Difference between revisions of "Czechia/Banking/Cash"
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{{DISPLAYTITLE:List of Czech ATMs not charging extra fees}} | {{DISPLAYTITLE:List of Czech ATMs not charging extra fees}} | ||
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| − | But there are | + | In Czechia, you can find many ATM / bank machines (Czech: ''bankomat'') that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country). |
| + | |||
| + | == Avoid Euronet machines == | ||
| + | |||
| + | ATMs from '''Euronet''' will try charge a fee of 100 CZK. So '''avoid them'''. | ||
| + | |||
| + | But there are cash machines from other banks that allow withdrawing without fees: | ||
* [https://www.google.com/maps/search/csob+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 ČSOB] | * [https://www.google.com/maps/search/csob+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 ČSOB] | ||
* [https://www.google.com/maps/search/raiffeisen+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 Raiffeisen Bank] | * [https://www.google.com/maps/search/raiffeisen+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 Raiffeisen Bank] | ||
* [https://www.google.com/maps/search/kb+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 KB (Komerční banka)] | * [https://www.google.com/maps/search/kb+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 KB (Komerční banka)] | ||
| + | |||
| + | == Decline conversion. Withdraw in CZK == | ||
| + | |||
| + | Many ATMs (and sometimes even payment terminals in shops and restaurants) will offer you to convert the Czech crown into your home currency. For example, if you want to withdraw 1000 CZK, the machine will offer you | ||
| + | |||
| + | * to either withdraw 1000 CZK and let your bank do the conversion | ||
| + | * or do the conversion and charge you with EUR | ||
| + | |||
| + | This is always a bad deal. The conversion rate that the ATM will apply is usually much worse than your bank will apply. | ||
| + | |||
| + | So when asked, always pick '''Decline''' the conversion and '''pay / withdraw CZK'''. | ||
| + | |||
| + | == More == | ||
| + | |||
| + | * Video guide on withdrawing at Czech ATMs: | ||
| + | |||
| + | <youtube width="300" height="150">EfxcgPmXoAEuPo2</youtube> | ||
Revision as of 16:36, 19 August 2020
In Czechia, you can find many ATM / bank machines (Czech: bankomat) that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country).
Avoid Euronet machines
ATMs from Euronet will try charge a fee of 100 CZK. So avoid them.
But there are cash machines from other banks that allow withdrawing without fees:
Decline conversion. Withdraw in CZK
Many ATMs (and sometimes even payment terminals in shops and restaurants) will offer you to convert the Czech crown into your home currency. For example, if you want to withdraw 1000 CZK, the machine will offer you
- to either withdraw 1000 CZK and let your bank do the conversion
- or do the conversion and charge you with EUR
This is always a bad deal. The conversion rate that the ATM will apply is usually much worse than your bank will apply.
So when asked, always pick Decline the conversion and pay / withdraw CZK.
More
- Video guide on withdrawing at Czech ATMs: