List of Czech ATMs not charging extra fees

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In Czechia, you can find many ATM / bank machines (Czech: bankomat) that allow you to withdraw cash. Here is a list of things to remember, especially when you are using a foreign Visa or Mastercard (e.g. from your home country).

Frequently Asked Questions (FAQ)

Which ATMs should I avoid?

Avoid ATMs from

  • Euronet
  • Unicredit Bank

They will charge an extra fee of 100 CZK or more.

Which ATMs are recommended?

Cash machines of these banks allow withdrawing without extra fees:

Should I use currency conversion?

No.

Many ATMs (and sometimes even payment terminals in shops and restaurants) will offer you to convert the CZK into your home currency. For example, if you want to withdraw 1000 CZK, the machine will offer you

  • to either withdraw 1000 CZK and let your bank do the conversion
  • or do the conversion and charge you with your home currency

This is nearly always a bad deal. The conversion rate that the ATM will apply is usually much worse than the one your bank will apply.

So when asked, always pick Decline the conversion and pay / withdraw CZK.

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