Editing Germany/Banking/Current

{{Head
|Current Bank Accounts in Germany
|Filter by Features
|Filter '''Current bank accounts (''Girokonto'', checking account) available in Germany''' by their '''features''', for example: no monthly fees, free cash withdrawals, cash deposits, English support, signup with no registered address (''Anmeldung'') etc.
}}

See also: [[Germany/Banking|Banking in Germany]] (Overview, FAQ)

__TOC__

== Banks Filtered by Features ==

Example: <htmltag tagname="a" href="#monthly-fees=no&languages=en">Free banks with English support</htmltag>, <htmltag tagname="a" href="#cash-withdrawals=free-own&no-registered-address=1">Banks with free cash withdrawals and no registered address (Anmeldung) required</htmltag>

<small>Note: This list is not a complete market overview.</small>

{{Germany/Banking/Current/Filter}}
{| class="form-list-filter-js"
<tr><th class="name"></th><th class="currencies">
currencies
</th><th class="iban">
IBAN
</th><th class="langugaes">
languages
</th><th class="trustpilot">
Trustpilot<ref>rating as of 2022-07-01</ref>
</th></tr>
{{Germany/Banking/Current/Filter/Item
|name=1822direkt
|redirect=1822direkt
|affiliate=1
|trustpilot-domain=1822direkt.de
|trustpilot-stars=2.5
|intro=Online bank since 1996, run by [https://en.wikipedia.org/wiki/Sparkassen-Finanzgruppe Sparkasse]
|class=
bonuses
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|bonuses=€25 or €75 bonus (depending on account type) if you receive 3 salary payments of min. €1000 each within the first 6 months<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/fileadmin/Home/Dokumente/PDF/Girokonto/Teilnahmebedingungen_fuer_die_Girokonto-Praemien.pdf|quote=Sie erhalten eine Gutschrift von 25 €, wenn …}}</ref>
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/anlegen-depot/wertpapierdepot/|quote=Kostenloses Depot für 3 Jahre* / Bereits ab 0,00 € handeln*}}</ref>
|cash-deposits=free only at Frankfurter Sparkasse branches<ref>{{Cite|date=2022-05-03|url=https://www.1822direkt.de/service/fragen-und-antworten/girokonto|quote=Einzahlung von Bargeld / Bargeldeinzahlungen sind in Filialen der Frankfurter Sparkasse am Schalter und an den Einzahlautomaten für Sie kostenlos möglich.}}</ref>
|cash-withdrawals=4 per month free at [https://www.sparkasse.de/service/filialsuche.html Sparkasse group] ATMs
|monthly-fees=no if you receive minimum €0.01 every month<ref>{{Cite|date=2022-05-04|url= https://www.1822direkt.de/girokonto/1822mobile/ |quote= Kostenlose Kontoführung ab einem monatlichen Geldeingang von 0,01 €}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Bunq
|redirect=bunq
|affiliate=1 
|trustpilot-domain=bunq.com
|trustpilot-stars=3.5
|intro=Dutch online bank since 2012
|class=
cash-deposits_free-shops 
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops 
currencies_eur
iban_de iban_es iban_fr iban_ie iban_nl
languages_de languages_en languages_nl languages_fr languages_it languages_pt languages_es 
monthly-fees_yes
no-registered-address
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|cash-withdrawals=6 per month at ATMs are free<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/pricing-sheet|quote=First four withdrawals per month are free, the five after are €0.99. Thereafter, €2.99 per withdrawal}}</ref>, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://www.bunq.com/benefits/withdraw-deposit|quote=Withdraw and Deposit cash at more than 10,000 locations across Germany, Austria and Italy thanks to our partnership with Barzahlen.}}</ref>
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.bunq.com/pricing-sheet|quote=Pricing / Consumers & Businesses}}</ref>
|verification=with passport or ID card<ref>{{Cite|date=2022-07-01|quote=physical documents in hand to complete the identity verification|url=https://together.bunq.com/d/3355-what-id-documents-are-accepted-for-my-identity-verification}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=comdirect
|redirect=comdirect
|affiliate=1
|trustpilot-domain=comdirect.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_free-branches cash-deposits_free-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free for the first 3 years<ref>{{Cite|date=2022-05-03|url=https://www.comdirect.de/depot/comdirect-depot.html|quote=Kostenlose Depotführung: garantiert für volle 3 Jahre}}</ref>
|cash-deposits=free at branches & ATMs<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/faq/bargeld-einzahlen|quote=Bargeld auf Ihr comdirect Girokonto können Sie in allen Filialen der Commerzbank AG mit der girocard (Debitkarte) an den Ein- und Auszahlungsautomaten sowie am Kassenschalter - in Filialen mit Kassenbereich - einzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, 3 free per month worldwide, free at shops<ref>{{Cite|date=2022-07-14|url=https://www.comdirect.de/konto/bargeldversorgung.html|quote=Mit Ihrer girocard (Debitkarte) kostenlos… / Mit Ihrer Bankkarte (Visa-Debitkarte) kostenlos an allen Geldautomaten mit Visa-Zeichen. 3-mal mtl. kostenlos …}}</ref>
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.comdirect.de/cms/lp/giro_aff_NKM_xsk.html?ci=000000000000000TL0000000500080& |quote= Anschließend bleibt das Girokonto kostenlos bei 700 Euro monatlichem Mindestgeldeingang}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Commerzbank
|redirect=commerzbank
|affiliate=1 
|trustpilot-domain=commerzbank.de
|trustpilot-stars=1.5
|class=
bonuses
broker
cash-deposits_free-branches 
cash-withdrawals_free-own cash-withdrawals_free-shop
currencies_eur
iban_de
languages_de languages_en  
monthly-fees_no-if-income
|bonuses=€50 welcome bonus if you send or receive 5 payments per month of min. €25 (salary, providers etc.) and agree to sales calls<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/konten-karten/produkte/kostenloses-girokonto/kostenloses-girokonto.html#startpraemie|quote=Wie erhalte ich die 50€ Startprämie?}}</ref>
|broker=free if you make at least one paid transaction per quarter<ref>{{Cite|date=2022-05-03|url=https://www.commerzbank.de/portal/de/privatkunden/sparen-anlegen/produkte/depotmodelle/depot-eroeffnen/depot-eroeffnen.html|quote=Die Depotführung ist kostenlos, sofern mindestens eine gebührenpflichtige Transaktion pro Quartal ausgeführt wird.}}</ref>
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://service.commerzbank.de/wie-zahle-ich-im-inland-geld-ein/|quote=Am Bankautomat / In der Filiale}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only online banking (after signup)
|monthly-fees=no if you receive minimum €700 / month
}}

{{Germany/Banking/Current/Filter/Item
|name=Consorsbank
|redirect=consorsbank
|affiliate=1
|trustpilot-domain=consorsbank.de
|trustpilot-stars=1.5
|class=
broker
cash-deposits_branches
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.consorsbank.de/ev/Wertpapierhandel/Depot-Software/Wertpapierdepot|quote=kostenlose Depotführung}}</ref>
|cash-deposits=yes if minimum €1000, €7.50 fee<ref>{{Cite|date=2022-05-03|url=https://wissen.consorsbank.de/t5/H%C3%A4ufige-Fragen/Wie-kann-ich-Bargeld-auf-mein-Girokonto-einzahlen/ta-p/111680|quote=Einzahlungen nur zwischen 1.000,00 Euro und 25.000,00 Euro. / Eine Einzahlung kostet 7,50 Euro je angefangene 5.000,00 Euro.}}</ref>
|cash-withdrawals=free at ATMs in Eurozone
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://aktionen.consorsbank.de/ev/girokonto/ |quote= Kostenloses Girokonto / bei monatlichem Geldeingang ab 700 Euro oder für alle unter 28 Jahren}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Deutsche Bank
|redirect=deutsche-bank
|trustpilot-domain=deutsche-bank.de
|trustpilot-stars=1.5
|class=
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en  
|cash-deposits=in their branches at the counter or ATMs<ref>{{Cite|date=2022-07-12|url=https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/pk-konto_karten-sb_banking_leitfaden.pdf|quote=An vielen unserer Geldautomaten können Sie nicht nur Bargeldauszahlungen vornehmen, sondern mit jeder Deutsche Bank-Debitkarte und SparCard auch direkt einzahlen.}}</ref>
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs
|languages=German, English only at online banking (after signup)
}}

{{Germany/Banking/Current/Filter/Item
|name=DKB
|redirect=dkb
|affiliate=1
|trustpilot-domain=dkb.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
children
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker= free, orders from €10<ref>{{Cite|date=2022-05-03|url=https://www.dkb.de/privatkunden/broker/|quote=kostenloses Depot und Verrechnungskonto / günstige Orders ab 10 Euro}}</ref>
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]], at DKB ATMs & branches<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=So kannst du Bargeld einzahlen / An DKB-Geldautomaten / Mit Cash im Shop}}</ref>
|cash-withdrawals=free worldwide at ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]] and [[Germany/Banking/Viacash|Viacash]], minimum €50 per withdrawal<ref>{{Cite|date=2022-05-03|url=https://bank.dkb.de/privatkunden/karten/bargeld|quote=Mit der Visa Debitkarte oder Visa Kreditkarte hebst du weltweit an Automaten mit dem Visa-Logo zwischen 50 und 1.000 Euro ab. Im Inland kannst du an vielen Automaten mit der Girokarte Bargeld abheben.}}</ref>
|children=offers {{AffLink|DKB U18|dkb.u18}} account for kids from 0 (but the parent must be already a DKB customer)
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://bank.dkb.de/privatkunden/girokonto|quote=Das Girokonto und die Visa Debitkarte sind kostenlos für alle Kund*innen.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Hypovereinsbank
|redirect=hypovereinsbank
|trustpilot-domain=hypovereinsbank.de
|trustpilot-stars=3
|class=
broker
cash-deposits_free-branches
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=3 different offers<ref>{{Cite|date=2022-05-03|url=https://www.hypovereinsbank.de/hvb/privatkunden/geldanlage/depotmodelle|quote=Welches Depot für welchen Anlagetyp?}}</ref>
|cash-deposits=at branches
|cash-withdrawals=at [http://www.cashgroup.de/ Cash Group] ATMs, at UniCredit banks in 13 EU countries
|monthly-fees=no in the first 5 years<ref>{{Cite|date=2022-04-30|quote=HVB Plus account € 0,00 for new customers for 5 years, thereafter € 9.90 per month.|url=https://www.hypovereinsbank.de/hvb/privatkunden/banking-im-alltag/girokonten}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=ING
|redirect=ing.giro
|trustpilot-domain=ing.de
|trustpilot-stars=4
|class=
cash-deposits_free-atms
cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, savings plans from €1<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/sparen-anlegen/direkt-depot/|quote=Kostenlose Depotführung / Wertpapier-Sparpläne ab 1 Euro}}</ref>
|cash-deposits=free at some of [https://www.ing.de/hilfe/geldautomatensuche/ ING's ATMs]<ref>{{Cite|date=2022-05-03|url=https://www.ing.de/girokonto/kundenservice/|quote=Kann ich auch Bargeld einzahlen? / Die Einzahlung von Bargeld (Scheine) ist auch an einigen unserer Geldautomaten möglich.}}</ref>
|cash-withdrawals=free at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 28, or if you receive minimum €700 every month<ref>{{Cite|date=2022-05-04|url= https://www.ing.de/girokonto/ |quote= Bei einem monatlichen Gehaltseingang von 700 Euro /  z.B. durch Ihr Gehalt, Ihre Rente oder Pension.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Insha
|redirect=insha 
|trustpilot-domain=getinsha.com
|trustpilot-stars=2.5
|class=
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_de
languages_de languages_en
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=
|cash-withdrawals=2 free withdrawals per month<ref>{{Cite|date=2022-05-03|url=https://files.getinsha.com/uploads/T-C/Pricing_sb_.pdf|quote=First 3 withdrawals in Germany € 0}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|url=https://files.getinsha.com/uploads/new-pricing/insha_pricing_EN-final.pdf|quote=Account Fee: Free}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Lydia
|redirect=lydia
|trustpilot-domain=lydia-app.com
|trustpilot-stars=4.5
|class=
cash-deposits_no
currencies_eur currencies_gbp
iban_fr
languages_en languages_fr languages_es languages_pt
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://www.lydia-app.com/en/essential/pricing-limits/|quote=Number of ATM withdrawals/month}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-12|quote=Lydia 0 €|url=https://www.lydia-app.com/en/essential/pricing-limits/}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Monese
|redirect=monese
|affiliate=1
|trustpilot-domain=monese.com
|trustpilot-stars=4
|class=
cash-deposits_no
currencies_eur currencies_gbp currencies_ron 
iban_be iban_gb
languages_en languages_bg languages_cs languages_de languages_et languages_es languages_fr languages_it languages_lt languages_pl languages_pt languages_ro languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=free only in paid plans<ref>{{Cite|date=2022-07-12|url=https://monese.com/de/en/pricing|quote=ATM withdrawals}}</ref>
|currencies=EUR, GBP (only when living in the UK<ref>{{Cite|date=2022-05-03|url=https://support.monese.com/hc/en-gb/articles/360018666299-I-live-in-the-EEA-why-can-t-I-open-a-GBP-account-|quote=From Jan 1st 2021 we are temporarily suspending the creation of GBP accounts for customers outside of the UK}}</ref>) and RON (only with Romanian ID<ref>{{Cite|date=2022-05-03|url=https://monese.com/gr/de/blog/ron-accounts|quote=If you've got a Romania-issued ID, you can now open a new RON currency account, with a fully local Romanian account number (IBAN) and a RON debit card!}}</ref>)
|monthly-fees=no<ref>{{Cite|date=2022-04-30|quote=Starter €0/month|url=https://monese.com/de/en/pricing}}</ref>
|verification=online, with passport or ID card<ref>{{Cite|date=2022-07-01|quote=Unlike banks, we don’t ask for documents on your address or credit history.|url=https://monese.com/gb/en/features/account-opening}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Norisbank
|redirect=norisbank
|affiliate=1
|trustpilot-domain=norisbank.de
|trustpilot-stars=1.5
|class=
broker
bonuses
cash-deposits_free-atms 
cash-withdrawals_free-own cash-withdrawals_free-shops
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young monthly-fees_no-if-income
|broker=free<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/geldanlage/wertpapiere/depot.html|quote=0,– Euro Depotführungsgebühren}}</ref>
|bonuses=€50 welcome bonus if you use their account switching service<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/girokonto/privatkunden/top-girokonto.html?kid=e.8.10.28.14.3&wt_financeads=1&s_id=723442754X28143C12710649TShttps://berlincheap.com/bonus-banking/#kontowechselservice|quote=Beim Abschluss unseres Top-Girokontos erhalten Sie eine Prämie in Höhe von 50 Euro …}}</ref>
|cash-deposits=free at Deutsche Bank cash deposit machines<ref>{{Cite|date=2022-05-03|url=https://www.norisbank.de/service/kontakt-und-wissen/haeufige-fragen/faq-automaten.html|quote=Wie kann ich Bargeld auf mein Girokonto einzahlen? / Sie haben an Einzahlautomaten der Deutschen Bank die Möglichkeit, kostenlos Bargeld auf Ihr Konto einzuzahlen.}}</ref>
|cash-withdrawals=free at [http://www.cashgroup.de/ Cash Group] ATMs, at shops with [[Germany/Banking/Cash-Back|Cash-Back]]
|monthly-fees=no if you are under 21, or if you receive minimum €500 every month & hold less than €50,000<ref>{{Cite|date=2022-05-04|url= https://www.norisbank.de/girokonto/produkte/mobile-top-girokonto.html |quote= Kostenlose Kontoführung / ab 500 Euro Geldeingang pro Monat und einem Guthabenbis zu 50.000 Euro}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=N26
|redirect=n26
|affiliate=1 
|trustpilot-domain=n26.com
|trustpilot-stars=3
|class=
cash-deposits_free-shops
cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops 
currencies_eur
iban_de
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://n26.com/en-de/cash26|quote=CASH26 is available at the following partner stores: …}}</ref>
|cash-withdrawals=3-5 withdrawals per month free in EUR, 1.7% for other currencies, unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://support.n26.com/en-eu/payments-transfers-and-withdrawals/withdrawals/how-often-can-i-withdraw-cash-for-free|quote=3 to 5* free ATM withdrawals per month in euros}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|quote=N26 Standard €0.00/month|url=https://n26.com/en-de/plans}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Openbank
|redirect=openbank
|trustpilot-domain=openbank.de
|trustpilot-stars=2.5
|class=
broker
cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_eur
iban_es
languages_de
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=fee 0.16%, minimum €12 per year<ref>{{Cite|date=2022-05-03|url=https://www.openbank.es/assets/static/de/pdf/Investments/Brokerage_Gebuehren_kurz_DE.pdf|quote=An Aktienmärkten handelbare Wertpapiere / 0,16% / 12,00 €}}</ref>
|cash-deposits=no
|cash-withdrawals=5 withdrawals free per month in €-zone or worldwide at Santander ATMs<ref>{{Cite|date=2022-05-03|url=https://www.openbank.de/kostenlos-geld-abheben|quote=Mit deiner Debitkarte kannst du 5 mal pro Monat kostenlos Geld an jedem beliebigen Geldautomaten der Welt abheben.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.openbank.de/girokonto|quote=Das Eröffnen und Schließen deiner kostenlosen Girokonten sowie das Führen des Kontos sind vollkommen gratis.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Postbank
|redirect=postbank
|affiliate=1
|trustpilot-domain=postbank.de
|trustpilot-stars=1
|class=
cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-young
|cash-deposits=free at Postbank ATMs<ref>{{Cite|date=2022-05-03|url=https://www.postbank.de/privatkunden/services/bargeld-und-automaten/transaktionen-am-geldautomaten/cash-recycler.html|quote=Mit der Einzahlfunktion an vielen unserer Geldautomaten sind Sie nicht an Öffnungszeiten gebunden.}}</ref>
|cash-withdrawals=free at Postbank and [http://www.cashgroup.de/ Cash Group] ATMs
|monthly-fees=no if you are under 22
}}

{{Germany/Banking/Current/Filter/Item
|name=Revolut
|redirect=revolut 
|trustpilot-domain=revolut.com
|trustpilot-stars=4.5
|class=
broker
children
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aud currencies_bgn currencies_cad currencies_chf currencies_czk currencies_dkk currencies_eur currencies_gbp currencies_hkd currencies_hrk currencies_huf currencies_jpy currencies_nok currencies_pln currencies_ron currencies_sek currencies_usd currencies_zar
iban_lt
joint
languages_bg languages_cs languages_da languages_de languages_el languages_en languages_es languages_es languages_fi languages_fr languages_hr languages_hu languages_it languages_ja languages_lt languages_lv languages_nl languages_no languages_pl languages_pt languages_ro languages_si languages_sk languages_sv
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/stocks|quote=What is a fractional share?}}</ref>
|cards=Visa debit card for €5.99 one-time delivery fee<ref>{{Cite|date=2022-05-03|url=https://assets.revolut.com/legal/terms/EN%20Personal%20Fees%20UAB%20Old.pdf|quote=£4.99 or currency equivalent for standard delivery}}</ref>
|cash-deposits=
|cash-withdrawals=200 EUR / 5 per month are free<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/making-payments/withdrawing-cash/does-revolut-charge-for-cash-withdrawal|quote=Standard plan users can withdraw a total of £200, or make a total of 5 ATM withdrawals (whatever comes first).}}</ref>
|crypto=60+ currencies<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/help/wealth/cryptocurrencies/getting-cryptocurrency-exposure/which-cryptocurrencies-are-supported-and-how-do-i-start-investing-in-cryptocurrencies|quote=You can buy/sell …}}</ref>
|joint=offers group vaults<ref>{{Cite|date=2022-05-03|url=https://www.revolut.com/en-DE/help/wealth/vaults/group-vaults/what-is-a-group-vault|quote=What is a Group Vault?}}</ref>
|children=offers ''Junior card'' for kids from 6<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/get-junior-card|quote=A Junior account designed for kids, controlled by you}}</ref>
|monthly-fees=no in Standard Plan<ref>{{Cite|date=2022-07-14|url=https://www.revolut.com/our-pricing-plans|quote=Standard Free}}</ref>
|verification=with passport or ID card, sometimes also a visa<ref>{{Cite|date=2022-07-01|quote=You will need to take a picture of a valid government-issued photo ID and a picture of your face. We may request a copy of your legal right to remain in your country (e.g. visa).|url=https://www.revolut.com/help/profile-and-plan/verifying-identity/how-do-i-verify-my-identity}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Targobank
|redirect=targobank
|affiliate=1
|trustpilot-domain=targobank.de
|trustpilot-stars=2
|class=
broker
cash-deposits_free-shops cash-deposits_free-atms
cash-withdrawals_free-own
currencies_eur
iban_de
languages_de
monthly-fees_no-if-income
|broker=4 different models<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/vermoegen/depot-modelle.html|quote=Welches Depot passt zu mir?}}</ref>
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]; at [https://www.targobank.de/de/filialen/geldautomatensuche/index.html TargoATMs]<ref>{{Cite|date=2022-05-03|url=https://www.targobank.de/de/filialen/geldautomatensuche/index.html|quote=Einzahlung (nur am Geldautomaten)}}</ref>
|cash-withdrawals=free at [https://www.cashpool.de/ CashPool] ATMs
|monthly-fees=no if you receive minimum €600 every month<ref>{{Cite|date=2022-05-04|url= https://www.targobank.de/de/konto-karten/online-konto.html |quote= Bei einem monatlichen Gehaltseingang ab 600€ ist die Kontoführungsgebühr kostenlos.}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Tomorrow
|redirect=tomorrow
|affiliate=1
|trustpilot-domain=tomorrow.one
|trustpilot-stars=3.5
|class=
currencies_eur
iban_de
languages_de languages_en
cash-deposits_free-at-shops
cash-withdrawals_free-at-shops
monthly-fees_yes
|cash-deposits=at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-05-03|url=https://support.tomorrow.one/en/support/solutions/articles/15000047298-how-can-i-deposit-cash-into-my-tomorrow-account-|quote=How can I deposit cash into my Tomorrow account?}}</ref>
|cash-withdrawals=unlimited free withdrawals at shops with [[Germany/Banking/Viacash|Viacash]]
|monthly-fees=yes<ref>{{Cite|date=2022-07-14|url=https://www.tomorrow.one/en-EU/accounts/|quote=Tomorrow accounts / Now / €3 per month}}</ref>
}}

{{Germany/Banking/Current/Filter/Item
|name=Vivid Money
|redirect=vivid
|affiliate=1
|trustpilot-domain=vivid.money
|trustpilot-stars=3.5
|intro=German online bank since 2020
|class=
broker
bonuses
cash-deposits_free-at-shops
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own cash-withdrawals_free-shops
crypto
currencies_all currencies_aed currencies_amd currencies_aud currencies_bam currencies_brl currencies_bgn currencies_cad currencies_cny currencies_hrk currencies_czk currencies_dkk currencies_eur currencies_gel currencies_gbp currencies_hkd currencies_huf currencies_inr currencies_ils currencies_jpy currencies_krw currencies_mkd currencies_myr currencies_mxn currencies_mdl currencies_mad currencies_nzd currencies_nok currencies_pln currencies_rub currencies_sar currencies_rsd currencies_sgd currencies_zar currencies_sek currencies_chf currencies_thb currencies_try currencies_uah currencies_usd
iban_de
joint
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/stocks/|quote=Commission-free fractional investing with no limits / There are no commissions or trade limits.}}</ref>
|bonuses=€40 in cashback when [[Vivid_Money#open|doing this]]
|cash-deposits=free at shops with [[Germany/Banking/Viacash|Viacash]]<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/6056412-what-s-a-cash-top-up|quote=…you can now top up your Vivid account making cash deposits in a wide range of supermarkets and health and beauty retailers.}}</ref>
|cash-withdrawals=free when withdrawing €50 or more, €200 / month free in Standard plan<ref>{{Cite|date=2022-07-14|url=https://help.vivid.money/en/articles/5940425-how-to-withdraw-cash-free-of-charge-in-euro|quote=If you want to withdraw more than €50 or anything within the monthly limit stated in the app, you will not be charged any fees.}}</ref>, €5-€200 for free at shops<ref>{{Cite|date=2022-09-29|url=https://help.vivid.money/en/articles/6511820-can-i-withdraw-cash-from-my-vivid-account-in-stores|quote=Regardless of your plan, there is no minimum amount, but withdrawals under €50 will be subject to fees, and the maximum amount per single transaction is €300. / Our Prime customers can withdraw up to €1000 per month* for free, while Standard customers have €200 monthly.}}</ref>

