List of Czech ATMs not charging extra fees
In Czechia, you can find many ATM / bank machines (Czech: bankomat) that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country).
Avoid Euronet machines / Which alternatives?
ATMs from Euronet will try charge a fee of 100 CZK. So avoid them.
But there are cash machines from other banks that allow withdrawing without fees:
Decline conversion, Withdraw in CZK.
Many ATMs (and sometimes even payment terminals in shops and restaurants) will offer you to convert the CZK into your home currency. For example, if you want to withdraw 1000 CZK, the machine will offer you
- to either withdraw 1000 CZK and let your bank do the conversion
- or do the conversion and charge you with EUR
This is always a bad deal. The conversion rate that the ATM will apply is usually much worse than the one your bank will apply.
So when asked, always pick Decline the conversion and pay / withdraw CZK.
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