Difference between revisions of "Czechia/Banking"

Revision as of 01:01, 14 August 2020

Foreign bank account? Where to withdraw cash

If you are still only having a foreign bank account, you probably need to withdraw cash with your foreign Visa or Mastercard.

Some bank machine are more suitable than others – find here a List of Czech ATMs not charging extra fees.

What do I need to open a Czech bank account?

Most banks will require from you:

an ID / passport
a proof of residence, can be
- a rental contract
- temporary/permanent residence permit

With these documents, go to a branch of the following banks.

Free bank accounts with English support

Fio banka

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

a free Mastercard for contactless payments
- another payment card for a second person
up to 10 cash withdrawals / month at Fio ATMs
- 5 at other ATMs
- 1 withdrawal in foreign country per month

See also: More features

Raiffeisenbank

German-based Raiffeisenbank offers two current accounts:

Chytrý účet: simple but free
Aktivný účet: 49 CZK / month but including many features

Chytrý účet

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

a CZK account (for any further currency, you pay 29 CZK / month)
a debit card
a credit card
free cash withdrawal at ATMs in Czechia

Aktivný účet

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
free cash withdrawal at ATMs not only in Czechia but worldwide

Equabank

Equabank is a Czech bank and offering a free current account in CZK, including:

free cash withdrawal at ATMs worldwide
free Mastercard debit card
optional: an account in EUR
free incoming and outgoing transactions in EUR and CZK

Account opening is possible in branches or online.

Read more about Equabank's current account

@@ Line 1: / Line 1: @@
 {{DISPLAYTITLE:List of Czech bank accounts for foreigners}}
-Related:
+== Foreign bank account? Where to withdraw cash ==
-* [[/Cash|Cash withdrawal without fees]] – List of Czech ATMs not charging extra fees
+If you are still only having a foreign bank account, you probably need to withdraw cash with your foreign Visa or Mastercard.
+Some bank machine are more suitable than others – find here a [[/Cash|List of Czech ATMs not charging extra fees]].
 == What do I need to open a Czech bank account? ==