|currencies=40+ currencies<ref>{{Cite|url=https://vivid.money/en-eu/compare/|date=2022-05-03|quote=Currencies in free separate pockets: Up to 40 currencies / Up to 107 currencies}}</ref>, but can be topped up only in EUR<ref>{{Cite|date=2022-05-03|url=https://expatwiki.org/index.php?title=Vivid_Money&action=edit&section=12|quote=we currently don’t support SWIFT transfers or any network other than SEPA in Euros.}}</ref>
|crypto=150+ currencies<ref>{{Cite|date=2022-05-03|url=https://vivid.money/en-eu/investments/crypto/|quote=Buy 150+ crypto coins}}</ref>
|joint=offers shared pockets<ref>{{Cite|date=2022-05-03|url=https://press.vivid.money/tpost/n3h3brfnj1-vivid-money-introduces-shared-pockets-ev|quote=Each Vivid customer invited to a Pocket can connect both their own physical metal card and virtual Visa debit cards to Shared Pockets and make payments directly from them - no extra cards are required}}</ref>
|monthly-fees=no in Standard plan<ref>{{Cite|date=2022-07-14|url=https://vivid.money/en-eu/compare/|quote=Vivid Standard €0/month}}</ref>
|more=[[Vivid Money|More info & screenshots]]
|verification=You can open an account without ''Anmeldung'' but within 90 days, you must provide a tax ID (TIN). You get a TIN after an Anmeldung.
}}

