Difference between revisions of "Germany/Banking"
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=== Bank Accounts Without Monthly Fees === | === Bank Accounts Without Monthly Fees === | ||
* {{Link|DKB|dkb}} | * {{Link|DKB|dkb}} | ||
| − | + | * {{Link|N26|n26}} | |
| − | |||
| − | |||
| − | |||
| − | |||
| − | * {{Link|N26|n26}} | ||
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* {{Link|Norisbank|norisbank}} | * {{Link|Norisbank|norisbank}} | ||
* {{Link|Nuri|nuri}} | * {{Link|Nuri|nuri}} | ||
| Line 50: | Line 44: | ||
* {{Link|Vivid Money|vivid}} | * {{Link|Vivid Money|vivid}} | ||
* {{Link|Wise|wise}} | * {{Link|Wise|wise}} | ||
| + | |||
| + | ==== … if you receive money on it regularly ==== | ||
| + | * {{Link|ING|ing.giro}} if you receive > €700 every month | ||
| + | * {{Link|Norisbank|norisbank}} if you receive > €750 every month | ||
| + | |||
| + | ==== … for young people ==== | ||
| + | * {{Link|ING|ing.giro}} if you are < 28 | ||
| + | * {{Link|Norisbank|norisbank}} if you are < 21 | ||
=== Bank Accounts With Signup Bonuses=== | === Bank Accounts With Signup Bonuses=== | ||
Revision as of 23:06, 31 January 2022
When living in Germany, having a German Bank Account (or an account for Euros) can be very useful. Here's a list of them by features.
Frequently Asked Questions (FAQ)
What is a German bank account?
In this article, German bank account are accounts that have an account number (IBAN) starting with DE….
Do I need a German or Euro bank account?
To pay rent and most bills or receive salary, you usually need an account that can send and receive SEPA transfers in EUR.
So your bank account does not necessarily be from Germany. It must only be able to send and receive SEPA transfers in EUR. Many accounts from other EU and EEA countries can do that.
However, some companies and authorities have problems using non-German IBAN. This is illegal but it may happen. Then, a German account is more convenient.
Lists of Bank Accounts
Bank Accounts With English Support
- N26, speaks also: French, Italian, Spanish
- Nuri
- Revolut, speaks also: Bulgarian, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Slovakian, Slovenian, Spanish, Swedish
- Tomorrow
- Vivid Money, speaks also: French, Italian, Spanish
- Wise, speaks also: Chinese, French, Hungarian, Indonesian, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Spanish, Turkish
Bank Accounts With German Account Number (IBAN)
Bank Accounts Without Monthly Fees
… if you receive money on it regularly
… for young people
Bank Accounts With Signup Bonuses
- Vivid Money: €10 welcome bonus + up to €100 cashback
- Revolut
Comparisons of Bank Accounts
These finance services compare current bank accounts on the market and let you filter the list by specific features: