Editing Czechia/Banking/Cash
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− | {{ | + | {{DISPLAYTITLE:List of Czech ATMs not charging extra fees}} |
− | + | In Czechia, you can find many ATM / bank machines (Czech: ''bankomat'') that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country). | |
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− | + | == Frequently Asked Questions (FAQ) == | |
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− | + | === Which ATMs should I avoid? === | |
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+ | Avoid ATMs from | ||
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+ | * Euronet | ||
+ | * Unicredit Bank | ||
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+ | They will charge an extra fee of 100 CZK or more. | ||
+ | |||
+ | === Which ATMs are recommended? === | ||
Cash machines of these banks allow withdrawing without extra fees: | Cash machines of these banks allow withdrawing without extra fees: | ||
− | + | * [https://www.google.com/maps/search/csob+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 ČSOB] | |
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− | * [https://www.google.com/maps/search/ | ||
* [https://www.google.com/maps/search/raiffeisen+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 Raiffeisen Bank] | * [https://www.google.com/maps/search/raiffeisen+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 Raiffeisen Bank] | ||
* [https://www.google.com/maps/search/kb+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 KB (Komerční banka)] | * [https://www.google.com/maps/search/kb+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 KB (Komerční banka)] | ||
− | + | === Should I use currency conversion? === | |
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'''No.''' | '''No.''' | ||
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* to either withdraw 1000 CZK and let your bank do the conversion | * to either withdraw 1000 CZK and let your bank do the conversion | ||
− | * or do the conversion and charge you with | + | * or do the conversion and charge you with EUR |
This is nearly always a bad deal. The conversion rate that the ATM will apply is usually much worse than the one your bank will apply. | This is nearly always a bad deal. The conversion rate that the ATM will apply is usually much worse than the one your bank will apply. | ||
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So when asked, always pick '''Decline''' the conversion and '''pay / withdraw CZK'''. | So when asked, always pick '''Decline''' the conversion and '''pay / withdraw CZK'''. | ||
− | + | == More == | |
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− | * [https://www.youtube.com/watch?v= | + | * [https://www.youtube.com/watch?v=uEvz18puu80 Video guide on withdrawing at Czech ATMs] by [https://www.youtube.com/channel/UCt7oj318jVQi7vRbc1bNjJA Honest Guide]:<br/> {{Youtube|uEvz18puu80}} |