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{{Head | {{Head | ||
| − | |Schufa | + | |Schufa (credit score) report in Germany |
|free or paid | |free or paid | ||
| − | |'''Schufa''' is the biggest German credit score system. Mostly, you need their report of you if you want to rent an apartment long-term. Read here how to get such a ''Schufa Bonitätsauskunft''. | + | |'''Schufa''' is the biggest German credit score system. Mostly, you need their report of you if you want to rent an apartment long-term. Read here how to get a such a ''Schufa Bonitätsauskunft''. |
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* Also it's '''unlikely''' when subletting an apartment or room from another person. | * Also it's '''unlikely''' when subletting an apartment or room from another person. | ||
| − | Read more about [[Germany/Housing/Rent|renting | + | Read more about [[Germany/Housing/Rent|renting and apartment or room]]. |
}}{{FAQ/Item|q= Why do landlords want a Schufa? |a= | }}{{FAQ/Item|q= Why do landlords want a Schufa? |a= | ||
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* Therefore, landlords want to be sure that a new tenant will pay their rent before they sign a contract. | * Therefore, landlords want to be sure that a new tenant will pay their rent before they sign a contract. | ||
* A way to check this is whether the applicant has paid their bills before. This is why they want to see a credit score report. | * A way to check this is whether the applicant has paid their bills before. This is why they want to see a credit score report. | ||
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}} | }} | ||
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== Get a Schufa report == | == Get a Schufa report == | ||
=== Free === | === Free === | ||
| − | Instead of the regular credit score report, you can get a | + | Instead of the regular credit score report, you can get a free copy of all the personal data that Schufa stores about you (based on the [https://en.wikipedia.org/wiki/General_Data_Protection_Regulation GDPR]). It also contains the information that landlords want to see. |
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| − | It also contains the information that landlords want to see | ||
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* Go to [https://www.meineschufa.de/de/datenkopie MeineSchufa.de: Datenkopie (nach Art. 15 DS-GVO)] | * Go to [https://www.meineschufa.de/de/datenkopie MeineSchufa.de: Datenkopie (nach Art. 15 DS-GVO)] | ||
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A page with a form opens, fill it out. Here's a dictionary: | A page with a form opens, fill it out. Here's a dictionary: | ||
| − | * ''Anrede'': salutation | + | * ''Anrede'': salutation (required) |
| − | * ''Vornamen:'' first names | + | * ''Vornamen:'' first names (required) |
| − | * ''Nachname:'' last names | + | * ''Nachname:'' last names (required) |
| − | * ''Geburtsdatum:'' date of birth | + | * ''Geburtsdatum:'' date of birth (required) |
| − | + | * ''E-Mail-Adresse:'' e-mail address | |
| − | + | * ''Geburtsname:'' birth name (maiden name) | |
| − | + | * ''Geburtsort:'' place of birth | |
| − | + | * ''Frühere Namen:'' previous names | |
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* ''Straße'': street | * ''Straße'': street | ||
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You '''can''' also upload documents (e.g. from you ''Anmeldung'') but this is optional. | You '''can''' also upload documents (e.g. from you ''Anmeldung'') but this is optional. | ||
| − | * click on ''Eingaben prüfen'', check your inputs and submit | + | * click on ''Eingaben prüfen'', check your inputs and submit. |
| − | + | You will now receive a letter in a few days. | |
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| + | === Paid === | ||
[https://www.meineschufa.de/index.php?site=14_3 Find a branch] of | [https://www.meineschufa.de/index.php?site=14_3 Find a branch] of | ||
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* and a ''Meldebescheinigung'' (certificate of registration) | * and a ''Meldebescheinigung'' (certificate of registration) | ||
| − | == | + | and get the report immediately. |
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| + | == More guides == | ||
* [https://allaboutberlin.com/guides/free-schufa-berlin How to get a free Schufa] by ''All About Berlin'' | * [https://allaboutberlin.com/guides/free-schufa-berlin How to get a free Schufa] by ''All About Berlin'' | ||
| + | * [https://berlincheap.com/schufa/ Free Schufa report online & paperless] by ''BerlinCheap.com'' | ||
[[Category:Housing]] | [[Category:Housing]] | ||
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