Rent/Apartment|Apartment Renting in Germany]] to prepare. In return, with such a long-term rental, tenants are better protected by German law.

When renting an apartment long-term, it is mostly unfurnished.

=== Classified ads ===

These websites connect landlords and apartment seekers. Click on the offers to contact a landlord.

{{#if: {{{immoscout24|}}} |
* [https://www.immobilienscout24.de/Suche/{{{immoscout24}}}/wohnung-mieten?enteredFrom=one_step_search Offers on Immobilienscout24.de]: biggest German search site, mostly unfurnished flats
|}}
{{#if: {{{immowelt|}}} |
* [https://www.immowelt.de/liste/{{{immowelt}}}/wohnungen/mieten?sort=relevanz Offers on Immowelt.de]: mostly unfurnished flats
|}}
{{#if: {{{immonet|}}} |
* [https://www.immonet.de/immobiliensuche/sel.do?&sortby=0&suchart=1&objecttype=1&marketingtype=2&parentcat=1&city={{{immonet}}} Offers on Immonet.de]: mostly unfurnished flats
|}}
{{#if: {{{immobilio|}}} |
* [https://www.immobilo.de/suchergebnisse?t=all%3Arental&a={{{immobilio}}} Offers on Immobilio]
|}}
{{#if: {{{ek|}}} |
* [https://www.ebay-kleinanzeigen.de/s-wohnung-mieten/c203l{{{ek}}} Offers on Ebay-Kleinanzeigen.de]: private ads, mostly unfurnished, or furnished sublets
|}}

=== List of Landlords ===

These are websites of landlords themselves. Some of them list their offers only on their own websites. But you contact them directly, without the need of a broker.

{{#if: {{{companies|}}} |

==== Housing Companies ====

{{{companies}}}

|}}

{{#if: {{{cooperatives|}}} |

==== Housing Cooperatives ====

Cooperatives work a bit different than regular landlords. Read more [https://en.wikipedia.org/wiki/Housing_cooperative on Wikipedia: Housing cooperative].

{{{cooperatives}}}

|}}
{{#if: {{{see-also|}}} |

== See also ==

{{{see-also}}}

|}}
{{Notes}}

[[Category:Housing]]
[[Category:{{{city.en}}}|Housing/Rent/{{{city.en}}}]]

MediaWiki:Common.js

2022-10-20T16:39:46Z

Jorges: Add Yandex.

/* Any JavaScript here will be loaded for all users on every page load. */

// == Google Analytics =========================================================

function cyrb53(str) {
var seed = 0;
var h1 = 0xdeadbeef ^ seed,
h2 = 0x41c6ce57 ^ seed;
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h1 = Math.imul(h1 ^ ch, 2654435761);
h2 = Math.imul(h2 ^ ch, 1597334677);
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h1 = Math.imul(h1 ^ h1 >>> 16, 2246822507) ^ Math.imul(h2 ^ h2 >>> 13, 3266489909);
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return 4294967296 * (2097151 & h2) + (h1 >>> 0);
};

var clientIP = "{$_SERVER['REMOTE_ADDR']}";
var validityInterval = Math.round (new Date() / 1000 / 3600 / 24 / 4);
var clientIDSource = clientIP + ";" + window.location.host + ";" + navigator.userAgent + ";" + navigator.language + ";" + validityInterval;
var clientIDHashed = cyrb53(clientIDSource).toString(16);

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m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
})(window,document,'script','//www.google-analytics.com/analytics.js','ga');

ga('create', 'UA-158655997-1', {
'storage': 'none',
'clientId': clientIDHashed
});
ga('set', 'anonymizeIp', true);
ga('send', 'pageview');

/**
* Function that captures a click on an outbound link in Analytics.
* This function takes a valid URL string as an argument, and uses that URL string
* as the event label. Setting the transport method to 'beacon' lets the hit be sent
* using 'navigator.sendBeacon' in browser that support it.
*/
var captureOutboundLink = function(url) {
ga('send', 'event', 'external', 'click', url, {
'transport': 'beacon',
'hitCallback': function(){ window.open(url); }
});
};

// Add click event to all external links.
const buttons = document.querySelectorAll('.mw-parser-output .external');

for (i = 0; i < buttons.length; ++i) {
const button = buttons[i];
button.addEventListener('click', function(event) { captureOutboundLink(event.currentTarget.href); } );
}

// == /Google Analytics =========================================================

// == filter-list-by-form.js ====================================================
if (mw.config.get('wgPageName') == 'Germany/Banking/Current') {
mw.loader.getScript('/resources.custom/filter-list-by-form.js')
.then(function () {
const filterListByForm = new FilterListByForm('form.form-list-filter-js', 'table.form-list-filter-js tr.filterable');
const dataToContent = new DataToContent('table.form-list-filter-js tr', 'td.{key}');
}, function (e) {
mw.log.error(e.message);
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if (mw.config.get('wgPageName') == 'Germany/Banking/Savings') {

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ym(90857344, "init", {
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Project:Privacy policy

2022-10-20T16:36:03Z

Jorges:

<html>
Our website may be used without entering personal information. Different rules may apply to certain services on our site, however, and are explained separately below. We collect personal information from you (e.g. name, address, email address, telephone number, etc.) in accordance with the provisions of German data protection statutes. Information is considered personal if it can be associated exclusively to a specific natural person. The legal framework for data protection may be found in the German Federal Data Protection Act (BDSG) and the Telemedia Act (TMG). The provisions below serve to provide information as to the manner, extent and purpose for collecting, using and processing personal information by the provider.

<address>Georg Jähnig
Baikalstr. 21
10319 Berlin</address>Phone: +49 30 21 46 91 38

E-Mail: info@expatwiki.org

Please be aware that data transfer via the internet is subject to security risks and, therefore, complete protection against third-party access to transferred data cannot be ensured.
<h2>Use of Google Analytics with anonymization</h2>
Our website uses Google Analytics, a web analysis service from Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA, hereinafter referred to as “Google“. Google Analytics employs so-called “cookies“, text files that are stored to your computer in order to facilitate an analysis of your use of the site.
The information generated by these cookies, such as time, place and frequency of your visits to our site, including your IP address, is transmitted to Google’s location in the US and stored there.
In using Google Analytics our website employs the extension <a href="https://support.google.com/analytics/answer/2763052?hl=en">“anonymizeIp”</a>. In doing so, Google abbreviates and thereby anonymizes your IP address before transferring it from member states of the European Union or signatory states to the Agreement on the European Economic Area.
Google uses this information to analyze your use of our site, to compile reports for us on internet activity and to provide other services relating to website and internet use. Google may also transfer this information to third parties where required to do so by law or where such third parties process this data on Google’s behalf.
Google states that it will in never associate your IP address with other data held by Google. You can prevent cookies from being installed by adjusting the settings on your browser software accordingly. You should be aware, however, that by doing so you may not be able to make full use of all the functions of our website.
Furthermore, Google offers a deactivation add-on for most current browsers that provides you with more control over what data Google can collect on websites you access. The add-on tells the JavaScript (ga.js) used by Google Analytics not to transmit any information about website visits to Google Analytics. However, the browser deactivation add-on offered by Google Analytics does not prevent information from being transmitted to us or to other web analysis services we may engage. You can find additional information on how to install the browser add-on at the following link:

<a href="https://tools.google.com/dlpage/gaoptout?hl=de" target="_blank" rel="nofollow noopener noreferrer">https://tools.google.com/dlpage/gaoptout?hl=de</a>
<h2>Use of Google Tag Manger</h2>
Google Tag Manager (GTM) is a tag management system to manage JavaScript and HTML tags used for tracking and analytics on websites. Tags are small code elements that, among other things, are used to measure traffic and visitor behaviour: to understand the effect of online advertising and social channels; to set up remarketing and orientation towards target groups; and to test and optimize websites. GTM makes it easier for us to integrate and manage our tags. We use GTM on our website to include the following tracking tools:
<ul>
<li>Google Analytics</li>
</ul>
If you have performed deactivation, GTM takes this deactivation into account. For more information about GTM’s privacy practices can be found at https://policies.google.com/privacy?hl=en and terms of use at https://www.google.com/analytics/tag-manager/use-policy/.

<h2>Use of Yandex Metrica (YANDEX, LLC)</h2>

<p>Yandex Metrica is an analytics and heat mapping service provided by YANDEX, LLC.</p>

<p>Yandex Metrica is used to display the areas of Bitly Europe / qr-code-generator.com / qrcode-generator.de that Users interact with most frequently. This shows where the points of interest are.</p>

<p>Personal Data processed: Tracker; Usage Data.</p>

<p>Place of processing: Russian Federation – <a href="https://legal.yandex.com/confidential/">Privacy Policy</a>.</p>

<p>Category of personal information collected according to CCPA: internet information.</p>

<p>This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers.</p>

<h2>Use of YouTube components with enhanced data protection mode</h2>
On our website we use components (videos) of YouTube, LLC 901 Cherry Ave., 94066 San Bruno, CA, USA, a company belonging to Google Inc., Amphitheatre Parkway, Mountain View, CA 94043, USA.

To this end, we use the “ – enhanced data protection mode – ” option provided by YouTube.

When you display a page that has an embedded video, a connection will be made to the YouTube server and the content will appear on the website via a communication to your browser.

According to the information provided by YouTube, in “ – enhanced data protection mode -”, data is only transferred to the YouTube server, in particular which of our websites you have visited, if you watch the video. If you are logged onto YouTube at the same time, this information will be matched to your YouTube member account. You can prevent this from happening by logging out of your member account before visiting our website.

Further information about data protection by YouTube is provided by Google under the following link:

<a href="https://www.google.de/intl/de/policies/privacy/" target="_blank" rel="nofollow noopener noreferrer">https://www.google.de/intl/de/policies/privacy/</a>
<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
<h2>Information/Cancellation/Deletion</h2>
On the basis of the Federal Data Protection Act, you may contact us at no cost if you have questions relating to the collection, processing or use of your personal information, if you wish to request the correction, blocking or deletion of the same, or if you wish to cancel explicitly granted consent. Please note that you have the right to have incorrect data corrected or to have personal data deleted, where such claim is not barred by any legal obligation to retain this data.
<p style="font-size: small;" align="right">Partly based on the <a href="https://www.ratgeberrecht.eu/leistungen/muster-datenschutzerklaerung.html" target="_blank" rel="noopener noreferrer">Model Data Protection Statement</a>, provided by the <a href="https://www.ratgeberrecht.eu/" target="_blank" rel="noopener noreferrer">Law Offices of Weiß & Partner</a></p>
</html>

Project:Privacy policy

2022-10-20T16:34:37Z

Jorges: Fix link.

<html>
Our website may be used without entering personal information. Different rules may apply to certain services on our site, however, and are explained separately below. We collect personal information from you (e.g. name, address, email address, telephone number, etc.) in accordance with the provisions of German data protection statutes. Information is considered personal if it can be associated exclusively to a specific natural person. The legal framework for data protection may be found in the German Federal Data Protection Act (BDSG) and the Telemedia Act (TMG). The provisions below serve to provide information as to the manner, extent and purpose for collecting, using and processing personal information by the provider.

<address>Georg Jähnig
Baikalstr. 21
10319 Berlin</address>Phone: +49 30 21 46 91 38

E-Mail: info@expatwiki.org

Please be aware that data transfer via the internet is subject to security risks and, therefore, complete protection against third-party access to transferred data cannot be ensured.
<h2>Use of Google Analytics with anonymization</h2>
Our website uses Google Analytics, a web analysis service from Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA, hereinafter referred to as “Google“. Google Analytics employs so-called “cookies“, text files that are stored to your computer in order to facilitate an analysis of your use of the site.
The information generated by these cookies, such as time, place and frequency of your visits to our site, including your IP address, is transmitted to Google’s location in the US and stored there.
In using Google Analytics our website employs the extension <a href="https://support.google.com/analytics/answer/2763052?hl=en">“anonymizeIp”</a>. In doing so, Google abbreviates and thereby anonymizes your IP address before transferring it from member states of the European Union or signatory states to the Agreement on the European Economic Area.
Google uses this information to analyze your use of our site, to compile reports for us on internet activity and to provide other services relating to website and internet use. Google may also transfer this information to third parties where required to do so by law or where such third parties process this data on Google’s behalf.
Google states that it will in never associate your IP address with other data held by Google. You can prevent cookies from being installed by adjusting the settings on your browser software accordingly. You should be aware, however, that by doing so you may not be able to make full use of all the functions of our website.
Furthermore, Google offers a deactivation add-on for most current browsers that provides you with more control over what data Google can collect on websites you access. The add-on tells the JavaScript (ga.js) used by Google Analytics not to transmit any information about website visits to Google Analytics. However, the browser deactivation add-on offered by Google Analytics does not prevent information from being transmitted to us or to other web analysis services we may engage. You can find additional information on how to install the browser add-on at the following link:

<a href="https://tools.google.com/dlpage/gaoptout?hl=de" target="_blank" rel="nofollow noopener noreferrer">https://tools.google.com/dlpage/gaoptout?hl=de</a>
<h2>Use of Google Tag Manger</h2>
Google Tag Manager (GTM) is a tag management system to manage JavaScript and HTML tags used for tracking and analytics on websites. Tags are small code elements that, among other things, are used to measure traffic and visitor behaviour: to understand the effect of online advertising and social channels; to set up remarketing and orientation towards target groups; and to test and optimize websites. GTM makes it easier for us to integrate and manage our tags. We use GTM on our website to include the following tracking tools:
<ul>
<li>Google Analytics</li>
</ul>
If you have performed deactivation, GTM takes this deactivation into account. For more information about GTM’s privacy practices can be found at https://policies.google.com/privacy?hl=en and terms of use at https://www.google.com/analytics/tag-manager/use-policy/.

<h2>Use of Yandex Metrica (YANDEX, LLC)</h2>

Yandex Metrica (YANDEX, LLC)
Yandex Metrica is an analytics and heat mapping service provided by YANDEX, LLC.
Yandex Metrica is used to display the areas of Bitly Europe / qr-code-generator.com / qrcode-generator.de that Users interact with most frequently. This shows where the points of interest are.

Personal Data processed: Tracker; Usage Data.

Place of processing: Russian Federation – <a href="https://legal.yandex.com/confidential/">Privacy Policy</a>.

Category of personal information collected according to CCPA: internet information.

This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers.

<h2>Use of YouTube components with enhanced data protection mode</h2>
On our website we use components (videos) of YouTube, LLC 901 Cherry Ave., 94066 San Bruno, CA, USA, a company belonging to Google Inc., Amphitheatre Parkway, Mountain View, CA 94043, USA.

To this end, we use the “ – enhanced data protection mode – ” option provided by YouTube.

When you display a page that has an embedded video, a connection will be made to the YouTube server and the content will appear on the website via a communication to your browser.

According to the information provided by YouTube, in “ – enhanced data protection mode -”, data is only transferred to the YouTube server, in particular which of our websites you have visited, if you watch the video. If you are logged onto YouTube at the same time, this information will be matched to your YouTube member account. You can prevent this from happening by logging out of your member account before visiting our website.

Further information about data protection by YouTube is provided by Google under the following link:

<a href="https://www.google.de/intl/de/policies/privacy/" target="_blank" rel="nofollow noopener noreferrer">https://www.google.de/intl/de/policies/privacy/</a>
<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
<h2>Information/Cancellation/Deletion</h2>
On the basis of the Federal Data Protection Act, you may contact us at no cost if you have questions relating to the collection, processing or use of your personal information, if you wish to request the correction, blocking or deletion of the same, or if you wish to cancel explicitly granted consent. Please note that you have the right to have incorrect data corrected or to have personal data deleted, where such claim is not barred by any legal obligation to retain this data.
<p style="font-size: small;" align="right">Partly based on the <a href="https://www.ratgeberrecht.eu/leistungen/muster-datenschutzerklaerung.html" target="_blank" rel="noopener noreferrer">Model Data Protection Statement</a>, provided by the <a href="https://www.ratgeberrecht.eu/" target="_blank" rel="noopener noreferrer">Law Offices of Weiß & Partner</a></p>
</html>

Project:Privacy policy

2022-10-20T16:34:01Z

Jorges: Add Yandex.