{{Germany/Banking/Current/Filter/Item
|name=Wise
|redirect=wise
|affiliate=1
|trustpilot-domain=wise.com
|trustpilot-stars=4
|class=
cash-deposits_no
cash-withdrawals_free-world cash-withdrawals_free-eurozone cash-withdrawals_free-own
currencies_aed currencies_ars currencies_aud currencies_bdt currencies_bgn currencies_bwp currencies_cad currencies_chf currencies_clp currencies_cny currencies_crc currencies_czk currencies_dkk currencies_egp currencies_eur currencies_gbp currencies_gel currencies_ghs currencies_hkd currencies_hrk currencies_huf currencies_idr currencies_ils currencies_inr currencies_jpy currencies_kes currencies_krw currencies_lkr currencies_mad currencies_mxn currencies_myr currencies_ngn currencies_nok currencies_npr currencies_nzd currencies_pen currencies_php currencies_pkr currencies_pln currencies_ron currencies_rub currencies_sek currencies_sgd currencies_thb currencies_try currencies_tzs currencies_uah currencies_ugx currencies_usd currencies_uyu currencies_vnd currencies_xof currencies_zar currencies_zmw
iban_be
languages_en languages_de languages_zh languages_fr languages_hu languages_id languages_it languages_ja languages_pl languages_pt languages_ro languages_ru languages_es languages_tr
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
no-registered-address
|cash-deposits=no
|cash-withdrawals=200 EUR / 2 per month are free<ref>{{Cite|date=2022-05-03|url=https://wise.com/help/articles/2935769/how-much-does-it-cost-to-withdraw-cash|quote=You can take out money for free twice a month — as long as the total amount is under 200 GBP/EUR.}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://wise.com/de/pricing/|quote=Opening an account / Free}}</ref>
|verification=with passport, national ID card or driver's license<ref>{{Cite|url=https://wise.com/help/articles/2977982/i-dont-have-the-documents-you-asked-for|date=2022-05-01|quote=In this article, we’ll let you know what kinds of ID we accept around the world, as well as what to do if you have refugee status.}}</ref>
|more=[[Wise|More info & screenshots]]
}}

{{Germany/Banking/Current/Filter/Item
|name=Yuh
|redirect=yuh
|trustpilot-domain=yuh.com
|trustpilot-stars=2.5
|class=
broker
cash-deposits_no
crypto
currencies_aed
currencies_aud
currencies_cad
currencies_chf
currencies_dkk
currencies_eur
currencies_gbp
currencies_hkd
currencies_jpy
currencies_nok
currencies_sek
currencies_sgd
currencies_usd
iban_ch
languages_de languages_en languages_fr languages_it languages_es
monthly-fees_no monthly-fees_no-if-income monthly-fees_no-if-young
|broker=free, fractional shares<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/features/invest|quote=At Yuh, you can trade all products in fractions and invest any amount you like in a share, starting at 25 CHF.}}</ref>
|cash-deposits=no
|cash-withdrawals=1 per week free in Switzerland, CHF 4.90 abroad<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Debit Card Cash Withdrawal in Switzerland / abroad}}</ref>
|crypto=26 currencies<ref>{{Cite|date=2022-05-03|url=https://www.yuh.com/en/support/faq|quote=Which investment products can I trade with Yuh?}}</ref>
|monthly-fees=no<ref>{{Cite|date=2022-07-14|url=https://www.yuh.com/en/pricing|quote=Zero custody fees.}}</ref>
}}

|}

== More Comparisons ==

These finance services compare current bank account options on the market and let you filter the list by specific features:

<gallery mode="nolines" widths="300px">
File:FA.girokonto.png|{{AffLink|Comparison by Financeads|fa.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffa.girokonto (translated)]|link=https://expatwiki.org/go/fa.girokonto
File:FQ.girokonto.png|{{AffLink|Comparison by FinanceQuality|fq.girokonto}} [https://translate.google.com/translate?sl=de&tl=en&u=https%3A%2F%2Fexpatwiki.org%2Fgo%2Ffq.girokonto (translated)]|link=https://expatwiki.org/go/fq.girokonto
File:TC.girokonto.png|{{AffLink|Comparison by Check24|tc.girokonto}}|link=https://expatwiki.org/go/tc.girokonto
</gallery>

{{Notes}}

[[Category:Banking]]