List of current Czech bank accounts for foreigners

From Expat Wiki
Jump to navigation Jump to search

Current or giro bank accounts are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of free accounts with English support, suitable for foreigners.

Fio banka[edit]

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

Requirements[edit]

  • EU/EEA citizen: ID or passport
  • proof of your link to Czechia. Can be:
    • a rental contract
    • a job contract
    • a proof of your business, e.g. a Trade License

Features[edit]

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

  • a free Mastercard for contactless payments
    • another payment card for a second person
  • up to 10 cash withdrawals / month at Fio ATMs
    • 5 at other ATMs
    • 1 withdrawal in foreign country per month

Go to: Fio banka current account

Raiffeisenbank[edit]

German-based Raiffeisenbank offers two current accounts:

Requirements[edit]

  • EU/EEA citizen: ID or passport
  • proof of your link to Czechia. Can be:

Account types[edit]

Chytrý účet ("Smart account")[edit]

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

  • a CZK account (for any further currency, you pay 29 CZK / month)
  • a debit card
  • a credit card
  • free cash withdrawal at ATMs in Czechia

Go to: Raiffeisenbank Chytrý účet

Aktivný účet ("Active account")[edit]

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

  • not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
  • free cash withdrawal at ATMs not only in Czechia but worldwide

Go to: Raiffeisenbank Aktviný účet

Equabank[edit]

Equabank is a Czech bank and offering a free current account in CZK and EUR.

Requirements[edit]

  • EU/EEA citizen: ID or passport
  • a Czech mobile phone number

Features[edit]

  • free cash withdrawal at ATMs worldwide
  • free Mastercard debit card
  • optional: an account in EUR
  • free incoming and outgoing transactions in EUR and CZK

Account opening is possible in branches or online.

Go to: Equabank current account