Difference between revisions of "Germany/Banking/Blocked"

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== Offers ==
 
== Offers ==
  
You can open a blocked account online. Some services also offer packages together with health insurance and a regular bank account.
+
You can open a blocked account online.
  
* {{Trustpilot|www.coracle.de|5}} {{AffLink|Coracle|coracle}}: offers also {{AffLink|Prime|coracle.prime}} package with incoming/travel and [[Germany/Insurance/Health|public health insurance]] for €59 one-time + monthly health insurance payments
+
All services also offer packages incl. health insurance
* {{Trustpilot|www.expatrio.com|5}} {{AffLink|Expatrio|expatrio}}: offers also {{AffLink|Value package|expatrio.value-package}} package with incoming and  [[Germany/Insurance/Health|public health insurance]], current bank account with German account number, ISIC card for €60 one-time + monthly health insurance payments
+
 
* {{Trustpilot|www.fintiba.com|4.5}} {{AffLink|Fintiba|fintiba}}
+
* for traveling into Germany (travel or incoming insurance)
 +
* for staying in Germany while studying
 +
 
 +
Some services also help you in setting up a current bank account (''Girokonto'').
 +
 
 +
* {{Trustpilot|www.coracle.de|5}} {{AffLink|Coracle|coracle}}: offers also {{AffLink|Prime|coracle.prime}} package with
 +
** incoming/travel health insurance
 +
** setting up [[Germany/Insurance/Health|public health insurance]]  
 +
** for €59 one-time (+ monthly public health insurance premiums)
 +
* {{Trustpilot|www.expatrio.com|5}} {{AffLink|Expatrio|expatrio}}: offers also {{AffLink|Value package|expatrio.value-package}} package with  
 +
** incoming/travel health insurance
 +
** setting up [[Germany/Insurance/Health|public health insurance]]
 +
** setting up a current bank account with German account number
 +
** ISIC card  
 +
** for €60 one-time (+ monthly public health insurance premiums)
 +
* {{Trustpilot|www.fintiba.com|4.5}} {{AffLink|Fintiba|fintiba}}: offers also ''Fintiba Plus'' with
 +
** incoming/travel health insurance
 +
** setting up [[Germany/Insurance/Health|public or private health insurance]]
 +
** setting up a current bank account with German account number
 +
** for €89 initial fee + €4.90 monthly (+ monthly public health insurance premiums)
  
 
{{Notes}}
 
{{Notes}}

Revision as of 20:13, 27 July 2022

A blocked account (Sperrkonto) is a special type of bank account that

  1. requires you to initially deposit a big sum that will cover your spending for half or a whole year.
  2. then allows you to withdraw every month a part of it (1/6 or 1/12).

That way, you prove that you have enough funds to sustain yourself while living and studying in Germany.

Questions & Answers

When do I need a blocked account?

You need a blocked account if you apply

  • for a study visa
  • for a residence permit as a student (if you come from a country that allows you to enter Germany without a visa)
  • for a jobseeker visa

Offers

You can open a blocked account online.

All services also offer packages incl. health insurance

  • for traveling into Germany (travel or incoming insurance)
  • for staying in Germany while studying

Some services also help you in setting up a current bank account (Girokonto).

  • 5
    5 stars on Trustpilot for www.coracle.de Coracle[1]: offers also Prime[1] package with
    • incoming/travel health insurance
    • setting up public health insurance
    • for €59 one-time (+ monthly public health insurance premiums)
  • 5
    5 stars on Trustpilot for www.expatrio.com Expatrio[1]: offers also Value package[1] package with
    • incoming/travel health insurance
    • setting up public health insurance
    • setting up a current bank account with German account number
    • ISIC card
    • for €60 one-time (+ monthly public health insurance premiums)
  • 4.5
    4.5 stars on Trustpilot for www.fintiba.com Fintiba[1]: offers also Fintiba Plus with
    • incoming/travel health insurance
    • setting up public or private health insurance
    • setting up a current bank account with German account number
    • for €89 initial fee + €4.90 monthly (+ monthly public health insurance premiums)

Notes

  1. 1.0 1.1 1.2 1.3 1.4 This is an affiliate link. If you click on it and then buy something or sign up for a service, we may earn a commission which covers our expenses. This does not change the price for you.