Difference between revisions of "Czechia/Banking/Current"
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{{CTA|Go to: Raiffeisenbank Aktviný účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}} | {{CTA|Go to: Raiffeisenbank Aktviný účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}} | ||
| − | + | == Equabank == | |
Equabank is a Czech bank and offering a free current account in CZK and EUR. | Equabank is a Czech bank and offering a free current account in CZK and EUR. | ||
Revision as of 16:56, 20 August 2020
Current or giro bank accounts are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of free accounts with English support, suitable for foreigners.
Fio banka
Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.
Requirements
- EU/EEA citizen: ID or passport
- proof of your link to Czechia. Can be:
- a rental contract
- a job contract
- a proof of your business, e.g. a Trade License
Features
They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).
Besides, you get
- a free Mastercard for contactless payments
- another payment card for a second person
- up to 10 cash withdrawals / month at Fio ATMs
- 5 at other ATMs
- 1 withdrawal in foreign country per month
Raiffeisenbank
German-based Raiffeisenbank offers two current accounts:
- Chytrý účet: simple but free
- Aktivný účet: 49 CZK / month but including many features
Requirements
- EU/EEA citizen: ID or passport
- proof of your link to Czechia. Can be:
- a job contract
- a proof of your business, e.g. a Trade License
Account types
Chytrý účet ("Smart account")
The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:
- a CZK account (for any further currency, you pay 29 CZK / month)
- a debit card
- a credit card
- free cash withdrawal at ATMs in Czechia
Aktivný účet ("Active account")
With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally
- not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
- free cash withdrawal at ATMs not only in Czechia but worldwide
Equabank
Equabank is a Czech bank and offering a free current account in CZK and EUR.
Requirements
- EU/EEA citizen: ID or passport
- a Czech mobile phone number
Features
- free cash withdrawal at ATMs worldwide
- free Mastercard debit card
- optional: an account in EUR
- free incoming and outgoing transactions in EUR and CZK
Account opening is possible in branches or online.