Difference between revisions of "Czechia/Banking/Current"
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{{DISPLAYTITLE:List of current Czech bank accounts for foreigners}} | {{DISPLAYTITLE:List of current Czech bank accounts for foreigners}} | ||
| − | + | '''Current''' or '''giro bank accounts''' are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of '''free accounts''' with English support, suitable for foreigners. | |
| − | + | == Fio banka == | |
| + | [https://www.fio.cz/?lng=2 Fio banka] is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service. | ||
| − | + | === Requirements === | |
| + | * EU/EEA citizen: ID or passport | ||
| + | * proof of your link to Czechia. Can be: | ||
| + | ** a rental contract | ||
| + | ** a job contract | ||
| + | ** a proof of your business, e.g. a [[Czechia/Work/Freelance|Trade License]] | ||
| + | |||
| + | === Features === | ||
They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD). | They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD). | ||
| Line 16: | Line 24: | ||
** 1 withdrawal in foreign country per month | ** 1 withdrawal in foreign country per month | ||
| − | {{CTA| | + | {{CTA|Go to: Fio banka current account|https://expatwiki.org/go/fio-current}} |
| − | + | == Raiffeisenbank == | |
German-based Raiffeisenbank offers [https://www.rb.cz/en/personal/accounts/current-accounts two current accounts]: | German-based Raiffeisenbank offers [https://www.rb.cz/en/personal/accounts/current-accounts two current accounts]: | ||
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* ''[https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]:'' 49 CZK / month but including many features | * ''[https://www.rb.cz/en/personal/accounts/current-accounts/aktivni-ucet Aktivný účet]:'' 49 CZK / month but including many features | ||
| − | ==== Chytrý účet ==== | + | === Requirements === |
| + | * EU/EEA citizen: ID or passport | ||
| + | * proof of your link to Czechia. Can be: | ||
| + | ** a job contract | ||
| + | ** a proof of your business, e.g. a [[Czechia/Work/Freelance|Trade License]] | ||
| + | |||
| + | === Account types === | ||
| + | ==== Chytrý účet ("Smart account") ==== | ||
The '''Smart account''' (''Chytrý účet'') has no running fees but also not many features included. What you get included: | The '''Smart account''' (''Chytrý účet'') has no running fees but also not many features included. What you get included: | ||
| Line 33: | Line 48: | ||
* free cash withdrawal at ATMs in Czechia | * free cash withdrawal at ATMs in Czechia | ||
| − | + | {{CTA|Go to: Raiffeisenbank Chytrý účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}} | |
| + | |||
| − | ==== Aktivný účet ==== | + | ==== Aktivný účet ("Active account") ==== |
With the '''Active account''' (''Aktivný účet'') you pay 49 CZK / month and get additionally | With the '''Active account''' (''Aktivný účet'') you pay 49 CZK / month and get additionally | ||
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* free cash withdrawal at ATMs not only in Czechia but worldwide | * free cash withdrawal at ATMs not only in Czechia but worldwide | ||
| − | + | {{CTA|Go to: Raiffeisenbank Aktviný účet|https://www.rb.cz/en/personal/accounts/current-accounts/chytry-ucet}} | |
=== Equabank === | === Equabank === | ||
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Account opening is possible in [https://www.google.com/maps?q=equa+bank branches] or online. | Account opening is possible in [https://www.google.com/maps?q=equa+bank branches] or online. | ||
| − | + | {{CTA|Go to: Equabank current account|https://www.equabank.cz/en/current-account}} | |
Revision as of 16:54, 20 August 2020
Current or giro bank accounts are suitable for paying private expenses like rent, or receiving salary from your job. Here is a list of free accounts with English support, suitable for foreigners.
Fio banka
Fio banka is a branch bank that also offers online banking. Their website has an English interface, and also in their branches you can find English speaking customer service.
Requirements
- EU/EEA citizen: ID or passport
- proof of your link to Czechia. Can be:
- a rental contract
- a job contract
- a proof of your business, e.g. a Trade License
Features
They offer a free current account that can hold Czech currency (CZK), but also in many others (at the moment: AUD, CAD, DKK, EUR, GBP, HRK, HUF, CHF, JPY, NOK, PLN, RUB, SEK, USD).
Besides, you get
- a free Mastercard for contactless payments
- another payment card for a second person
- up to 10 cash withdrawals / month at Fio ATMs
- 5 at other ATMs
- 1 withdrawal in foreign country per month
Raiffeisenbank
German-based Raiffeisenbank offers two current accounts:
- Chytrý účet: simple but free
- Aktivný účet: 49 CZK / month but including many features
Requirements
- EU/EEA citizen: ID or passport
- proof of your link to Czechia. Can be:
- a job contract
- a proof of your business, e.g. a Trade License
Account types
Chytrý účet ("Smart account")
The Smart account (Chytrý účet) has no running fees but also not many features included. What you get included:
- a CZK account (for any further currency, you pay 29 CZK / month)
- a debit card
- a credit card
- free cash withdrawal at ATMs in Czechia
Aktivný účet ("Active account")
With the Active account (Aktivný účet) you pay 49 CZK / month and get additionally
- not only an account in CZK but also optionally in EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF ...
- free cash withdrawal at ATMs not only in Czechia but worldwide
Equabank
Equabank is a Czech bank and offering a free current account in CZK, including:
- free cash withdrawal at ATMs worldwide
- free Mastercard debit card
- optional: an account in EUR
- free incoming and outgoing transactions in EUR and CZK
Account opening is possible in branches or online.