List of current Czech bank accounts for foreigners

Current or giro bank accounts are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of free accounts with English support, suitable for foreigners.

Fio banka

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

Requirements

• EU/EEA citizen: ID or passport
• proof of your link to Czechia. Can be:
  • a rental contract
  • a job contract
  • a proof of your business, e.g. a Trade License

Features

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

• a free Mastercard for contactless payments
  • another payment card for a second person
• up to 10 cash withdrawals / month at Fio ATMs
  • 5 at other ATMs
  • 1 withdrawal in foreign country per month

Raiffeisenbank

German-based Raiffeisenbank offers two current accounts:

• Chytrý účet: simple but free
• Aktivný účet: 49 CZK / month but including many features

Requirements

• EU/EEA citizen: ID or passport
• proof of your link to Czechia. Can be:
  • a job contract
  • a proof of your business, e.g. a Trade License

Account types

Chytrý účet ("Smart account")

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

• a CZK account (for any further currency, you pay 29 CZK / month)
• a debit card
• a credit card
• free cash withdrawal at ATMs in Czechia

Aktivný účet ("Active account")

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

• not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
• free cash withdrawal at ATMs not only in Czechia but worldwide

Equabank

Equabank is a Czech bank and offering a free current account in CZK, including:

• free cash withdrawal at ATMs worldwide
• free Mastercard debit card
• optional: an account in EUR
• free incoming and outgoing transactions in EUR and CZK

Account opening is possible in branches or online.