Difference between revisions of "Czechia/Banking/Current"

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** 1 withdrawal in foreign country per month
 
** 1 withdrawal in foreign country per month
  
{{CTA|Go to: Fio banka current account|https://expatwiki.org/go/fio-current}}
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{{Link|Go to: Fio banka current account|https://expatwiki.org/go/fio-current}}
  
 
== Raiffeisenbank ==
 
== Raiffeisenbank ==
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* free cash withdrawal at ATMs in Czechia
 
* free cash withdrawal at ATMs in Czechia
  
{{CTA|Go to: Raiffeisenbank Chytrý účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}}
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{{Link|Go to: Raiffeisenbank Chytrý účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}}
  
 
==== Aktivný účet ("Active account") ====
 
==== Aktivný účet ("Active account") ====
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* free cash withdrawal at ATMs not only in Czechia but worldwide
 
* free cash withdrawal at ATMs not only in Czechia but worldwide
  
{{CTA|Go to: Raiffeisenbank Aktviný účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}}
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{{Link|Go to: Raiffeisenbank Aktviný účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}}
  
 
== Equabank ==
 
== Equabank ==

Revision as of 15:15, 12 June 2022

Current or giro bank accounts are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of free accounts with English support, suitable for foreigners.

Fio banka

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

Requirements

  • EU/EEA citizen: ID or passport
  • proof of your link to Czechia. Can be:
    • a rental contract
    • a job contract
    • a proof of your business, e.g. a Trade License

Features

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

  • a free Mastercard for contactless payments
    • another payment card for a second person
  • up to 10 cash withdrawals / month at Fio ATMs
    • 5 at other ATMs
    • 1 withdrawal in foreign country per month

Go to: Fio banka current account

Raiffeisenbank

German-based Raiffeisenbank offers two current accounts:

Requirements

  • EU/EEA citizen: ID or passport
  • proof of your link to Czechia. Can be:

Account types

Chytrý účet ("Smart account")

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

  • a CZK account (for any further currency, you pay 29 CZK / month)
  • a debit card
  • a credit card
  • free cash withdrawal at ATMs in Czechia

Go to: Raiffeisenbank Chytrý účet

Aktivný účet ("Active account")

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

  • not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
  • free cash withdrawal at ATMs not only in Czechia but worldwide

Go to: Raiffeisenbank Aktviný účet

Equabank

Equabank is a Czech bank and offering a free current account in CZK and EUR.

Requirements

  • EU/EEA citizen: ID or passport
  • a Czech mobile phone number

Features

  • free cash withdrawal at ATMs worldwide
  • free Mastercard debit card
  • optional: an account in EUR
  • free incoming and outgoing transactions in EUR and CZK

Account opening is possible in branches or online.

Template:CTA