Difference between revisions of "Czechia/Banking/Cash"
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In Czechia, you can find many ATM / bank machines (Czech: ''bankomat'') that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country). | In Czechia, you can find many ATM / bank machines (Czech: ''bankomat'') that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country). | ||
Revision as of 17:26, 20 August 2020
In Czechia, you can find many ATM / bank machines (Czech: bankomat) that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country).
Avoid Euronet machines
ATMs from Euronet will try charge a fee of 100 CZK. So avoid them.
But there are cash machines from other banks that allow withdrawing without fees:
Decline conversion. Withdraw in CZK
Many ATMs (and sometimes even payment terminals in shops and restaurants) will offer you to convert the Czech crown into your home currency. For example, if you want to withdraw 1000 CZK, the machine will offer you
- to either withdraw 1000 CZK and let your bank do the conversion
- or do the conversion and charge you with EUR
This is always a bad deal. The conversion rate that the ATM will apply is usually much worse than your bank will apply.
So when asked, always pick Decline the conversion and pay / withdraw CZK.
More
- Video guide on withdrawing at Czech ATMs: