Editing Czechia/Banking/Cash

{{DISPLAYTITLE:List of Czech ATMs not charging extra fees}}
Here are '''tips for withdrawing cash''' at a Czech ATM / bank machine (Czech: ''bankomat''), especially when using a '''foreign Visa or Mastercard'''. 

== Frequently Asked Questions (FAQ) ==

=== Which ATMs should I avoid? ===

Avoid ATMs from

* Euronet
* Unicredit Bank

They will charge an extra fee of 100 CZK or more.

=== Which ATMs are recommended?  ===

Cash machines of these banks allow withdrawing without extra fees:

* [https://www.google.com/maps/search/csob+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 ČSOB]
* [https://www.google.com/maps/search/raiffeisen+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 Raiffeisen Bank]
* [https://www.google.com/maps/search/kb+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 KB (Komerční banka)]

=== Should I use currency conversion? ===

'''No.'''

Many ATMs (and sometimes even payment terminals in shops and restaurants) will offer you to convert the CZK into your home currency. For example, if you want to withdraw 1000 CZK, the machine will offer you

* to either withdraw 1000 CZK and let your bank do the conversion
* or do the conversion and charge you with your home currency

This is nearly always a bad deal. The conversion rate that the ATM will apply is usually much worse than the one your bank will apply.

So when asked, always pick '''Decline''' the conversion and '''pay / withdraw CZK'''.

== More ==

* [https://www.youtube.com/watch?v=uEvz18puu80 Video guide on withdrawing at Czech ATMs] by ''Honest Guide'':<br/> {{Youtube|uEvz18puu80}}
@@ Line 1: / Line 1: @@
-{{Head
+{{DISPLAYTITLE:List of Czech ATMs not charging extra fees}}
-|Withdraw Cash in Czechia
+Here are '''tips for withdrawing cash''' at a Czech ATM / bank machine (Czech: ''bankomat''), especially when using a '''foreign Visa or Mastercard'''.
-|ATMs with no fees, Tips
-|When '''withdrawing cash''' in Prague or elsewhere, many Czech ATMs (''bankomat'') might charge extra fees when using a '''foreign Visa or Mastercard'''. But you can withdraw with no extra fees at ATMs of  ČSOB, Raiffeisen Bank &  KB (Komerční banka).}}
+== Frequently Asked Questions (FAQ) ==
-{{FAQ|
-{{FAQ/Item|q= Which ATMs are recommended?  |a=
+=== Which ATMs should I avoid? ===
+Avoid ATMs from
+* Euronet
+* Unicredit Bank
+They will charge an extra fee of 100 CZK or more.
+=== Which ATMs are recommended?  ===
 Cash machines of these banks allow withdrawing without extra fees:
-<div class="ul-list-style-none">
+* [https://www.google.com/maps/search/csob+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 ČSOB]
-* [https://www.google.com/maps/search/Airbank+atm/@50.0784965,14.4403464,14z/data=!3m1!4b1 AirBank]
-* [https://www.google.com/maps/search/fio+atm/@50.0784939,14.4403464,14z/data=!3m1!4b1 FIO]
 * [https://www.google.com/maps/search/raiffeisen+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 Raiffeisen Bank]
 * [https://www.google.com/maps/search/kb+atm/@50.0785018,14.4403464,14z/data=!3m1!4b1 KB (Komerční banka)]
-</div>
+=== Should I use currency conversion? ===
-}}{{FAQ/Item|q= Should I use currency conversion? |a=
 '''No.'''
@@ Line 30: / Line 34: @@
 So when asked, always pick '''Decline''' the conversion and '''pay / withdraw CZK'''.
-}}{{FAQ/Item|q= How much should I withdraw? |a=
+== More ==
-In Czechia, you can '''pay by card nearly everywhere''': At supermarkets, ticket machines, restaurants and even most street food places.
-* So you will need cash only very rarely.
-* It is enough to withdraw '''only''' an amount needed as a '''backup'''.
-Some ATMs '''trick you''' to withdraw more than you need, by '''offering only high amounts''' when withdrawing.
-* So remember the exchange rate. For EUR-CZK, it is '''1 to 25'''.
-* Thus, '''€40''' are around '''1000 CZK'''.
-}}
-}}
-== See also ==
-* [https://www.youtube.com/watch?v=rdYhm__yMQY Video guide on withdrawing at Czech ATMs] by ''Honest Guide'':<br/> {{Youtube|rdYhm__yMQY}}
+* [https://www.youtube.com/watch?v=uEvz18puu80 Video guide on withdrawing at Czech ATMs] by ''Honest Guide'':<br/> {{Youtube|uEvz18puu80}}