Difference between revisions of "Czechia/Banking/Current"

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(Created page with "{{DISPLAYTITLE:List of current Czech bank accounts for foreigners}} == Private bank accounts with English support == === Fio banka === [https://www.fio.cz/?lng=2 Fio banka]...")
 
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{{DISPLAYTITLE:List of current Czech bank accounts for foreigners}}
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{{DISPLAYTITLE:Banks for Foreigners in Czechia}}
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'''Current''' or '''giro bank accounts''' are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of '''free accounts''' with English support, suitable for foreigners.
  
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== Private bank accounts with English support ==
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== Fio banka ==
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[https://www.fio.cz/?lng=2 Fio banka] is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.
  
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=== Fio banka ===
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=== Requirements ===
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* EU/EEA citizen: ID or passport
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* proof of your link to Czechia. Can be:
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** a rental contract
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** a job contract
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** a proof of your business, e.g. a [[Czechia/Work/Freelance|Trade License]] 
  
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[https://www.fio.cz/?lng=2 Fio banka] is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.
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=== Features ===
  
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They offer a free [https://www.fio.cz/bank-services/bank-accounts/current-account?lng=2 current account] that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).
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They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).
  
 
Besides, you get
 
Besides, you get
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** 1 withdrawal in foreign country per month
 
** 1 withdrawal in foreign country per month
  
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''See also:'' [https://www.fio.cz/bank-services/bank-accounts/current-account?lng=2 More features]
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{{Link|Go to: Fio banka current account|https://expatwiki.org/go/fio-current}}
  
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=== Raiffeisenbank ===
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== Raiffeisenbank ==
 
German-based Raiffeisenbank offers [https://www.rb.cz/en/personal/accounts/current-accounts two current accounts]:
 
German-based Raiffeisenbank offers [https://www.rb.cz/en/personal/accounts/current-accounts two current accounts]:
  
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* ''[https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]:'' 49 CZK / month but including many features
 
* ''[https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]:'' 49 CZK / month but including many features
  
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==== Chytrý účet ====
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=== Requirements ===
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* EU/EEA citizen: ID or passport
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* proof of your link to Czechia. Can be:
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** a job contract
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** a proof of your business, e.g. a [[Czechia/Work/Freelance|Trade License]] 
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=== Account types ===
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==== Chytrý účet ("Smart account") ====
  
 
The '''Smart account''' (''Chytrý účet'') has no running fees but also not many features included. What you get included:
 
The '''Smart account''' (''Chytrý účet'') has no running fees but also not many features included. What you get included:
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* free cash withdrawal at ATMs in Czechia
 
* free cash withdrawal at ATMs in Czechia
  
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Read more about [https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet Chytrý účet]
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{{Link|Go to: Raiffeisenbank Chytrý účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}}
  
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==== Aktivný účet ====
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==== Aktivný účet ("Active account") ====
  
 
With the '''Active account''' (''Aktivný účet'') you pay 49 CZK / month and get additionally
 
With the '''Active account''' (''Aktivný účet'') you pay 49 CZK / month and get additionally
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* free cash withdrawal at ATMs not only in Czechia but worldwide
 
* free cash withdrawal at ATMs not only in Czechia but worldwide
  
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Read more about [https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]
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{{Link|Go to: Raiffeisenbank Aktviný účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}}
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== Equabank ==
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Equabank is a Czech bank and offering a free current account in CZK and EUR.
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=== Requirements ===
  
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=== Equabank ===
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* EU/EEA citizen: ID or passport
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* a Czech mobile phone number
  
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Equabank is a Czech bank and offering a free current account in CZK, including:
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=== Features ===
  
 
* free cash withdrawal at ATMs worldwide
 
* free cash withdrawal at ATMs worldwide
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Account opening is possible in [https://www.google.com/maps?q=equa+bank branches] or online.
 
Account opening is possible in [https://www.google.com/maps?q=equa+bank branches] or online.
  
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Read more about [https://www.equabank.cz/en/current-account Equabank's current account]
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{{Link|Go to:  Equabank current account|https://www.equabank.cz/en/current-account}}

Latest revision as of 16:56, 12 June 2022

Current or giro bank accounts are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of free accounts with English support, suitable for foreigners.

Fio banka[edit]

Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.

Requirements[edit]

  • EU/EEA citizen: ID or passport
  • proof of your link to Czechia. Can be:
    • a rental contract
    • a job contract
    • a proof of your business, e.g. a Trade License

Features[edit]

They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).

Besides, you get

  • a free Mastercard for contactless payments
    • another payment card for a second person
  • up to 10 cash withdrawals / month at Fio ATMs
    • 5 at other ATMs
    • 1 withdrawal in foreign country per month

Go to: Fio banka current account

Raiffeisenbank[edit]

German-based Raiffeisenbank offers two current accounts:

Requirements[edit]

  • EU/EEA citizen: ID or passport
  • proof of your link to Czechia. Can be:

Account types[edit]

Chytrý účet ("Smart account")[edit]

The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:

  • a CZK account (for any further currency, you pay 29 CZK / month)
  • a debit card
  • a credit card
  • free cash withdrawal at ATMs in Czechia

Go to: Raiffeisenbank Chytrý účet

Aktivný účet ("Active account")[edit]

With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally

  • not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
  • free cash withdrawal at ATMs not only in Czechia but worldwide

Go to: Raiffeisenbank Aktviný účet

Equabank[edit]

Equabank is a Czech bank and offering a free current account in CZK and EUR.

Requirements[edit]

  • EU/EEA citizen: ID or passport
  • a Czech mobile phone number

Features[edit]

  • free cash withdrawal at ATMs worldwide
  • free Mastercard debit card
  • optional: an account in EUR
  • free incoming and outgoing transactions in EUR and CZK

Account opening is possible in branches or online.

Go to: Equabank current account

Retrieved from "https://expatwiki.org/index.php?title=Czechia/Banking/Current&oldid=1694"