Wise – Multi-Currency Bank Account

Wise (formerly TransferWise) is finance company from the UK, offering both a service to send & receive money abroad and an online bank account.

The bank account comes with:

support in 13 languages
no requirement of a registered address
no monthly fee for the standard account.
multiple account numbers for various countries, to send & receive money in different currencies

Frequently Asked Questions (FAQ)

Which documents do I need to open an account?

Wise accepts citizens from all countries. A new customer must provide either a passport, national ID card or driver's license.

How is my money protected?

Wise "keeps your money in accounts separate from the ones they use to run their business." They "deposit your funds at banking institutions and invest them in government backed liquid assets, primarily government bonds." (more info)

How much does Wise cost?

Opening and keeping the account is free.
However a fee of 0.07% applies if you
- hold EUR, and
- hold more than €3000.
Keeping lower amounts, or in other currencies is free.
Paying with the Mastercard debit card is free.
Read more on Wise's pricing.

Which card do I get?

You can get a Mastercard debit card.
The card costs a one-time fee of €8.
You must be a resident in one of these countries.
After registering a Wise account, you must follow these steps.

What account numbers can I get?

You can get multiple account numbers.
You must first add 20 GBP to your account (or the equivalent in your currency).
You can then get:
- for EUR-SEPA transfers: an IBAN from Belgium 🇧🇪🇪🇺
- for USD transfers: Routing number and Account number from USA 🇺🇸
- for GBP transfers: UK sort code, Account number, and IBAN from the UK 🇬🇧
- for CAD transfers: Institution number, Transit number, and Account number from Canada 🇨🇦
- for AUD transfers: BSB code and Account number from Australia 🇦🇺
- for NZD transfers: Account number from New Zealand 🇳🇿
- for SGD transfers: Bank code, Bank name, and Account number from Singapore 🇸🇬
- for HUF transfers: Account number from Hungary 🇭🇺
- for RON transfers: Bank code (SWIFT/BIC) and Account number from Romania 🇷🇴
- for TRY transfers: Bank name and IBAN from Turkey 🇹🇷

In which languages can I use Wise?

The app and the customer support are available in:
- English 🇬🇧
- French 🇫🇷
- German 🇩🇪
- Italian 🇮🇹
- Spanish 🇪🇸
- Chinese 🇨🇳🇹🇼
- Hungarian 🇭🇺
- Indonesian 🇮🇩
- Japanese 🇯🇵
- Polish 🇵🇱
- Portuguese 🇵🇹🇧🇷
- Romanian 🇷🇴
- Russian 🇷🇺
- Turkish 🇹🇷