Difference between revisions of "Germany/Banking"
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In this article, German bank account are accounts that have an account number ([https://en.wikipedia.org/wiki/International_Bank_Account_Number IBAN]) starting with ''DE…''. | In this article, German bank account are accounts that have an account number ([https://en.wikipedia.org/wiki/International_Bank_Account_Number IBAN]) starting with ''DE…''. | ||
| − | === Do I need a German or | + | === Do I need a German or Euro bank account? === |
To pay rent and most bills or receive salary, you usually need an account that can '''send''' and '''receive [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA transfers]''' in '''EUR'''. | To pay rent and most bills or receive salary, you usually need an account that can '''send''' and '''receive [https://en.wikipedia.org/wiki/Single_Euro_Payments_Area SEPA transfers]''' in '''EUR'''. | ||
Revision as of 16:12, 31 January 2022
When living in Germany, having a German Bank Account (or an account for Euros) can be very useful. Here's a list of them by features.
Frequently Asked Questions (FAQ)
What is a German bank account?
In this article, German bank account are accounts that have an account number (IBAN) starting with DE….
Do I need a German or Euro bank account?
To pay rent and most bills or receive salary, you usually need an account that can send and receive SEPA transfers in EUR.
So your bank account does not necessarily be from Germany. It must only be able to send and receive SEPA transfers in EUR. Many accounts from other EU and EEA countries can do that.
However, some companies and authorities have problems using non-German IBAN. This is illegal but it may happen. Then, a German account is more convenient.