<html>
Our website may be used without entering personal information. Different rules may apply to certain services on our site, however, and are explained separately below. We collect personal information from you (e.g. name, address, email address, telephone number, etc.) in accordance with the provisions of German data protection statutes. Information is considered personal if it can be associated exclusively to a specific natural person. The legal framework for data protection may be found in the German Federal Data Protection Act (BDSG) and the Telemedia Act (TMG). The provisions below serve to provide information as to the manner, extent and purpose for collecting, using and processing personal information by the provider.

<address>Georg Jähnig
Baikalstr. 21
10319 Berlin</address>Phone: +49 30 21 46 91 38

E-Mail: info@expatwiki.org

Please be aware that data transfer via the internet is subject to security risks and, therefore, complete protection against third-party access to transferred data cannot be ensured.
<h2>Use of Google Analytics with anonymization</h2>
Our website uses Google Analytics, a web analysis service from Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA, hereinafter referred to as “Google“. Google Analytics employs so-called “cookies“, text files that are stored to your computer in order to facilitate an analysis of your use of the site.
The information generated by these cookies, such as time, place and frequency of your visits to our site, including your IP address, is transmitted to Google’s location in the US and stored there.
In using Google Analytics our website employs the extension <a href="https://support.google.com/analytics/answer/2763052?hl=en">“anonymizeIp”</a>. In doing so, Google abbreviates and thereby anonymizes your IP address before transferring it from member states of the European Union or signatory states to the Agreement on the European Economic Area.
Google uses this information to analyze your use of our site, to compile reports for us on internet activity and to provide other services relating to website and internet use. Google may also transfer this information to third parties where required to do so by law or where such third parties process this data on Google’s behalf.
Google states that it will in never associate your IP address with other data held by Google. You can prevent cookies from being installed by adjusting the settings on your browser software accordingly. You should be aware, however, that by doing so you may not be able to make full use of all the functions of our website.
Furthermore, Google offers a deactivation add-on for most current browsers that provides you with more control over what data Google can collect on websites you access. The add-on tells the JavaScript (ga.js) used by Google Analytics not to transmit any information about website visits to Google Analytics. However, the browser deactivation add-on offered by Google Analytics does not prevent information from being transmitted to us or to other web analysis services we may engage. You can find additional information on how to install the browser add-on at the following link:

<a href="https://tools.google.com/dlpage/gaoptout?hl=de" target="_blank" rel="nofollow noopener noreferrer">https://tools.google.com/dlpage/gaoptout?hl=de</a>
<h2>Use of Google Tag Manger</h2>
Google Tag Manager (GTM) is a tag management system to manage JavaScript and HTML tags used for tracking and analytics on websites. Tags are small code elements that, among other things, are used to measure traffic and visitor behaviour: to understand the effect of online advertising and social channels; to set up remarketing and orientation towards target groups; and to test and optimize websites. GTM makes it easier for us to integrate and manage our tags. We use GTM on our website to include the following tracking tools:
<ul>
<li>Google Analytics</li>
</ul>
If you have performed deactivation, GTM takes this deactivation into account. For more information about GTM’s privacy practices can be found at https://policies.google.com/privacy?hl=en and terms of use at https://www.google.com/analytics/tag-manager/use-policy/.

<h2>Use of Yandex Metrica (YANDEX, LLC)</h2>

Yandex Metrica (YANDEX, LLC)
Yandex Metrica is an analytics and heat mapping service provided by YANDEX, LLC.
Yandex Metrica is used to display the areas of Bitly Europe / qr-code-generator.com / qrcode-generator.de that Users interact with most frequently. This shows where the points of interest are.

Personal Data processed: Tracker; Usage Data.

Place of processing: Russian Federation – [https://legal.yandex.com/confidential/ Privacy Policy].

Category of personal information collected according to CCPA: internet information.

This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers.

<h2>Use of YouTube components with enhanced data protection mode</h2>
On our website we use components (videos) of YouTube, LLC 901 Cherry Ave., 94066 San Bruno, CA, USA, a company belonging to Google Inc., Amphitheatre Parkway, Mountain View, CA 94043, USA.

To this end, we use the “ – enhanced data protection mode – ” option provided by YouTube.

When you display a page that has an embedded video, a connection will be made to the YouTube server and the content will appear on the website via a communication to your browser.

According to the information provided by YouTube, in “ – enhanced data protection mode -”, data is only transferred to the YouTube server, in particular which of our websites you have visited, if you watch the video. If you are logged onto YouTube at the same time, this information will be matched to your YouTube member account. You can prevent this from happening by logging out of your member account before visiting our website.

Further information about data protection by YouTube is provided by Google under the following link:

<a href="https://www.google.de/intl/de/policies/privacy/" target="_blank" rel="nofollow noopener noreferrer">https://www.google.de/intl/de/policies/privacy/</a>
<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

Here you get more information and can <a href="https://l.neqty.net/optout">contradict the use of cookies</a>.
<h2>Information/Cancellation/Deletion</h2>
On the basis of the Federal Data Protection Act, you may contact us at no cost if you have questions relating to the collection, processing or use of your personal information, if you wish to request the correction, blocking or deletion of the same, or if you wish to cancel explicitly granted consent. Please note that you have the right to have incorrect data corrected or to have personal data deleted, where such claim is not barred by any legal obligation to retain this data.
<p style="font-size: small;" align="right">Partly based on the <a href="https://www.ratgeberrecht.eu/leistungen/muster-datenschutzerklaerung.html" target="_blank" rel="noopener noreferrer">Model Data Protection Statement</a>, provided by the <a href="https://www.ratgeberrecht.eu/" target="_blank" rel="noopener noreferrer">Law Offices of Weiß & Partner</a></p>
</html>

Project:Privacy policy

2022-10-20T16:32:44Z

Jorges: Remove unused.

<html>
Our website may be used without entering personal information. Different rules may apply to certain services on our site, however, and are explained separately below. We collect personal information from you (e.g. name, address, email address, telephone number, etc.) in accordance with the provisions of German data protection statutes. Information is considered personal if it can be associated exclusively to a specific natural person. The legal framework for data protection may be found in the German Federal Data Protection Act (BDSG) and the Telemedia Act (TMG). The provisions below serve to provide information as to the manner, extent and purpose for collecting, using and processing personal information by the provider.

<address>Georg Jähnig
Baikalstr. 21
10319 Berlin</address>Phone: +49 30 21 46 91 38

E-Mail: info@expatwiki.org

Please be aware that data transfer via the internet is subject to security risks and, therefore, complete protection against third-party access to transferred data cannot be ensured.
<h2>Use of Google Analytics with anonymization</h2>
Our website uses Google Analytics, a web analysis service from Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA, hereinafter referred to as “Google“. Google Analytics employs so-called “cookies“, text files that are stored to your computer in order to facilitate an analysis of your use of the site.
The information generated by these cookies, such as time, place and frequency of your visits to our site, including your IP address, is transmitted to Google’s location in the US and stored there.
In using Google Analytics our website employs the extension <a href="https://support.google.com/analytics/answer/2763052?hl=en">“anonymizeIp”</a>. In doing so, Google abbreviates and thereby anonymizes your IP address before transferring it from member states of the European Union or signatory states to the Agreement on the European Economic Area.
Google uses this information to analyze your use of our site, to compile reports for us on internet activity and to provide other services relating to website and internet use. Google may also transfer this information to third parties where required to do so by law or where such third parties process this data on Google’s behalf.
Google states that it will in never associate your IP address with other data held by Google. You can prevent cookies from being installed by adjusting the settings on your browser software accordingly. You should be aware, however, that by doing so you may not be able to make full use of all the functions of our website.
Furthermore, Google offers a deactivation add-on for most current browsers that provides you with more control over what data Google can collect on websites you access. The add-on tells the JavaScript (ga.js) used by Google Analytics not to transmit any information about website visits to Google Analytics. However, the browser deactivation add-on offered by Google Analytics does not prevent information from being transmitted to us or to other web analysis services we may engage. You can find additional information on how to install the browser add-on at the following link:

