Vivid Money - Revision history

Jorges at 16:01, 27 July 2022

2022-07-27T16:01:31Z

Jorges: Fix link.

2022-07-27T16:00:57Z

Fix link.

Jorges at 14:01, 15 June 2022

2022-06-15T14:01:24Z

Jorges: Update link.

2022-06-15T14:01:15Z

Update link.

Jorges at 12:29, 5 June 2022

2022-06-05T12:29:47Z

Jorges: More info in title.

2022-06-04T19:02:56Z

More info in title.

Jorges: /* Open a Vivid Bank Account */ Fix.

2022-05-28T12:27:30Z

Open a Vivid Bank Account: Fix.

Jorges: /* Open a Vivid Bank Account */

2022-05-26T22:49:23Z

Open a Vivid Bank Account

Jorges: /* Open a Vivid Bank Account */ email -> phone number.

2022-05-26T22:49:14Z

Open a Vivid Bank Account: email -> phone number.

Jorges: Use FAQ template.

2022-05-26T22:06:38Z

Use FAQ template.

@@ Line 17: / Line 17: @@
 }}{{FAQ/Item|q= How is my money protected? |a=
-* Vivid is supported by [https://en.wikipedia.org/wiki/Solarisbank solarisBank], which holds a '''German banking license''', so your money (up to '''€100,000''') is '''protected''' by the German ''[https://en.wikipedia.org/wiki/Deposit_insurance#European_Union Einlagensicherung]''.
+* Vivid is supported by [https://en.wikipedia.org/wiki/Solarisbank solarisBank], which holds a '''German banking license''', so your money (up to '''€100,000''') is '''protected''' by the German [https://en.wikipedia.org/wiki/Deposit_insurance#European_Union Deposit insurance].
 * So even if Vivid '''goes bankrupt''', your money will be '''safe''', guaranteed by the German state.

@@ Line 17: / Line 17: @@
 }}{{FAQ/Item|q= How is my money protected? |a=
-* Vivid is supported by [https://en.wikipedia.org/wiki/Solarisbank solarisBank], which holds a '''German banking license''', so your money (up to '''€100,000''') is '''protected''' by the German ''[https://en.wikipedia.org/wiki/Entsch%C3%A4digungseinrichtung_deutscher_Banken Einlagensicherung]''.
+* Vivid is supported by [https://en.wikipedia.org/wiki/Solarisbank solarisBank], which holds a '''German banking license''', so your money (up to '''€100,000''') is '''protected''' by the German ''[https://en.wikipedia.org/wiki/Deposit_insurance#European_Union Einlagensicherung]''.
 * So even if Vivid '''goes bankrupt''', your money will be '''safe''', guaranteed by the German state.

@@ Line 11: / Line 11: @@
 * a supported ID or passport
-** see here [https://help.vivid.money/en/articles/5940643-how-do-i-verify-my-identity the current list (last paragraph]
+** see here [https://help.vivid.money/en/articles/5940643-how-do-i-verify-my-identity the current list (last paragraph])
 ** (note: passports from Ukraine 🇺🇦 are accepted)
 * You do not need a registered address.

@@ Line 11: / Line 11: @@
 * a supported ID or passport
-** see here [https://help.vivid.money/en/articles/4159457-how-do-i-verify-my-identity-and-what-document-can-i-use the current list]
+** see here [https://help.vivid.money/en/articles/5940643-how-do-i-verify-my-identity the current list (last paragraph]
 ** (note: passports from Ukraine 🇺🇦 are accepted)
 * You do not need a registered address.

← Older revision		Revision as of 12:29, 5 June 2022
Line 1:		Line 1:
−	{{DISPLAYTITLE:Vivid Money (FAQ, Screenshots, €40 Bonus}}	+	{{DISPLAYTITLE:Vivid Money (FAQ, Screenshots, €40 Bonus)}}
	'''Vivid Money''' is an online bank from Germany. It		'''Vivid Money''' is an online bank from Germany. It

← Older revision		Revision as of 19:02, 4 June 2022
Line 1:		Line 1:
−	{{DISPLAYTITLE:Vivid Money}}	+	{{DISPLAYTITLE:Vivid Money (FAQ, Screenshots, €40 Bonus}}
	'''Vivid Money''' is an online bank from Germany. It		'''Vivid Money''' is an online bank from Germany. It

@@ Line 116: / Line 116: @@
 # Enter your ''' phone number'''. You can use Vivid only with a smartphone.
 # You will '''receive a SMS''' with a '''link''' to download the Vivid app. '''Install''' the app.
-# Open the app and '''create a new account''' with the '''same email address'''.
+# Open the app and '''create a new account''' with the '''same phone number'''.
 # Do the '''video verification''' in the app. You will have a video call with an agent and during the call you will need to '''show your ID card''' or '''passport'''.

@@ Line 114: / Line 114: @@
 # {{AffLink|Click here|vivid.register}}.
-# Enter your ''' email address'''.
+# Enter your ''' phone number'''. This can use Vivid only with a smartphone.
-# You will '''receive an email''' with a '''link''' to download the Vivid app. '''Install''' the app.
+# You will '''receive a SMS''' with a '''link''' to download the Vivid app. '''Install''' the app.
 # Open the app and '''create a new account''' with the '''same email address'''.
 # Do the '''video verification''' in the app. You will have a video call with an agent and during the call you will need to '''show your ID card''' or '''passport'''.

