Czechia/Banking

Related:

• Cash withdrawal without fees – List of Czech ATMs not charging extra fees

What do I need to open a Czech bank account?

Most banks will require from you:

• an ID / passport
• a proof of residence, can be
  • a rental contract
  • temporary/permanent residence permit

With these documents, go to a branch of the following banks.

Free bank accounts with English support

Fio banka

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

• a free Mastercard for contactless payments
  • another payment card for a second person
• up to 10 cash withdrawals / month at Fio ATMs
  • 5 at other ATMs
  • 1 withdrawal in foreign country per month

See also: More features

Raiffeisenbank

German-based Raiffeisenbank offers two current accounts:

• Chytrý účet: simple but free
• Aktivný účet: 49 CZK / month but including many features

Chytrý účet

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

• a CZK account (for any further currency, you pay 29 CZK / month)
• a debit card
• a credit card
• free cash withdrawal at ATMs in Czechia

Aktivný účet

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

• not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
• free cash withdrawal at ATMs not only in Czechia but worldwide