Difference between revisions of "Germany/Banking"
(Bank Accounts Without Monthly Fees) |
|||
| Line 17: | Line 17: | ||
== Lists of Bank Accounts == | == Lists of Bank Accounts == | ||
| − | === Bank Accounts | + | === Bank Accounts With English Support === |
* {{Link|N26|n26}}, speaks also: French, Italian, Spanish | * {{Link|N26|n26}}, speaks also: French, Italian, Spanish | ||
* {{Link|Nuri|nuri}} | * {{Link|Nuri|nuri}} | ||
| Line 25: | Line 25: | ||
* {{Link|Wise|wise}}, speaks also: Chinese, French, Hungarian, Indonesian, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Spanish, Turkish | * {{Link|Wise|wise}}, speaks also: Chinese, French, Hungarian, Indonesian, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Spanish, Turkish | ||
| − | === Bank Accounts | + | === Bank Accounts With German Account Number (IBAN) === |
* {{Link|DKB|dkb}} | * {{Link|DKB|dkb}} | ||
* {{Link|ING|ing}} | * {{Link|ING|ing}} | ||
| Line 35: | Line 35: | ||
* {{Link|Vivid Money|vivid}} | * {{Link|Vivid Money|vivid}} | ||
| − | === Bank Accounts | + | === Bank Accounts Without Monthly Fees === |
| + | * {{Link|DKB|dkb}} | ||
| + | * {{Link|ING|ing.giro}}, if | ||
| + | ** your balance is < €50,000, and | ||
| + | ** you | ||
| + | *** are younger than 28 years, or | ||
| + | *** get incoming payments of >= €700 every month | ||
| + | * {{Link|N26|n26}}, if | ||
| + | ** [https://docs.n26.com/legal/01+DE/01+Account/en/13account-pricelist-en.pdf your balance is < €50,000] | ||
| + | * {{Link|Norisbank|norisbank}} | ||
| + | * {{Link|Nuri|nuri}} | ||
| + | * {{Link|O2 Banking|o2banking}} | ||
| + | * {{Link|Revolut|revolut}} | ||
| + | * {{Link|Vivid Money|vivid}} | ||
| + | * {{Link|Wise|wise}} | ||
| + | |||
| + | === Bank Accounts With Signup Bonuses=== | ||
* {{Link|Vivid Money|vivid}}: €10 welcome bonus + up to €100 cashback | * {{Link|Vivid Money|vivid}}: €10 welcome bonus + up to €100 cashback | ||
* {{Link|Revolut|revolut}} | * {{Link|Revolut|revolut}} | ||
Revision as of 21:55, 31 January 2022
When living in Germany, having a German Bank Account (or an account for Euros) can be very useful. Here's a list of them by features.
Frequently Asked Questions (FAQ)
What is a German bank account?
In this article, German bank account are accounts that have an account number (IBAN) starting with DE….
Do I need a German or Euro bank account?
To pay rent and most bills or receive salary, you usually need an account that can send and receive SEPA transfers in EUR.
So your bank account does not necessarily be from Germany. It must only be able to send and receive SEPA transfers in EUR. Many accounts from other EU and EEA countries can do that.
However, some companies and authorities have problems using non-German IBAN. This is illegal but it may happen. Then, a German account is more convenient.
Lists of Bank Accounts
Bank Accounts With English Support
- N26, speaks also: French, Italian, Spanish
- Nuri
- Revolut, speaks also: Bulgarian, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Slovakian, Slovenian, Spanish, Swedish
- Tomorrow
- Vivid Money, speaks also: French, Italian, Spanish
- Wise, speaks also: Chinese, French, Hungarian, Indonesian, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Spanish, Turkish
Bank Accounts With German Account Number (IBAN)
Bank Accounts Without Monthly Fees
- DKB
- ING, if
- your balance is < €50,000, and
- you
- are younger than 28 years, or
- get incoming payments of >= €700 every month
- N26, if
- Norisbank
- Nuri
- O2 Banking
- Revolut
- Vivid Money
- Wise
Bank Accounts With Signup Bonuses
- Vivid Money: €10 welcome bonus + up to €100 cashback
- Revolut
Comparisons of Bank Accounts
These finance services compare current bank accounts on the market and let you filter the list by specific features: