Health insurance in Germany

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The German health care system is divided into 2 branches

  • public healthcare
  • private healthcare

Generally speaking, you need to pick one of them.

How to find the right German health insurance for me?

In many cases, you don't have a choice: For instance when you are employed and make less than around 60,750 € EUR per year (gross), you must pick the public system.

Here's a list of "simple" cases. If your case if more complicated, read a guide listed below.

Simple cases

I am employed in a regular job

If you are

  • part- or full-time employed
  • earn less than 60,750 € gross per year

you must take the public option.

Setup an insurance option

Public

Private

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