<a href="https://tools.google.com/dlpage/gaoptout?hl=de" target="_blank" rel="nofollow noopener noreferrer">https://tools.google.com/dlpage/gaoptout?hl=de</a>
<h2>Use of Google Tag Manger</h2>
Google Tag Manager (GTM) is a tag management system to manage JavaScript and HTML tags used for tracking and analytics on websites. Tags are small code elements that, among other things, are used to measure traffic and visitor behaviour: to understand the effect of online advertising and social channels; to set up remarketing and orientation towards target groups; and to test and optimize websites. GTM makes it easier for us to integrate and manage our tags. We use GTM on our website to include the following tracking tools:
<ul>
<li>Google Analytics</li>
</ul>
If you have performed deactivation, GTM takes this deactivation into account. For more information about GTM’s privacy practices can be found at https://policies.google.com/privacy?hl=en and terms of use at https://www.google.com/analytics/tag-manager/use-policy/.

<h2>Use of YouTube components with enhanced data protection mode</h2>
On our website we use components (videos) of YouTube, LLC 901 Cherry Ave., 94066 San Bruno, CA, USA, a company belonging to Google Inc., Amphitheatre Parkway, Mountain View, CA 94043, USA.

To this end, we use the “ – enhanced data protection mode – ” option provided by YouTube.

When you display a page that has an embedded video, a connection will be made to the YouTube server and the content will appear on the website via a communication to your browser.

According to the information provided by YouTube, in “ – enhanced data protection mode -”, data is only transferred to the YouTube server, in particular which of our websites you have visited, if you watch the video. If you are logged onto YouTube at the same time, this information will be matched to your YouTube member account. You can prevent this from happening by logging out of your member account before visiting our website.

Further information about data protection by YouTube is provided by Google under the following link:

<a href="https://www.google.de/intl/de/policies/privacy/" target="_blank" rel="nofollow noopener noreferrer">https://www.google.de/intl/de/policies/privacy/</a>
<h2>Use of Affiliate links and embeds</h2>
Within our offering system, we use industry standard tracking measures based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offering) to the extent necessary to operate an Affiliate system with affiliate links. Below we clarify the users about the technical background.

Affiliate links are links with the help of which the linking websites direct users to websites with product or other offers. The operators of the linked respective websites can receive a commission if users follow the affiliate links and then take advantage of the offers.

For this affiliate system, it is necessary for providers to be able to track whether users who are interested in particular offerings then perceive it on the initiative of the affiliate links.

The functionality of affiliate links is required to be supplemented with certain values that become part of the link or otherwise, e.g. in a cookie, can be set. The value include in particular the source website (referrer), time, an online identifier of the operator of the website on which the affiliate link was located, an online identifier of the respective offer, an online identifier of the user, as well as tracking specific values like, eg Ad ID, affiliate ID, and categorizations.

The online user IDs used are a pseudonymous value. That The online ID itself does not contain any personal data such as name or e-mail address. It only helps to determine if the same user who clicked on an affiliate link has made an offer.

The following presentation provides an overview of companies whose services we use in the context of the placement of the affiliate links and their evaluation or with which we cooperate, together with data protection statements, the further notes on the processing of data and, currently. already mentioned here, contradictory possibilities (so-called opt-out) contain:

affilinet GmbH, Sapporobogen 6-8, 80637 Munich, Germany. Privacy Policy: https://www.affili.net/en/footeritem/datenschutz.

Amazon Europe Core S.à.r.l., Amazon EU S.à.r.l, Amazon Services Europe S.à.r.l. and Amazon Media EU S.à.r.l., all four located 5, Rue Plaetis, L-2338 Luxembourg and Amazon Instant Video Germany GmbH, Domagkstr. 28, 80807 Munich Privacy Policy :: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010

eBay Europe S.à.r.l., 22-24, Boulevard Royal, 2449 Luxembourg, LUXEMBOURG Privacy Policy: https://partnernetwork.ebay.com/legal#privacy-policy

Tradedoubler GmbH, Herzog-Wilhelm-Strasse 26, 80331 Munich, Germany Data protection statement: http://www.tradedoubler.com/en/datenschutzrichtlinie/

Booking.com B.V., Herengracht 597, 1017 CE Amsterdam, Netherlands Privacy Policy: https://www.booking.com/content/privacy.en.html

TARIFCHECK24 GmbH, Zollstraße 11b, 21465 Wentorf Data protection declaration: https://www.versicherungspartnerprogramm.de/datenschutz/

AWIN AG, Eichhornstraße 3, 10785 Berlin Data protection statement: https://www.awin.com/de/rechts/privacy-policy

uppr GmbH, Am Waldthausenpark 11. 45127 Essen. Privacy policy:
https://netzwerk.uppr.de/privacy-policy.do
<h3>FinanceAds</h3>
This website uses the affiliate program of financeAds GmbH & Co. KG, Karlstr. 9, 90403 Nuremberg. financeads uses so-called Tracking cookies, i. Cookies that are valid Respect privacy policy and where no personal information saved, but anonymized tracking IDs. These serve the Information of the website about generated leads / sales, further information as well as the possibility to deactivate these tracking cookies you will find
at www.financeads.net/ueberuns/cookies/.
<h3>CommunicationAds</h3>
The website operator participates in one or more partner programs via the specialized network of communicationAds GmbH & Co. KG (hereinafter "communicationAds"). As a service provider for advertisers and websites, the central service of communicationAds is the provision of so-called white label information offers (eg comparison computers) as well as the measurement of advertising success ("tracking"). As part of tracking, communicationAds uses cookies to assign transactions (e.g., leads or sales, e.g., a rate application). These are used solely for the purpose of correctly assigning a success of advertising or advertising integration in the context of billing with the advertisers and this website. A collection of personal data does not take place in this context by communicationAds. Cookies are stored by communicationAds on the basis of Art. 6 I, 1 b) and Art. 6 I, 1 f) GDPR. communicationAds has a legitimate interest in this, because only through cookies is the listed assignment of successes possible. Further information on the use of data by communicationAds as well as the option to Opt Out can be found in the privacy statement of communicationAds: https://www.communicationads.net/aboutus/privacy/.
<h3>FinanceQuality / Netzeffekt</h3>
For the evaluation and support of online marketing measures, the netzeffekt Gmbh, Theresienhöhe 28, 80339 Munich, collects, processes and stores data about your visit on our behalf. With the use of the technologies of netzeffekt GmbH your IP address will be transmitted and cookies will be set. Netzeffekt will use the data generated by these cookies to evaluate your use of our Internet offers anonymously. There is no storage of your IP address and there is no data transfer to a country outside Germany. Network effect can not and will not establish direct personal connectivity by means of transmitted data.

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Germany/Shopping/Sunday/Munich

2022-10-01T14:01:15Z

Jorges: Add Edeka München Ostbahnhof

{{Germany/Shopping/Sunday/Intro|Munich}}

== Supermarkets With Opening Hours ==
* 5:30-20: [https://goo.gl/maps/pCNnY1p4WKfVywup9 Edeka at airport]
* 8-23: [https://goo.gl/maps/yLrAFk8r21Ktckeu9 Edeka at main station]
* 8-23: [https://goo.gl/maps/zZE4syXi3XQa6eB27 Edeka at Ostbahnhof]

== Map With Opening Hours & Links ==
<display_map fullscreen="yes">
Edeka München Flughafen ~ [https://goo.gl/maps/pCNnY1p4WKfVywup9 Edeka at airport] ~~~~ 5:30-20
Edeka München Hbf ~ [https://goo.gl/maps/yLrAFk8r21Ktckeu9 Edeka at main station] ~~~~ 8-23
Edeka München Ostbahnhof ~ [https://goo.gl/maps/zZE4syXi3XQa6eB27 Edeka at Ostbahnhof] ~~~~ 8-23
</display_map>