@@ Line 7: / Line 7: @@
 {{AffLink|Vivid website|vivid}}
+{{FAQ|
-== Frequently Asked Questions (FAQ) ==
+{{FAQ/Item|q= Which documents do I need to open an account? |a=
 * a supported ID or passport
@@ Line 17: / Line 15: @@
 * You do not need a registered address.
-=== How is my money protected? ===
+}}{{FAQ/Item|q= How is my money protected? |a=
 * Vivid is supported by [https://en.wikipedia.org/wiki/Solarisbank solarisBank], which holds a '''German banking license''', so your money (up to '''€100,000''') is '''protected''' by the German ''[https://en.wikipedia.org/wiki/Entsch%C3%A4digungseinrichtung_deutscher_Banken Einlagensicherung]''.
 * So even if Vivid '''goes bankrupt''', your money will be '''safe''', guaranteed by the German state.
-=== How much does Vivid cost? ===
+}}{{FAQ/Item|q= How much does Vivid cost? |a=
 * Opening and '''keeping''' the account is '''always free'''. (So even if you stop using it, you can keep it, without paying anything.)
 * '''Paying''' with the Visa card is '''always free''', no matter if in EUR or another currency. Even better, when paying abroad, the will '''show''' you immediately the price in the '''foreign currency and in EUR''', too. So you can see better how much you paid.
-=== How can I withdraw cash? ===
+}}{{FAQ/Item|q= How can I withdraw cash? |a=
 * You can use any machine, in Germany or abroad.
@@ Line 33: / Line 31: @@
 * If you withdraw money, it must be '''€50 or more''' per withdrawal. If you withdraw more or less than these limits, you pay '''3%''' (but not less than '''€1''').
-=== How can I deposit cash? ===
+}}{{FAQ/Item|q= How can I deposit cash? |a=
 * You '''cannot deposit cash''' onto your Vivid account.
 * To top up your account, you can only send '''SEPA transfers'''.
-=== What transactions can I make & receive? ===
+}}{{FAQ/Item|q= What transactions can I make & receive? |a=
 * You can make and receive any '''SEPA''' transactions.
@@ Line 45: / Line 43: @@
 ** '''pay rent''' to your landlord.
-=== Which card do I get with Vivid? ===
+}}{{FAQ/Item|q= Which card do I get with Vivid? |a=
 * If you top up your account with €200, you get a '''free VISA debit card''' (made from '''metal'''), sent to your home by mail.
@@ Line 52: / Line 50: @@
 * This makes the virtual card an '''ideal tool for online payments''': Keep it always frozen, and only unfreeze it when you make an online purchase. This way, even if the card number gets stolen/hacked, it cannot be used.
-=== What account number (IBAN) do I get? ===
+}}{{FAQ/Item|q= What account number (IBAN) do I get? |a=
 * You get an account number (IBAN) from '''Germany''' 🇩🇪.
-=== In which language can I use Vivid? ===
+}}{{FAQ/Item|q= In which language can I use Vivid? |a=
 * The app and the customer support are available in:
@@ Line 67: / Line 65: @@
 * Their first reply comes usually after 5 to 30 minutes.
-=== Can I use Vivid on my desktop computer? ===
+}}{{FAQ/Item|q= Can I use Vivid on my desktop computer? |a=
 No. You can manage your account only from your smartphone (Android or iOS/Apple).
-=== Can I hold & exchange to multiple currencies? ===
+}}{{FAQ/Item|q= Can I hold & exchange to multiple currencies? |a=
 * Yes, you can '''hold 40 currencies''' in the free plan and 100+ in the paid plan.<ref>{{Cite|url=https://vivid.money/en-eu/compare/|date=2022-05-03|quote=Currencies in free separate pockets: Up to 40 currencies / Up to 107 currencies}}</ref>
@@ Line 77: / Line 75: @@
 * However, you can '''send & receive only EUR'''.
-=== Can I also save money? Can I invest in shares & ETFs? ===
+}}{{FAQ/Item|q= Can I also save money? Can I invest in shares & ETFs? |a=
 * Yes, kind of: You can buy '''fractional shares'''<ref>{{Cite|url=https://help.vivid.money/en/articles/5964211-what-are-fractional-instruments|date=2022-05-03|quote=With our fractional trading services, we offer fractional shares, fractional coins and fractional precious metals which are all fractional instruments.}}</ref> from more than 1000 US and EU companies and ETFs, '''without any transaction fees''' and '''no minimum''' investment.
@@ Line 83: / Line 81: @@
 * Also, should their partner go bankrupt, your money is still protected (90% of it, up to €20,000).<ref>{{Cite|url=https://help.vivid.money/en/articles/5967888-what-s-the-nature-of-fractional-instruments|date=2022-05-03|quote=A claim for compensation exists only if funds are denominated in the currency of an EU member state or in euro and is limited to 90% of the claim or a maximum of €20,000.00.}}</ref>
-=== Can I buy Bitcoin and other cryptocurrencies? ===
+}}{{FAQ/Item|q= Can I buy Bitcoin and other cryptocurrencies? |a=
 * Yes, crypto currencies, such as Bitcoin, Ethereum, etc.<ref>{{Cite|url=https://https://vivid.money/en-eu/investments/crypto/|date=2022-05-03|quote=Buy 150+ crypto coins without any delay …}}</ref>
-=== Is there a bonus for new customers? ===
+}}{{FAQ/Item|q= Is there a bonus for new customers? |a=
 * Currently, you get €40 in cashback after [[#open|doing all the steps from here]].
+}}
 == Screenshots ==
 <gallery mode="traditional" widths=150px heights=300px>