Difference between revisions of "Czechia/Banking"

From Expat Wiki
Jump to navigation Jump to search
Line 45: Line 45:
 
* a credit card
 
* a credit card
 
* free cash withdrawal at ATMs in Czechia
 
* free cash withdrawal at ATMs in Czechia
 +
 +
Read more about [https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet Chytrý účet]
  
 
==== Aktivný účet ====
 
==== Aktivný účet ====
Line 52: Line 54:
 
* free cash withdrawal at ATMs not only in Czechia but worldwide
 
* free cash withdrawal at ATMs not only in Czechia but worldwide
  
 +
Read more about [https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]
 +
 +
=== Equabank ===
 +
 +
Equabank is a Czech bank and offering a free current account in CZK, including:
 +
 +
* free cash withdrawal at ATMs worldwide
 +
* free Mastercard debit card
 +
* optional: an account in EUR
 +
* free incoming and outgoing transactions in EUR and CZK
 +
 +
Account opening is possible in [https://www.google.com/maps?q=equa+bank branches] or online.
 +
 +
Read more about [https://www.equabank.cz/en/current-account Equabank's current account]
 +
 +
https://www.equabank.cz/en/current-account
  
 
<!-- https://www.sberbank.cz/en -->
 
<!-- https://www.sberbank.cz/en -->

Revision as of 17:49, 13 August 2020

Related:

What do I need to open a Czech bank account?

Most banks will require from you:

  • an ID / passport
  • a proof of residence, can be
    • a rental contract
    • temporary/permanent residence permit

With these documents, go to a branch of the following banks.

Free bank accounts with English support

Fio banka

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

  • a free Mastercard for contactless payments
    • another payment card for a second person
  • up to 10 cash withdrawals / month at Fio ATMs
    • 5 at other ATMs
    • 1 withdrawal in foreign country per month

See also: More features

Raiffeisenbank

German-based Raiffeisenbank offers two current accounts:

Chytrý účet

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

  • a CZK account (for any further currency, you pay 29 CZK / month)
  • a debit card
  • a credit card
  • free cash withdrawal at ATMs in Czechia

Read more about Chytrý účet

Aktivný účet

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

  • not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
  • free cash withdrawal at ATMs not only in Czechia but worldwide

Read more about Aktivný účet

Equabank

Equabank is a Czech bank and offering a free current account in CZK, including:

  • free cash withdrawal at ATMs worldwide
  • free Mastercard debit card
  • optional: an account in EUR
  • free incoming and outgoing transactions in EUR and CZK

Account opening is possible in branches or online.

Read more about Equabank's current account

https://www.equabank.cz/en/current-account