Difference between revisions of "Germany/Housing/Schufa"
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* Therefore, landlords want to be sure that a new tenant will pay their rent before they sign a contract. | * Therefore, landlords want to be sure that a new tenant will pay their rent before they sign a contract. | ||
* A way to check this is whether the applicant has paid their bills before. This is why they want to see a credit score report. | * A way to check this is whether the applicant has paid their bills before. This is why they want to see a credit score report. | ||
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== Get a Schufa report == | == Get a Schufa report == | ||
Revision as of 14:55, 25 July 2022
Schufa is the biggest German credit score system. Mostly, you need their report of you if you want to rent an apartment long-term. Read here how to get a such a Schufa Bonitätsauskunft.
Questions & Answers
Do I need a Schufa report?
It depends on the place you want to rent:
- Almost always, you need one for renting an (unfurnished) apartment long-term.
- You probably don't need one for renting a furnished apartment short-term.
- Also it's unlikely when subletting an apartment or room from another person.
Read more about renting and apartment or room.
Why do landlords want a Schufa?
- In Germany, renting apartments is highly regulated by law.
- Especially, it is difficult for landlords to kick a tenant out.
- Therefore, landlords want to be sure that a new tenant will pay their rent before they sign a contract.
- A way to check this is whether the applicant has paid their bills before. This is why they want to see a credit score report.
Get a Schufa report
Free
Instead of the regular credit score report, you can get a free copy of all the personal data that Schufa stores about you (based on the GDPR). It also contains the information that landlords want to see.
- Go to MeineSchufa.de: Datenkopie (nach Art. 15 DS-GVO)
- Pick the option on the left: SCHUFA-Datenkopie.
A page with a form opens, fill it out. Here's a dictionary:
- Anrede: salutation
- Vornamen: first names
- Nachname: last names
- Geburtsdatum: date of birth
- The next fields are optional:
- E-Mail-Adresse: e-mail address
- Geburtsname: birth name (maiden name)
- Geburtsort: place of birth
- Frühere Namen: previous names
- Straße: street
- Hausnummer: house number
- Postleitzahl: postal code
- Ort: city
You can also upload documents (e.g. from you Anmeldung) but this is optional.
- click on Eingaben prüfen, check your inputs and submit.
You will now receive a letter in a few days.
Paid
- Postbank or
- Volksbank
walk in with your
- ID or passport
- and a Meldebescheinigung (certificate of registration)
and get the report immediately.
More guides
- How to get a free Schufa by All About Berlin
- Free Schufa report online & paperless by BerlinCheap.com