Difference between revisions of "Czechia/Banking"

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German-based Raiffeisenbank offers [https://www.rb.cz/en/personal/accounts/current-accounts two current accounts]:
 
German-based Raiffeisenbank offers [https://www.rb.cz/en/personal/accounts/current-accounts two current accounts]:
  
* [https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet Chytrý účet]
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* ''[https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet Chytrý účet]:'' simple but free
* [https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]  
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* ''[https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]:'' 49 CZK / month but including many features
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==== Chytrý účet ====
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The '''Smart account''' (''Chytrý účet'') has no running fees but also not many features included. What you get included:
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* a CZK account (for any further currency, you pay 29 CZK / month)
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* a debit card
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* a credit card
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* free cash withdrawal at ATMs in Czechia
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Revision as of 17:21, 13 August 2020

Related:

What do I need to open a Czech bank account?

Most banks will require from you:

  • an ID / passport
  • a proof of residence, can be
    • a rental contract
    • temporary/permanent residence permit

With these documents, go to a branch of the following banks.

Free bank accounts with English support

Fio banka

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

  • a free Mastercard for contactless payments
    • another payment card for a second person
  • up to 10 cash withdrawals / month at Fio ATMs
    • 5 at other ATMs
    • 1 withdrawal in foreign country per month

See also: More features

Raiffeisenbank

German-based Raiffeisenbank offers two current accounts:

Chytrý účet

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

  • a CZK account (for any further currency, you pay 29 CZK / month)
  • a debit card
  • a credit card
  • free cash withdrawal at ATMs in Czechia