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{{DISPLAYTITLE:Health Insurance in Germany}} | {{DISPLAYTITLE:Health Insurance in Germany}} | ||
+ | {{CleverExpat}} | ||
+ | __TOC__ | ||
The German health care system is divided into 2 branches | The German health care system is divided into 2 branches | ||
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then likely the [[#Private|private option]] is cheaper. | then likely the [[#Private|private option]] is cheaper. | ||
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== Setup an insurance option == | == Setup an insurance option == | ||
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=== Public === | === Public === | ||
− | There are several public health insurance options. They do not differ so much in their price/rates because they are regulated by law: You always pay around 16% of | + | There are several public health insurance options. They do not differ so much in their price/rates because they are regulated by law: You always pay around 16% of you income. |
So you rather want to choose them by the features they offer. For expats, options with an English speaking service are a big bonus – so with English information. | So you rather want to choose them by the features they offer. For expats, options with an English speaking service are a big bonus – so with English information. | ||
− | Besides, there is also a very helpful and '''free signup service''' from | + | Besides, there is also a very helpful and '''free signup service''' from [https://getpopsure.com/expat-health-insurance?utm_source=expatwiki Popsure]*: Instead of filling out a German form at the health insurance, you can simply reach out to Popsure's [https://signuptk.de/?utm_source=expatwiki SignupTK] or [https://signupaok.de/?utm_source=expatwiki SignupAOK], get '''free advice''' and counselling in English and fill out an '''English form'''. |
− | * [https://www.tk.de/en TK (formerly: Techniker)] – | + | * [https://www.tk.de/en TK (formerly: Techniker)] is said to have the best English speaking service. |
− | * [https://en.zuwanderer.aok.de/home/ AOK] | + | ** [https://signuptk.de/?utm_source=expatwiki SignupTK.de] – free English sign-up service |
− | * [https://www.dak.de/dak/english-2082268.html DAK] | + | * [https://en.zuwanderer.aok.de/home/ AOK] |
− | * [https://www.barmer.de/en Barmer] | + | ** [https://signupaok.de/?utm_source=expatwiki SignupAOK.de]* |
− | * [https:// | + | * [https://www.dak.de/dak/english-2082268.html DAK] |
+ | ** [https://signupdak.de/?utm_source=expatwiki SignupDAK.de]* | ||
+ | * [https://www.barmer.de/en Barmer] | ||
+ | ** [https://signupbarmer.de/?utm_source=expatwiki SignupBarmer.de]* | ||
=== Private === | === Private === | ||
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Private options vary a lot by their coverage and their rates – often very much depending on your age and health status. | Private options vary a lot by their coverage and their rates – often very much depending on your age and health status. | ||
− | * | + | * [https://expatwiki.org/go/feather-health Feather] is a Berlin-based, fully English-speaking option. They can advise you both about public and private health insurance and will find the best matching option for you. '''A consultation is free.''' |
− | * | + | * [https://expatwiki.org/go/foyer-global-health Foyer Global Health] speaks English, too, and can give you '''instantly a quote on their website''', so you know immediately what rates to expect. |
− | * | + | * [https://expatwiki.org/go/ottonova Ottonova] is a new, fully English-speaking option. You can get '''free consultation''', without any signing up. |
* [https://berlincheap.com/private-healthcare/ English translated calculator] by ''BerlinCheap.com'': Enter your details + contact and get a quote from various insurance options. | * [https://berlincheap.com/private-healthcare/ English translated calculator] by ''BerlinCheap.com'': Enter your details + contact and get a quote from various insurance options. | ||
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== More guides == | == More guides == | ||
* [https://berlincheap.com/healthcare/ Comparison of German Health Insurance Options] by ''BerlinCheap.com'' | * [https://berlincheap.com/healthcare/ Comparison of German Health Insurance Options] by ''BerlinCheap.com'' | ||
− | * [https://allaboutberlin.com/guides/german-health-insurance | + | * [https://allaboutberlin.com/guides/german-health-insurance Public and private health insurance in Germany: how to choose?] by ''allaboutberlin.com'' |
* [https://www.settle-in-berlin.com/health-insurance-germany/ Health insurance in Germany] by ''settle-in-berlin.com'' | * [https://www.settle-in-berlin.com/health-insurance-germany/ Health insurance in Germany] by ''settle-in-berlin.com'' | ||
* [https://www.howtogermany.com/pages/healthinsurance.html Health Insurance Options in Germany - 2020] by ''howtogermany.com'' | * [https://www.howtogermany.com/pages/healthinsurance.html Health Insurance Options in Germany - 2020] by ''howtogermany.com'' | ||
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− | {{ | + | {{Affiliate}} |