Wise - Revision history

Jorges: Shorter.

2022-06-27T07:42:53Z

Shorter.

Jorges: Use {{Head}}.

2022-06-27T06:25:07Z

Use {{Head}}.

Jorges: Use FAQ template.

2022-05-26T22:05:11Z

Use FAQ template.

Jorges: Add open link to top.

2022-05-03T21:08:06Z

Add open link to top.

Jorges: /* What account numbers can I get? */

2022-05-01T21:29:47Z

What account numbers can I get?

Jorges: /* What account numbers can I get? */

2022-05-01T21:28:37Z

What account numbers can I get?

Jorges: /* What account numbers can I get? */

2022-05-01T21:28:28Z

What account numbers can I get?

Jorges: /* How much does Wise cost? */

2022-05-01T21:26:28Z

How much does Wise cost?

Jorges: /* Which documents do I need to open an account? */

2022-05-01T21:24:46Z

Which documents do I need to open an account?

Jorges: /* How is my money protected? */

2022-05-01T21:22:37Z

How is my money protected?

@@ Line 2: / Line 2: @@
 |Wise
 |Multi-Currency Bank Account
-|'''Wise''' (formerly TransferWise) is finance company from the UK, offering both a service to '''send & receive money abroad''' and an '''online bank account'''.
+|'''{{AffLink|Wise|wise}}''' (formerly TransferWise) is finance company from the UK, offering both a service to '''send & receive money abroad''' and an '''online bank account'''.
 }}
 The bank account comes with:
@@ Line 10: / Line 10: @@
 * no monthly fee for the standard account.
 * multiple account numbers for various countries, to send & receive money in different currencies
 {{FAQ|

@@ Line 1: / Line 1: @@
-{{DISPLAYTITLE:Wise – Multi-Currency Bank Account}}
+{{Head
-'''Wise''' (formerly TransferWise) is finance company from the UK, offering both a service to '''send & receive money abroad''' and an '''online bank account'''.
+|Wise
+|Multi-Currency Bank Account
 The bank account comes with:

@@ Line 11: / Line 11: @@
 {{AffLink|Open a Wise account|wise}}
-== Frequently Asked Questions (FAQ) ==
+{{FAQ|
+{{FAQ/Item|q= Which documents do I need to open an account? |a=
 Wise accepts citizens from all countries.<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref> A new customer must provide either a passport, national ID card or driver's license.
-=== How is my money protected? ===
+}}{{FAQ/Item|q= How is my money protected? |a=
 Wise "keeps your money in accounts separate from the ones they use to run their business." They "deposit your funds at banking institutions and invest them in government backed liquid assets, primarily government bonds." <ref>{{Cite|url=https://wise.com/help/articles/2949821/is-it-safe-to-keep-money-in-my-wise-account|date=2022-05-01|quote=In keeping with FCA regulations, Wise uses two approaches to safeguard your funds. We deposit your funds at banking institutions and invest them in government backed liquid assets, primarily government bonds.}}</ref>
-=== How much does Wise cost? ===
+}}{{FAQ/Item|q= How much does Wise cost? |a=
 * Opening and '''keeping''' the account is '''free'''.
@@ Line 32: / Line 31: @@
 * [https://wise.com/gb/multi-currency-account/pricing Read more on Wise's pricing.]
-=== Which card do I get? ===
+}}{{FAQ/Item|q= Which card do I get? |a=
 * You can get a '''Mastercard debit card'''.
@@ Line 39: / Line 38: @@
 * After registering a Wise account, you must [https://wise.com/help/articles/2935762/how-do-i-get-a-wise-card follow these steps].
-=== What account numbers can I get? ===
+}}{{FAQ/Item|q= What account numbers can I get? |a=
 * You can get '''multiple account numbers'''.
 * You must first add 20 GBP to your account (or the equivalent in your currency).<ref>{{Cite|url=https://wise.com/help/articles/2978028/how-do-i-get-account-details|date=2022-05-01|quote=add 20 GBP to your account (or the equivalent in your currency)}}</ref>
@@ Line 54: / Line 53: @@
 ** for TRY transfers: Bank name and IBAN from Turkey 🇹🇷
-=== In which languages can I use Wise? ===
+}}{{FAQ/Item|q= In which languages can I use Wise? |a=
 * The app and the customer support are available in:
@@ Line 74: / Line 73: @@
 * Customer '''support''' is available [https://wise.com/help/contact on their website].
-=== Can I use Wise on my desktop computer? ===
+}}{{FAQ/Item|q= Can I use Wise on my desktop computer? |a=
 Yes. You can manage your account both from your smartphone ([https://play.google.com/store/apps/details?id=com.transferwise.android Android] or [https://apps.apple.com/us/app/wise-ex-transferwise/id612261027 iOS/Apple]) and from your desktop web browser.
 == Screenshots ==
 <gallery mode="traditional" widths=150px heights=300px>

@@ Line 8: / Line 8: @@
 * no monthly fee for the standard account.
 * multiple account numbers for various countries, to send & receive money in different currencies
 == Frequently Asked Questions (FAQ) ==

@@ Line 39: / Line 39: @@
 === What account numbers can I get? ===
 * You can get '''multiple account numbers'''.
-* You must [https://wise.com/help/articles/2978028/how-do-i-get-account-details first add 20 GBP] to your account (or the equivalent in your currency).
+* You must first add 20 GBP to your account (or the equivalent in your currency).<ref>{{Cite|url=https://wise.com/help/articles/2978028/how-do-i-get-account-details|date=2022-05-01|quote=add 20 GBP to your account (or the equivalent in your currency)}}</ref>
 * You can then get:<ref>{{Cite|url=https://wise.com/multi-currency-account/#coverage-bankdetails|date=2022-05-01|quote=These are the account details you can share with others to receive money.}}</ref>
 ** for EUR-SEPA transfers: an IBAN from Belgium 🇧🇪🇪🇺

@@ Line 22: / Line 22: @@
 * Opening and '''keeping''' the account is '''free'''.
-* However a [https://wise.com/gb/pricing/hold-fees fee of 0.07% applies] if you
+* However a fee of 0.07% applies if you
 ** hold EUR, and
-** hold more than €3000.
+** hold more than €3000.<ref>{{Cite|url=https://wise.com/gb/pricing/hold-fees|date=2022-05-01|quote=If you’d like to keep more than 3,000 EUR in your Wise account, we’ll charge a 0.07% fee monthly}}</ref>
 * Keeping lower amounts, or in other currencies is free.
 * '''Paying''' with the Mastercard debit card is '''free'''.

@@ Line 13: / Line 13: @@
 === Which documents do I need to open an account? ===
-Wise [https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for accepts citizens from all countries]. A new customer must provide either a passport, national ID card or driver's license.
+Wise accepts citizens from all countries.<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref> A new customer must provide either a passport, national ID card or driver's license.
 === How is my money protected? ===