Difference between revisions of "Germany/Banking/Blocked"
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|Blocked Accounts in Germany | |Blocked Accounts in Germany | ||
|offers, FAQ | |offers, FAQ | ||
| − | |A blocked account (''Sperrkonto'') is a special type of bank account that | + | |A '''blocked account (''Sperrkonto'')''' is a special type of bank account that |
# requires you to initially deposit a big sum that will cover your spending for half or a whole year. | # requires you to initially deposit a big sum that will cover your spending for half or a whole year. | ||
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As of 2022, you need to deposit '''€10,332 for a year'''.<ref>{{Cite|date=2022-07-27|url=https://www.auswaertiges-amt.de/en/sperrkonto/388600|quote=From 1 January 2021, the presumed annual requirement that must be paid into the blocked account when applying for a visa amounts to 10,332 euros.}}</ref> Then, you can withdraw '''€861 per month''' (1/12 of the sum). | As of 2022, you need to deposit '''€10,332 for a year'''.<ref>{{Cite|date=2022-07-27|url=https://www.auswaertiges-amt.de/en/sperrkonto/388600|quote=From 1 January 2021, the presumed annual requirement that must be paid into the blocked account when applying for a visa amounts to 10,332 euros.}}</ref> Then, you can withdraw '''€861 per month''' (1/12 of the sum). | ||
| + | The amount changes over years. On [https://reyep.com/germany-blocked-account-amount-for-international-students--4714/ Reyep.com] you can find the list changing over years and most recent one. | ||
}} | }} | ||
}} | }} | ||
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You can open a blocked account online. | You can open a blocked account online. | ||
| − | All services also offer packages | + | All services also offer packages including [[Germany/Insurance/Health|health insurance]] |
| − | * for traveling into Germany (travel or incoming insurance) | + | * for traveling into Germany (travel or incoming insurance), and |
* for staying in Germany while studying | * for staying in Germany while studying | ||
| Line 39: | Line 40: | ||
* {{Trustpilot|www.coracle.de|5}} {{AffLink|Coracle|coracle}}: offers also {{AffLink|Prime|coracle.prime}} package with | * {{Trustpilot|www.coracle.de|5}} {{AffLink|Coracle|coracle}}: offers also {{AffLink|Prime|coracle.prime}} package with | ||
** incoming/travel health insurance | ** incoming/travel health insurance | ||
| − | ** setting up | + | ** setting up public health insurance |
| − | ** for €59 one-time (+ monthly public health insurance premiums) | + | ** for '''€59 one-time''' (+ monthly public health insurance premiums) |
* {{Trustpilot|www.expatrio.com|5}} {{AffLink|Expatrio|expatrio}}: offers also {{AffLink|Value package|expatrio.value-package}} package with | * {{Trustpilot|www.expatrio.com|5}} {{AffLink|Expatrio|expatrio}}: offers also {{AffLink|Value package|expatrio.value-package}} package with | ||
** incoming/travel health insurance | ** incoming/travel health insurance | ||
| − | ** setting up | + | ** setting up public health insurance |
** setting up a current bank account with German account number | ** setting up a current bank account with German account number | ||
| − | ** ISIC card | + | ** ISIC card for 1 year |
| − | ** for €60 one-time (+ monthly public health insurance premiums) | + | ** for '''€60 one-time''' (+ monthly public health insurance premiums) |
* {{Trustpilot|www.fintiba.com|4.5}} {{AffLink|Fintiba|fintiba}}: offers also ''Fintiba Plus'' with | * {{Trustpilot|www.fintiba.com|4.5}} {{AffLink|Fintiba|fintiba}}: offers also ''Fintiba Plus'' with | ||
** incoming/travel health insurance | ** incoming/travel health insurance | ||
| − | ** setting up | + | ** setting up public or private health insurance |
** setting up a current bank account with German account number | ** setting up a current bank account with German account number | ||
| − | ** for €89 initial fee + €4.90 monthly (+ monthly public health insurance premiums) | + | ** for '''€89 initial fee + €4.90 monthly''' (+ monthly public health insurance premiums) |
{{Notes}} | {{Notes}} | ||
Latest revision as of 17:11, 24 October 2023
A blocked account (Sperrkonto) is a special type of bank account that
- requires you to initially deposit a big sum that will cover your spending for half or a whole year.
- then allows you to withdraw every month a part of it (1/6 or 1/12).
That way, you prove that you have enough funds to sustain yourself while living and studying in Germany.
Questions & Answers[edit]
When do I need a blocked account? [edit]
You need a blocked account if you apply
- for a study visa
- for a residence permit as a student (if you come from a country that allows you to enter Germany without a visa)
- for a jobseeker visa
Offers[edit]
You can open a blocked account online.
All services also offer packages including health insurance
- for traveling into Germany (travel or incoming insurance), and
- for staying in Germany while studying
Some services also help you in setting up a current bank account (Girokonto).
Coracle[2]: offers also Prime[2] package with
- incoming/travel health insurance
- setting up public health insurance
- for €59 one-time (+ monthly public health insurance premiums)
- Expatrio[2]: offers also Value package[2] package with
- incoming/travel health insurance
- setting up public health insurance
- setting up a current bank account with German account number
- ISIC card for 1 year
- for €60 one-time (+ monthly public health insurance premiums)
Fintiba[2]: offers also Fintiba Plus with
- incoming/travel health insurance
- setting up public or private health insurance
- setting up a current bank account with German account number
- for €89 initial fee + €4.90 monthly (+ monthly public health insurance premiums)
Notes[edit]
- ↑ "From 1 January 2021, the presumed annual requirement that must be paid into the blocked account when applying for a visa amounts to 10,332 euros." – source, retrieved 2022-07-27
- ↑ 2.0 2.1 2.2 2.3 2.4 This is an affiliate link. If you click on it and then buy something or sign up for a service, we may earn a commission which covers our expenses. This does not change the price for you.